Household Bank v. Jfs Group

• Decision Date: 08 March 2002
• Docket Number: No. CIV.A. 01A1405N.,CIV.A. 01A1405N.
• Court: U.S. District Court — Middle District of Alabama
• Parties: HOUSEHOLD BANK, f.s.b., Plaintiff, v. JFS GROUP, et al., Defendants, H & R Block, et al., Plaintiffs/Intervenors.

191 F.Supp.2d 1292

HOUSEHOLD BANK, f.s.b., Plaintiff, v. JFS GROUP, et al., Defendants H & R Block, et al., Plaintiffs/Intervenors.

No. CIV.A. 01A1405N.

United States District Court, M.D. Alabama, Northern Division.

March 8, 2002.

COPYRIGHT MATERIAL OMITTED

Stewart M. Cox, Andrew J. Noble, III, Hope T. Stewart, Bradley, Arant, Rose & White, LLP, Birmingham, AL, Joseph Michael Druhan, Jr., James C. Johnston, Johnston Druhan, L.L.P., Mobile, for Household Bank, f.s.b., plaintiff.

K. Stephen Jackson, Jeffrey S. Daniel, Jackson & Shuttlesworth PC, Birmingham, AL, for the JFS Group, Mary G. Blackmon, Carl T. Brown, William E. Burch, Vincent R. Butler, Margaret A. Callaway, Dorothy Carruthers, Angela G. Christian, Curtis Crews, Letitia A. Crews, Janice Cunningham, Susie Davis, Willie Davis, Billy Devose, Patricia Dixon, Grace Downie, Sandra E. Dumas, Jessie Erkins, Larry Forte, Vivian A. Fortson, Michael A. Fountain, Tangela D. Glenn, Jean Ingram Gordy, Jeanette Harris, Otis G. Hayward, Eyvonne Hill, Jeffery Jackson, Willie J. Jett, Charlene D. Johnson, Gloria A. Johnson, Tonya A. Jones, Michael D. Kelly, Dorothy Kinsey, Latanya S. McCoy, Donald McCray, Johnnie R. McCray, Tonia McGhee, Lisa McQueen, Mary A. Morris, Denise Paige, Yvonne Paige, Aaron C. Patterson, Modester Peterson, Belinda Ann Rogers, Brenda Ruffin, Onnie Simmons, Emogene L. Smith, Cresha D. Thomas, Evelyn P. Thomas, Theresa L. Turner, Eugene Williams, and Winnifer Williams, the Middle District Group, Marie Anderson, Alvester Brafort, Patricia A. Coleman, Caldonia Jackson, Shirley Jernigan, Mamie D. Mitchell, Diane Peterson, Ernestine D. Starks, Gerald Stokes, Albert Thomas, and Earlene Young.

