Hartford Acc. & Indem. Co. v. Travelers Ins. Co.
| Decision Date | 17 December 1964 |
| Docket Number | No. 26819,26819 |
| Parties | HARTFORD ACCIDENT AND INDEMNITY COMPANY v. The TRAVELERS INSURANCE COMPANY et al. |
| Court | Connecticut Superior Court |
Upson & Secor, Waterbury, for plaintiff.
William B. Fitzgerald, Waterbury, for named defendant.
Morton S. Kramer, Waterbury, for defendant Joseph Poray-Wybranowski.
The plaintiff seeks a declaratory judgment determining whether or not the plaintiff is under a duty or obligation, by virtue of an insurance policy issued by it to the defendant Joseph Poray-Wybranowski, to arbitrate a claim of that defendant.
The Hartford Accident and Indemnity Company issued a family automobile policy to Poray-Wybranowski which included protection against uninsured motorists. This policy contained an arbitration clause as follows:
Poray-Wybranowski was in an accident with a car owned by Henry Jackson and driven at various times by John Jacintho and Cornelius J. Johnson. He has sued Jackson, Jacintho and Johnson in a separate suit for damages and injuries. It is claimed that Jackson gave permission to Jacintho and Johnson to operate his car. The Travelers Insurance Company issued a standard automobile liability insurance policy covering the operation of the Jackson vehicle but denies coverage as to Jacintho and has refused to enter an appearance for him in that action. Poray-Wybranowski has asked the plaintiff in the present action to arbitrate his claim under the uninsured motorist provision of his policy, and the company has refused to do so.
Arbitration is in derogation of the common law, and parties are only required to arbitrate those issues which they specifically have agreed to arbitrate. A party may be compelled to arbitrate a dispute only if he has expressly agreed to use this type of forum for the determination of his legal rights and duties, and in the absence of a specific agreement to arbitrate he cannot be compelled to do so, but rather has the right to have his rights and obligations determined in a court of law.
Hartford Accident and Indemnity Company agreed with Poray-Wybranowski to arbitration of only two disputes, namely: (1) whether or not Poray-Wybranowski is legally entitled to recover damages from the owner or operator of the uninsured automobile; (2) the amount of payment which may be owing under the uninsured endorsement coverage. Hartford Accident and Indemnity Company does not concede that at the time of the accident Jacintho was not covered by the liability policy issued by The Travelers Insurance Company so that the motor vehicle was an uninsured motor vehicle...
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