Gilarmo v. U.S. Bank NA, 020516 FED3, 15-3321

Docket Nº:15-3321
Opinion Judge:PER CURIAM
Party Name:JENNIFER B. GILARMO, Appellant v. US BANK NA AS TRUSTEE FOR CSAB MORTGAGE BACKED TRUST 2006-1; WELLS FARGO BANK NA AS SERVICER; MORTGAGE ELECTRONIC REGISTRATION SYSTEM; DOES 1-10, Inclusive
Judge Panel:Before: FUENTES, VANASKIE and SCIRICA, Circuit Judges
Case Date:February 05, 2016
Court:United States Courts of Appeals, Court of Appeals for the Third Circuit
 
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JENNIFER B. GILARMO, Appellant

v.

US BANK NA AS TRUSTEE FOR CSAB MORTGAGE BACKED TRUST 2006-1; WELLS FARGO BANK NA AS SERVICER; MORTGAGE ELECTRONIC REGISTRATION SYSTEM; DOES 1-10, Inclusive

No. 15-3321

United States Court of Appeals, Third Circuit

February 5, 2016

NOT PRECEDENTIAL

Submitted Pursuant to Third Circuit LAR 34.1(a) February 1, 2016

On Appeal from the United States District Court for the District of New Jersey (D.C. Civ. No. 3-14-cv-08121) District Judge: Honorable Peter G. Sheridan

Before: FUENTES, VANASKIE and SCIRICA, Circuit Judges

OPINION

PER CURIAM

Jennifer B. Gilarmo appeals from an order of the District Court dismissing her complaint. For the reasons that follow, we will affirm.

Gilarmo obtained a mortgage loan in January of 2006 from First Laridian Mortgage D/B/A First Lenders Mortgage Company in the sum of $193, 600 to refinance a residential property located at 28 Wedgeport Drive in Toms River, New Jersey. Mortgage Electronic Registration Systems, Inc., as nominee for Laridian Mortgage, its successors and assigns, assigned the mortgage to U.S. Bank National Association, as Trustee for CSAB Mortgage-Backed Pass-Through Certificates, Series 2006-1. A Corrective Assignment of Mortgage correcting First Laridian's name was subsequently executed. Then, in November of 2013, a Corporate Assignment of Mortgage was executed; U.S. Bank National Association, as Trustee for CSAB Mortgage-Backed Pass-Through Certificates, Series 2006-1, assigned the mortgage to U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., CSAB Mortgage Backed Pass-Through Certificates, Series 2006-1. All assignments were duly recorded in the office of the Clerk of Ocean County.

Meanwhile, Gilarmo defaulted on her repayment obligations and a foreclosure suit was filed in the Superior Court of New Jersey, Ocean County by U.S. Bank, alleging that the loan was in default for the November 1, 2007 payment and all subsequent payments. Final Judgment and a Writ of Execution were entered in state court on January 7, 2015 after Gilarmo failed to appear and defend. She did not seek to appeal the foreclosure judgment in state court.

On March 4, 2015, Gilarmo filed a civil action pro se in the United States District Court for the District of New Jersey, against U.S. Bank, Wells Fargo Bank, and Mortgage Electronic Registration Systems, to quiet title. She also alleged violations of the Real Estate Settlement and Procedures Act...

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