Steven A. Martino, Stephen L. Klimjack, Richard H. Taylor, Robert J. Hedge, Michael D. Hickman, Taylor Martino & Hedge, Mobile, AL, for the JTMH Group, Anthony R. Aaron, Aretha Aaron, Darren R. Abston, James Agee, Queen Alexander, Linda D. Allen, Lue E. Allen a/k/a Lee Allen, William Allen, Sharon D. Anderson, Brenda J. Avery, Keisha L. Barker, Annie C. Bell, Gwendolyn B. Bender, Patsy Benjamin, Ann M. Berry, Eddie C. Berry, Lennell Black, Angela Blackmon, Geraldine Blue, Mary L. Boykin, Patricia A. Boykin, Addie Braggs, Diann Braggs, Charlene Brewer, Ellis G. Brewer, Azeline Brown, Betty J. Brown, Jacqueline E. Brown, Jesse C. Brown, Kimberly T. Brown, Vera A. Bruno, Edna D. Bryant, Sylvia A. Burch, Darlene Busky, Edna D. Cain, Louise Cain, Lisa Calloway, Pearlie Carter, Beulah M. Catlin, Amelia Causey, Cashanda M. Causey, Christine Causey, Candy L. Cavendish (Gonzalez), Luck Chambers, Sidney R. Cochran, Willie J. Coleman Jr., Gloria J. Cook, Bernice Crenshaw, D.L. Davis, Brenson Crenshaw, Pamela Daffin-Davis, Johnnie R. Davis-Dees, Catrina D. Davison, Dorothy L. Dawson, Barbara Donald, Jerry Donald, Minnie Donald, Lillie Dubose, Connie Dudley, Fannie Ellis, Robbie D. Ellis, Lyndia R. Fair, Ansidina S. Finklea, Mary Finklea, Willie Finklea, Alfred Ford, Timothy E. Forte, Ghitana W. Franklin, Ricky Franklin, Anthony R. Franks, Gloria J. Franks, Larry C. Franks, Lillie V. Franks, Timothy L. Franks, Leroy D. Frye, Julia F. Gant, Gary George, Amy L. Gordon, Jimmy Gordon, Lee E. Gordon, Robert E Gordon, Valarie A. Gordon, Julie Gorman, Gracie Gould, Kelvin Gould, Daisy M. Grace, Ruby M. Grace, Andrew Grant Jr., Fred D. Grant, Mattie Grant, Rosa Grant, Katina Grayson, Laurel A. Grayson-McGhee, Henry Green, Sharron Gresham, Johnnie J. Griffin, Barbara Grimes, Mary Grimes, Thelma J. Groomaster, Lola Hale-Thicklin, Luecinda F. Hall, Reginald Hall, Theresa A. Harris, Edna W. Harrison, Jeanette M. Harrison, Ned Harrison Jr., Joyce Hayes, Maccine Hazzard, Larry Hester, Merilyn T. Hicks, Dwight D. Hill, Markethia L. Hill, Mary Kill, Selina N. Hill, Sharon Hill, Stacy Hill, Wesley Hill, Willie Hill, Yolanda Hill, Jerome Hinson, Marche' L. Hinson, Susie Hinson, Marion Howard, Arlene F. Howze, Willie Huff, Derrick O. Hunt, Yolanda Hunt, Juanita Hunter, Willie N. Hunter, Ida B. Ikner, Joseph E. Ingram, Kimetha M. Ivory, Ronald E. Jackson, Cassandra Jenkins, Timothy Jenkins, Annette Johnson, Annie M. Johnson, Bennie L. Johnson, Beverly A. Johnson, Dorothy L. Johnson, Felicia Johnson, Geraldine Johnson, Glenda A. Johnson, Inez Johnson, Jacqueline Johnson, Joe Johnson, John A. Johnson, Lilie M. Johnson, Malene Johnson, Nathaniel Johnson Jr., Penelope Johnson, Tammy F. Johnson, Trista Johnson, Walter J. Johnson, Willie Johnson Jr., Brenda Jones, Costello Jones, Julius A. Knight, Clint Landrum, Rhonda M. Landrum, Joyce M. Lane, Melanie M. Lane, Carolyn D. Leverett, Susie Annie Lewis, Odessa Likely, Linda H. Lockhart, Michael L. Lockhart, Lillian Logan, Hanson W. Mack, Sarah Madison, Arlean Malisham, Gaile Mallard, Carrie M. Manzie, Gwendolyn Marsh, Merry A. Mason, Willie F. Mason, Willie M. Mason, Vester L. McCovery Jr., Callie McCray, Alice M. McGrew, Ollie R. McGrew, Paulette M. McGuire, Hazel McKeller, Joseph McKinnes, Anthony J. McMillian, Leroy Means, Patricia Means, Georgia Merritt, Rosa P. Mickles, Anthony R. Miller, Jennifer L. Miller, Felicia A. Mims, Susie M. Mindinhall, Mary Minor, Annie P. Mitchell, Dorothy Mitchell, David J. Montgomery, Janice V. Montgomery, Karen J. Moore, Martha Moore, Raymond R. Moore, Sheila M. Moore, Connie Moorer, Dorothy A. Moorer, Elizah Moorer, Gwendolyn Moorer, Alvin L. Morris, Cheryl V. Morris, Johnnie R. Morton, Lorraine Mosley, Sherman L. Mosley, Annette Moton, Patricia A. Moton, Nettie Q. Murray, Vickey D. Myles, Dorothy Napier, Wayne Napier, Patrick W. Nickelson, Sandra Nickelson, Ronald L. O'Neal, Hazel Paige, Reginald Parker, Murray G. Peoples, Susie P. Perry, Erma J. Perryman, James B. Perryman, Iloise Peterson, Cynthia Pettway, James Pettway, Jean Pettway, Angela Philon, Carrie Bell Philon, Daniel Philon, Erick L. Philon, Sheryll D. Phipher, Carolyn Pickett, David M. Posey, Barbara H. Powell, Flora Powell, Jessie M. Pritchett, Lisa Johnson Ptomey, Willie C. Purifoy, Eula B. Randall-Watts, Herman Ransom, Artencil G. Rauls, Sharon Ray, Marshall Richardson Jr., Renate J. Richardson, Jacqueline Robinson, Melvin A. Robinson, Florine Rudolph, Ollie Rudolph, Sallie P. Rudolph, Stokely Rudolph, Blenda D. Ruffin, Claresa Saulsberry-Cochran, Laura Scott, Lawrence Scott, Roderick Scott, Sarah P. Scruggs, Cynthia V. Searight, Chris L. Sellers, Mattie Sellers, Levi Shanks, Millie W. Shanks, Pearlie M. Shine, Catherine Simmons, Bertha C@. Simpson, Mike Simpson, Joyce Sims (not signed) Willie E. Sims, Agnita Smith, Benita Smith, Cedric C. Smith, Gennie V. Smith, Loretta Smith, Ora D. Smith, Patricia M. Smith, Susie Smith, Wilbert Smith, Mary J. Starling, Willie E. Steele, Gwendolyn D. Stewart, Emma J. Sullen, Harold O. Tate, Melvin Tatum, Peggy F. Tatum, John F. Taylor, Johnny L. Taylor, Portia F. Taylor, Winnie Taylor, Gene A. Teart, Barbara N. Thicklin, Holman Thicklin Jr., Nemroy Thicklin, Pearlin Thicklin, Carolyn Thigpen, Patircia Thigpen, Elizabeth S. Thomas, Jacquelyne O. Thomas, Linda G. Thomas, Stephen B. Thomas, Emily J. Thompson, Felicia Thompson, Gerald T. Thompson, Maxie Thompson, Shirley Thompson, Cassandra A. Thornton, Curtis Thornton Jr., Ronnie Thornton, Lenora Timmons, Bessie L. Todd, Michelle Todd, Connel E. Towns, Jessie P. Townsend, Lasharon C. Townsend, Annie Tucker, Wendell Tucker, Charlie B. Turner, Gloria J. Turner, Izonia Walker, Laura Walker, Lisa R. Walker, Louise Waters, Jacquline L. Watkins, Josie H. Watson, William Watson, Tracie Webster, Hattie M. Wesley, Tyvonnia Wesley, Christopher W. White, Linda White, Byron Williams, Gwendolyn L. Williams-Childs/married, Jake Williams Sr., Johnny L. williams, Willie Wimberly, and Cheryl D. Woodard.

