First Nat. Bank in DeKalb v. Keisman

Decision Date04 December 1970
Docket NumberNo. 42804,42804
Citation47 Ill.2d 364,265 N.E.2d 662
PartiesFIRST NATIONAL BANK IN DeKALB, Illinois, Appellee, v. Jack KEISMAN et al., Appellants.
CourtIllinois Supreme Court

Edward F. Diedrich, DeKalb (Richard D. Larson, DeKalb, of counsel), for appellants.

Francis E. Cash, DeKalb, for appellee.

CREBS, Justice.

This is an appeal from a judgment entered by the circuit court of DeKalb County against defendants, Jack Keisman and J. Fred Dickey, and in favor of First National Bank in DeKalb on two separate judgment notes totalling $12,600. The issue presented by defendants is whether the judgment entered upon a warrant of attorney is constitutionally valid. It is admitted that the judgment was entered in full compliance with the provisions of the Illinois Civil Practice Act (Ill.Rev.Stat.1969, ch. 110, par. 50(4)). Nonetheless, it is contended that the procedure followed constituted a denial of due process of law in violation of an individual's constitutional rights under the fourteenth amendment to the United States constitution in that the defendants received no notice and were afforded no hearing prior to the entry of judgment, and that said statute makes no provision for notice or process.

Defendants Keisman and Dickey, together with an attorney, George Spitz, now deceased and not a party hereto, signed the notes in question for the purpose of obtaining a loan to finance the purchase of printing equipment for a publishing company in which they were interested. Following the entry of judgment and the issuance of execution defendant's motion to vacate was denied. Later another motion entitled, 'To Arrest the Judgment' was filed and denied. This motion merely alleged that the judgment by confession constituted a deprivation of due process of law and deprived defendants of their constitutional right to trial.

The only facts before us relating to this motion are contained in a partial report of proceedings setting forth a discussion between the attorneys and the court. Defense counsel stated that the time had come for confession judgments to be abolished or declared unconstitutional and that since other proponents of this point of view had so far been unsuccessful with the Illinois legislature perhaps the courts would have to 'bring the matter to task.' The court reminded him that if he felt that defendants had been overreached there was a proper time and procedure provided by the statute for redress, but that if counsel wanted to try to make...

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11 cases
  • Colonial Bank & Trust Co. v. Cahill
    • United States
    • U.S. District Court — Northern District of Illinois
    • November 10, 1976
    ...92 S.Ct. 775, 31 L.Ed.2d 124 (1972); Swarb v. Lennox, 405 U.S. 191, 92 S.Ct. 767, 31 L.Ed.2d 138 (1972); First National Bank in De Kalb v. Keisman, 47 Ill.2d 364, 265 N.E.2d 662 (1971). These cases recognize that a "cognovit provision may well serve a proper and useful purpose in the commer......
  • Matter of Einoder
    • United States
    • U.S. Bankruptcy Court — Northern District of Illinois
    • November 27, 1985
    ...See D.H. Overmyer Co., Inc. of Ohio v. Frick Co., 405 U.S. 174, 92 S.Ct. 775, 31 L.Ed.2d 124 (1972); First Nat. Bank in DeKalb v. Keisman, 47 Ill.2d 364, 265 N.E.2d 662 (1970). We do not have before us the question of whether Illinois law permits a confession clause to be used in this type ......
  • In re Pankau
    • United States
    • U.S. Bankruptcy Court — Northern District of Illinois
    • September 22, 1986
    ...waived his procedural due process rights. The Bank claims that this issue was settled in First National Bank in DeKalb v. Keisman, 47 Ill.2d 364, 265 N.E.2d 662 (1970) and D.H. Overmyer Co., Inc. of Ohio v. Frick Co., 405 U.S. 174, 92 S.Ct. 775, 31 L.Ed.2d 124 (1972). The Bank asserts that ......
  • Nesbitt v. Blazer Financial Services, Inc.
    • United States
    • U.S. District Court — Northern District of Illinois
    • August 9, 1982
    ...and voluntarily signed the cognovit clause waiving his right to prejudgment notice and hearing. See also First National Bank in DeKalb v. Keisman, 47 Ill.2d 364, 265 N.E.2d 662 (1970) (cognovit clause not constitutionally invalid on its face). Even if under this case authority Nesbitt were ......
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