Farm Bureau New Horizons Ins. Co. of Mo. v. Smith
Citation | 608 S.W.3d 808 |
Decision Date | 22 September 2020 |
Docket Number | No. SD 36295,SD 36295 |
Parties | FARM BUREAU NEW HORIZONS INSURANCE COMPANY OF MISSOURI, Appellant, v. Johnnie SMITH and Sharon Smith, Respondents. |
Court | Court of Appeal of Missouri (US) |
Appellant's Attorneys: T. Michael Ward and Robert L. Brady, of St. Louis, MO.
Respondents’ Attorneys: Bradley H. Lockenvitz, of Columbia, MO and Donald Hale, of Steelville, MO.
Farm Bureau New Horizons Insurance Company of Missouri ("Farm Bureau") appeals from the trial court's order granting the motion for new trial filed by Johnnie and Sharon Smith ("the Smiths").1 In two points, Farm Bureau asserts the trial court erred in granting the motion for new trial because: (1) the trial court's order did not identify the basis for its ruling as required by Rule 78.03, and the only bases for reversal in the Smiths’ motion for new trial are discretionary, which are insufficient to sustain the order; and (2) the expert witness testimony of Rodger Windle ("Windle") and the out-of-court statement of Mark Dotson were properly admitted. Finding merit to Farm Bureau's first point, we grant the same and reverse the order of the trial court.
We confine our recitation of the record to information relevant to our instant disposition, and such other material as is necessary for context.
On May 15, 2015, the Smiths’ house and Sharon Smith's car were destroyed by fire. The Smiths had homeowners and automobile insurance policies through Farm Bureau, and filed claims with Farm Bureau for the loss of their house, personal property, and Sharon's2 car.
Farm Bureau believed the nature of the fire was suspicious, and hired ACS Investigative Services ("ACS") to look into the circumstances of the fire's origin. After ACS concluded its investigation, Farm Bureau denied coverage on the basis that the Smiths set fire to their own house, or someone else set the fire at the Smiths’ direction.
On August 28, 2015, Farm Bureau filed a "Petition for Declaratory Judgment" against the Smiths, requesting findings (in relevant part) that the Smiths "or someone at [the Smiths]’ direction intentionally caused the [fire]"; that the Smiths "intentionally concealed or misrepresented material facts with regard to the claimed loss"; and that Farm Bureau was "not [in] any manner liable to [the Smiths] under the insurance policies for the claimed loss[.]" The Smiths filed an amended counter-claim requesting judgment for damages allegedly covered under their policies with Farm Bureau.
A three-day jury trial commenced on July 16, 2019. Farm Bureau's theory of the case was that the Smiths (or someone acting at their direction) set fire to the Smiths’ house, intentionally causing the damages for which they sought to recover under their Farm Bureau policies, and that the Smiths misrepresented this fact when they sought coverage for the resulting damages from Farm Bureau.
Windle, expert witness for Farm Bureau, testified in relevant part that one of the doors to the Smiths’ home "was forced open by Mark Dotson[,]" that the door was not forced open until the fire was already in progress, and that whomever started the fire inside the Smiths’ home had a key.
The Smiths’ theory of the case was that someone (without their knowledge or consent) broke into their home and started the fire that caused the damages for which they were seeking coverage under their policies with Farm Bureau.
The jury rendered a verdict in favor of Farm Bureau, and against the Smiths. Thereafter, the Smiths filed a "Motion for Judgment Notwithstanding the Verdict or in the Alternative a New Trial[,]" alleging errors in the admission of evidence, and juror misconduct.3 After a hearing on the motion, the trial court entered the following order:
Court takes up the Defendant's [sic] Motion for Judgment Notwithstanding the Verdict or in the Alternative a New Trial. Motion for Judgment Notwithstanding the Verdict is overruled. Defendants’ Motion for a New Trial is sustained. This Court recuses based upon planned retirement on September 30, 2019. Clerk to notify Presiding Judge for assignment of another judge. /s/ Randall Head, Judge
This appeal followed.
In two points relied on, Farm Bureau argues:
Rule 78.03 directs that "[e]very order allowing a new trial shall specify of record the ground or grounds on which said new trial is granted." Where a trial court:
grants a new trial without specifying of record the ground or grounds on which the new trial is granted, the presumption shall be that the trial court erroneously granted the motion for new trial and the burden of supporting such action is placed on the respondent.
Moreover, "[i]f the trial court grants a new trial without specifying discretionary grounds, it shall never be presumed that the new trial was granted on any discretionary grounds." Rule 84.05(d). Where, as here, the trial court fails to specify the grounds upon which it grants a motion for new trial, it is the respondent's burden "to affirmatively demonstrate that there was some adequate, nondiscretionary ground for a new trial." Bishop v. Carper , 81 S.W.3d 616, 619 (Mo. App. W.D. 2002) (internal quotation and citation omitted).
In Farm Bureau's first point, it argues that the trial court erred in granting the Smiths’ motion for new trial in that the trial...
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