91 F.3d 13 (3rd Cir. 1996), 95-1905, Younis Bros. and Co., Inc. v. CIGNA Worldwide Ins. Co.

Docket Nº:95-1905.
Citation:91 F.3d 13
Party Name:YOUNIS BROS. AND CO., INC. v. CIGNA WORLDWIDE INSURANCE COMPANY. The ABI JAOUDI AND AZAR TRADING CORPORATION v. CIGNA WORLDWIDE INSURANCE COMPANY; Whistondale & Partners, Inc., aka Whistondale & Partners, P.L.C.; Gallagher Plumer, Ltd.; Eagle Star Insurance Co. Ltd.; CNA Reinsurance of London Ltd.; St. Paul Fire and Marine Insurance Company, (UK Lt
Case Date:July 30, 1996
Court:United States Courts of Appeals, Court of Appeals for the Third Circuit
 
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Page 13

91 F.3d 13 (3rd Cir. 1996)

YOUNIS BROS. AND CO., INC.

v.

CIGNA WORLDWIDE INSURANCE COMPANY.

The ABI JAOUDI AND AZAR TRADING CORPORATION

v.

CIGNA WORLDWIDE INSURANCE COMPANY; Whistondale & Partners,

Inc., aka Whistondale & Partners, P.L.C.; Gallagher Plumer,

Ltd.; Eagle Star Insurance Co. Ltd.; CNA Reinsurance of

London Ltd.; St. Paul Fire and Marine Insurance Company,

(UK Ltd.); Orion Insurance Co. Plc.; NRG Fenchurch

Insurance Co. Ltd.; U A P Ins. Co.; Generali Ins. Co.;

Sirius (UK) Insurance Plc; Yasuda Trust Europe Ltd.;

Munichre General Services Ltd., dba Great Lanes

Re-Insurance, Ltd. (UK); Commercial Union Assurance Company

Plc; Continental Insurance Co. (UK) Ltd., dba Continental

Assurance Co. of London, Ltd.; Star Assurance Society,

Ltd.; Royal Re-Insurance Co. Ltd.; HIR UK Ltd.

Younis Bros. & Co., Inc. and The Abi Jaoudi and Azar Trading

Corporation, Appellants.

No. 95-1905.

United States Court of Appeals, Third Circuit

July 30, 1996

June 4, 1996.

Page 14

John J. Seehousen, Langhorne, PA, for Appellants.

Elizabeth Chambers, David R. Strawbridge, Stephen A. Cozen, Douglas R. Widin, Cozen & O'Connor, Philadelphia, PA, for Appellees.

Before: COWEN, NYGAARD and LEWIS, Circuit Judges.

OPINION OF THE COURT

NYGAARD, Circuit Judge.

Younis Brothers & Company and the Abi Jaoudi and Azar Trading Corporation appeal the judgment as a matter of law in favor of appellee, CIGNA Worldwide Insurance Company. The district court concluded that the "war risk exclusion" contained in appellants' insurance policies precluded claims arising from the June 1990 Liberian insurrection. We will affirm.

I.

The district court's opinion details the facts underlying this appeal. See Younis Bros. & Co. v. CIGNA Worldwide Ins. Co., 899 F.Supp. 1385, 1388-1393 (E.D.Pa.1995). We need not repeat them except to note that appellants owned businesses and properties in Liberia, which, between June and October 1990, were damaged by looting and fire. During this time Charles Taylor and Prince Johnson led separate armies against the Liberian government. Appellants' holdings were insured under CIGNA policies containing war risk exclusions for losses caused by, inter alia, war, civil war, insurrection, rebellion or revolution. CIGNA carried the burden of establishing that the situation...

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