Gmac Mortg., LLC v. Yorke

• Decision Date: 25 September 2019
• Docket Number: 2016–05920,2019–09727,Index No. 14560/12
• Citation: 109 N.Y.S.3d 423,175 A.D.3d 1498
• Parties: GMAC MORTGAGE, LLC, Appellant, v. Latisha YORKE, et al., Respondents, et al., Defendants.
• Court: New York Supreme Court — Appellate Division

175 A.D.3d 1498

109 N.Y.S.3d 423

GMAC MORTGAGE, LLC, Appellant,

v.Latisha YORKE, et al., Respondents, et al., Defendants.

2016–05920

2019–09727

Index No. 14560/12

Supreme Court, Appellate Division, Second Department, New York.

Argued - January 10, 2019

September 25, 2019

Hinshaw Culbertson LLP, New York, N.Y. (Matthew Ferlazzo and Schuyler B. Kraus of counsel), for appellant.

Solomon Rosengarten, Brooklyn, NY, for respondents.

JOHN M. LEVENTHAL, J.P., SHERI S. ROMAN, JOSEPH J. MALTESE, ANGELA G. IANNACCI, JJ.

DECISION & ORDER

In an action to foreclose a mortgage, the plaintiff appeals from an order of the Supreme Court, Kings County(Karen B. Rothenberg), dated May 26, 2015.The order, insofar as appealed from, denied those branches of the plaintiff's motion which were for summary judgment dismissing the second, third, sixth, and twenty-second through twenty-fourth affirmative defenses of the defendantsLatisha Yorke and Ayana Yorke–Winchester, which all in substance alleged that the plaintiff lacked standing, and their fourth affirmative defense, which alleged that the plaintiff failed to comply with RPAPL 1304, and to for leave to amend the caption to substitute Ocwen Loan Servicing, LLC, as the plaintiff.The appeal brings up for review so much of an order of the same court dated November 17, 2016, as denied that branch of the plaintiff's motion which was for leave to renew those branches of its prior motion which were for leave to amend the caption and for summary judgment dismissing the defendants' second, third, sixth, and twenty-second through twenty-fourth affirmative defenses, which alleged that the plaintiff lacked standing (seeCPLR 5517[b] ).

ORDERED that the order dated May 26, 2015, is modified, on the facts and in the exercise of discretion, by deleting the provision thereof denying that branch of the plaintiff's motion which was for leave to amend the caption to substitute Ocwen Loan Servicing, LLC, as the plaintiff, and substituting therefor a provision granting that branch of the motion; as so modified, the order is affirmed insofar as appealed from, and that branch of the plaintiff's motion which was for leave to renew that branch of its prior motion which was for leave to amend the caption to substitute Ocwen Loan Servicing, LLC, as the plaintiff is denied as academic; and it is further,

ORDERED that the order dated November 17, 2016, is affirmed insofar as reviewed; and it is further, ORDERED that one bill of costs is awarded to the defendantsLatisha Yorke and Ayana Yorke–Winchester.

The plaintiff commenced this action against the defendantsLatisha Yorke and Ayana Yorke–Winchester(hereinafter together the defendants), among others, to foreclose a mortgage.The defendants served an answer, in which they asserted various affirmative defenses, including that the plaintiff lacked standing and failed to comply with RPAPL 1304, and several counterclaims.The plaintiff moved pursuant to CPLR 3025(b) for leave to amend the caption to substitute Ocwen Loan Servicing, LLC(hereinafter Ocwen), as the plaintiff, and for summary judgment dismissing the defendants' affirmative defenses and counterclaims.In an order dated May 26, 2015, the Supreme Court denied those branches of the plaintiff's motion which were for leave to amend the caption to substitute Ocwen as the plaintiff and for summary judgment dismissing the defendants' second, third, sixth, and twenty-second through twenty-fourth affirmative defenses, which all in substance alleged lack of standing, and fourth affirmative defense, which alleged failure to comply with RPAPL 1304, and otherwise granted the motion.In a subsequent order dated November 17, 2016, the court denied the plaintiff's motion, inter alia, for leave to renew those branches of its prior motion which were to amend the caption and for summary judgment dismissing the defendants' affirmative defenses which alleged that the plaintiff lacked standing.The plaintiff appeals.

In support of that branch of its motion, among other things, for summary judgment dismissing the defendants' affirmative defenses, the plaintiff submitted, inter alia, the affidavit of Crystal Kearse.Kearse was a loan analyst employed by Ocwen Financial Corporation, "whose indirect subsidiary [was][Ocwen], the successor servicer to [the plaintiff] and servicing agent of Ginnie Mae."Kearse averred therein, based on her "personal review" of the books and business records of Ocwen, the plaintiff, Ginnie Mae, and their agents, that the subject original...