762 Fed.Appx. 115 (3rd Cir. 2019), 17-1775, Pizarro v. Wells Fargo Bank, N.A.

Docket Nº:17-1775
Citation:762 Fed.Appx. 115
Opinion Judge:PER CURIAM
Party Name:Pedro J. PIZARRO, individually, Appellant v. WELLS FARGO BANK, N.A.; Does 1-20
Attorney:Pedro J. Pizarro, Pro Se Diane A. Bettino, Esq., Laura K. Conroy, Esq., Reed Smith, Princeton, NJ, Henry F. Reichner, Esq., Reed Smith, Philadelphia, PA, for Defendant-Appellee
Judge Panel:Before: CHAGARES, BIBAS and GREENBERG, Circuit Judges
Case Date:January 07, 2019
Court:United States Courts of Appeals, Court of Appeals for the Third Circuit
 
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Page 115

762 Fed.Appx. 115 (3rd Cir. 2019)

Pedro J. PIZARRO, individually, Appellant

v.

WELLS FARGO BANK, N.A.; Does 1-20

No. 17-1775

United States Court of Appeals, Third Circuit

January 7, 2019

NOT PRECEDENTIAL

Submitted Pursuant to Third Circuit LAR 34.1(a) November 23, 2018

Editorial Note:

This opinion is not regarded as Precedents which bind the court under Third Circuit Internal Operating Procedure Rule 5.7. (See Federal Rule of Appellate Procedure Rule 32.1)

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On Appeal from the United States District Court for the District of New Jersey (D.C. Civil Action No. 3-16-cv-05419), District Judge: Honorable Peter G. Sheridan

Pedro J. Pizarro, Pro Se

Diane A. Bettino, Esq., Laura K. Conroy, Esq., Reed Smith, Princeton, NJ, Henry F. Reichner, Esq., Reed Smith, Philadelphia, PA, for Defendant-Appellee

Before: CHAGARES, BIBAS and GREENBERG, Circuit Judges

OPINION[*]

PER CURIAM

Pedro J. Pizarro appeals pro se from the District Court’s order dismissing his complaint with prejudice and the District Court’s subsequent order denying reconsideration. For the following reasons, we will affirm.

This matter arises from a $165,000 loan that Pizarro received from Washington Mutual Bank, FA. The loan is evidenced by a note and is secured by a mortgage on Pizarro’s residence in Hamilton, New Jersey. Pizarro executed the note and mortgage on June 10, 2005. On April 9, 2007, this mortgage was assigned to Wells Fargo Bank, N.A. (Wells Fargo).

Pizarro defaulted on the loan, and Wells Fargo filed a foreclosure action against him in New Jersey state court on June 24, 2009. On September 7, 2016, while the foreclosure action was still pending, Pizarro filed this complaint before the District Court. In his complaint, Pizarro claims

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that he has effected rescission of the note and mortgage under the Truth in Lending Act (TILA) by mailing notice of that rescission to Wells Fargo on March 21, 2016. Pizarro sought a declaration that Wells Fargo consequently held no interest in the note or mortgage, an order directing Wells Fargo to return the note and mortgage, and a declaration that no other unknown persons (named as Does 1-20 in his complaint) held an interest in his residence.[1]

Wells Fargo moved to dismiss the...

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