Robert D. Segall, Copeland, Franco, Screws & Gill, P.A., Montgomery, AL, Will R. Kelly, Hayneville, AL, Jock M. Smith, Cochran, Cherry, Givens & Smith, Tuskegee, AL, for the Adams Group, Melvin Adams, Tracy M. Adams, Melvin Austin, Freddie Boston, Alice M. Bowen, Annie Bowen, Will Bowen, Marie S. Bryant, Shelia C. Cooper, Latanya L. Gordon, Roosevelt Hall, Evelyn Hooks, Frederick A. Hooks, Irvin Hooks, Billy R. Johnson, Willie B. Lee, Felicia M. Ligon-Windham/married, Trasha R. Lilly, Annie N. Mason, Glenda A. Mason, Derrick McCloud, Mattie M. McCloud, Sylvia S. Minger, Latoya Reynolds, Evern Robinson, Nancy M. Sanford, Barbara R. Scott, Laura Smith, Olivia Strickland, Florence S. Watts, and Malcolm Whitlow

C. Knox McLaney, III, McLaney & Associates, Montgomery, AL, Angela L. Kimbrough, Law Offices of Angela L. Kimbrough, Eutaw, AL, for the Abraham Group, Matilda Abraham, Wayne Anderson, Mary C. Armstead, James Beck, Walter Beck, Bertha Bevelle, Linwood Bonner, Linda F. Braggs, Ann D. Brown, Arthur Brown, Connie Brown, John Bullock, Donna Byrd, Minnie Byrd, Jonell Cameron, Lora A. Campbell, James Carter, Tommy J. Carter Jr., Amy D. Chaney, Emmett L. Chaney, Marvin Childs, Georgia Coby, Eddie Cole, Nancy Cole, Barbara Coleman, Minnie Coleman, James Cox Jr., Terrellis A. Crawford, Theresa Cunningham, Willie B. Davis, Charlie Degraffenreid, Sallye B. Degraffenreid, Annie Depriest, Samuel Edwards, John C. Epps Sr., Mildred Epps, Arnetta W. Eskridge, Georgette Fowler, Rosa Freeman, Cathy French, Sharlene French, Joyce M. Gaines, Barbara Ghoston, Ralph Ghoston, Herman Gilmore Jr., Lula Gilmore, Lelia D. Gray, Brian Green, Clinton M. Gurley, Cassandra A. Guy, Willie Hargrove, Jerry Harkness, Willie Harkness Jr., Lemon Harper, Lemon Harper III, Sarah Harper, Willie Harper, Sarah Harrison, Tommy J. Harrison, Andrew Henderson, Susie Henderson, Mary A. Henley, Pinnia Hines, Prince Hines, Minnie Howard, Lorenzo Hubbards, Donnell Ireland, Carolyn Jackson, Chuck Jackson, Jacqueline Jackson, Jones Johnson, Leon Jones, Leroy Jones, Athelyn Jordan, John Jordan, Marie Jordan, Ella Kimbrough, Taya Kimbrough, Diane C. Kirkland, Joseph T. Knott, Mary Knox, Tracy D. Knox, Willie E. Knox, Gregory Lanier, Eva Lavender, Gregory L. Little, Juanita Little, Leo Little, Sidney K. Little, Warren...