In re Monroy
| Decision Date | 20 June 2011 |
| Docket Number | Nos. 10–60005,10–60018.,10–60017,s. 10–60005 |
| Citation | 65 Collier Bankr.Cas.2d 1408,650 F.3d 1300,2011 Daily Journal D.A.R. 9042 |
| Parties | In re Arthur Daniel MONROY; Laura Monroy, Debtors,Home Funds Direct, its assignees and/or successors in interest, Appellant,v.Arthur Daniel Monroy; Laura Monroy, Appellees.In re Christine Paulette Hannon, Debtor,U.S. Bank, N.A., Appellant,v.Christine Paulette Hannon; Elizabeth Rojas, Chapter 13 Trustee, Appellees.In re Anthony John Herrera, Jr.; Mary Ellen Herrera, Debtors,Greenpoint Mortgage Funding, Inc., Appellant,v.Anthony John Herrera, Jr.; Mary Ellen Herrera; Elizabeth F. Rojas, Appellees. |
| Court | U.S. Court of Appeals — Ninth Circuit |
OPINION TEXT STARTS HERELee S. Raphael, Prober & Raphael, Woodland Hills, CA, for the appellants.M. Erik Clark, Borowitz & Clark, LLP, West Covina, CA, for the appellees.Appeal from the Ninth Circuit Bankruptcy Appellate Panel, Hollowell, Pappas, and Dunn, Bankruptcy Judges, Presiding. BAP Nos. 09–1175–PaHD, 09–1184, 09–1155.Before: STEPHEN S. TROTT and PAMELA ANN RYMER, Circuit Judges, and STEPHEN M. McNAMEE, Senior District Judge.*
The decisions of the Bankruptcy Courts are affirmed for the reasons given by the Bankruptcy Appellate Panel in its published opinion in In re Herrera, 422 B.R. 698 (9th Cir. BAP 2010), filed January 5, 2010 and attached as an appendix to this order. [Editor's Note: Appendix Omitted for Purposes of Publication]1
* The Honorable Stephen M. McNamee, Senior District Judge for the U.S. District Court for Arizona, sitting by designation.
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...federal Truth in Lending Act." See 12 C.F.R. § 226.1 (Regulation Z: authority, purpose and coverage); Home Funds Direct v. Monroy (In re Monroy), 650 F.3d 1300, 1301 (9th Cir. 2011) ("As authorized by TILA, on October 1, 2009, new 12 C.F.R. § 226.36(c)(1)(iii) went into effect (also known a......
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...of a plan to their individual circumstances.” In re Herrera, 422 B.R. 698, 710 (9th Cir. BAP 2010), aff'd and adopted by In re Monroy, 650 F.3d 1300, 1301 (9th Cir.2010). Bankruptcy courts have relied on § 1322(b)(11) to confirm plans that provide for enhanced creditor account reporting req......
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Drummond v. Luedtke (In re Luedtke)
...Funding, Inc. v. Herrera (In re Herrera), 422 B.R. 698, 708 (9th Cir. BAP 2010), aff'd & adopted sub nom. Home Funds Direct v. Monroy (In re Monroy), 650 F.3d 1300 (9th Cir.2011) (citing Munoz v. Small Bus. Admin., 644 F.2d 1361, 1364 (9th Cir.1981)); see also United States v. Arkison (In r......