Mason v. Rubin, 97-4532.

Decision Date10 February 1999
Docket NumberNo. 97-4532.,97-4532.
Citation727 So.2d 283
PartiesCharles MASON, Appellant/Cross-appellee, v. Guy B. RUBIN and Stephanie Rubin, his wife, Appellees/Cross-appellants.
CourtFlorida District Court of Appeals

Tim B. Wright and William R. Ponsoldt, Jr. of Warner, Fox, Seeley, Dungey & Sweet, L.L.P., Stuart, for appellant/cross-appellee..

Stuart M. Address of Rubin & Rubin, Stuart, for appellees/cross-appellants.

KLEIN, J.

This appeal is from a judgment denying foreclosure of a $10,000 second mortgage.The lenders, who had sold the borrowers their home, separated after the closing, and requested that the borrowers divide the $66 monthly payment equally between the lenders.The borrowers made the $33 payments timely to the wife, but testified that they had been waiting for the husband to inform them as to where he was residing, so they could mail him the payments, and he had never done so.After about one year, the husband had his lawyer contact the borrowers, and the lawyer insisted on being paid $500 in attorney's fees for collecting the payments.The borrowers' refusal to pay those attorney's fees apparently resulted in the husband bringing this foreclosure action.The trial court denied the foreclosure.

The husband raises as his first point that the trial court erred in failing to reestablish the promissory note, which was lost.He argues that his proof complied with section 71.011, Florida Statutes(1995), which provides for establishing lost papers, records or files.Section 71.011 controls the establishment of lost documents "except when otherwise provided."The lost promissory note was a negotiable instrument.§ 673.1041(1), Fla. Stat.(1993).Thompson v. First Union National Bank,643 So.2d 1179(Fla. 5th DCA1994).Establishing a lost negotiable instrument is governed by a different statute, ...

Get this document and AI-powered insights with a free trial of vLex and Vincent AI

Get Started for Free

Start Your 3-day Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your 3-day Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your 3-day Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your 3-day Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your 3-day Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your 3-day Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex
6 cases
  • Perry v. Fairbanks Capital Corp.
    • United States
    • Florida District Court of Appeals
    • December 10, 2004
    ...must be produced, or the lost document must be reestablished under section 673.3091, Florida Statutes (2002). See Mason v. Rubin, 727 So.2d 283 (Fla. 4th DCA 1999); see also Downing v. First Nat'l Bank of Lake City, 81 So.2d 486 (Fla.1955); Thompson v. First Union Nat'l Bank, 643 So.2d 1179......
  • Deutsche Bank Nat'l Trust Co. v. Clarke
    • United States
    • Florida District Court of Appeals
    • April 18, 2012
    ...is a negotiable instrument as defined in s. 673.1041.” § 90.953(1). A promissory note is a negotiable instrument. See Mason v. Rubin, 727 So.2d 283, 284 (Fla. 4th DCA 1999). Therefore, a party who seeks to foreclose on a mortgage must produce the original note. Professor Ehrhardt explains t......
  • Decisive Innovations, LLC v. Eel River Organics, LLC, Case No. 8:18-cv-00565-SPF
    • United States
    • U.S. District Court — Middle District of Florida
    • January 16, 2019
    ...note pursuant to Fla. Stat. § 673.3091. See Perry v. Fairbanks Capital Corp., 888 So.2d 725, 727 (Fla. 5th DCA 2004); Mason v. Rubin, 727 So.2d 283 (Fla. 4th DCA 1999). "If it is not in possession of the original note, and cannot reestablish it, the party simply may not prevail in an action......
  • State Street Bank and Trust Co. v. Lord, 4D02-4051.
    • United States
    • Florida District Court of Appeals
    • July 23, 2003
    ...Street was made. This court has previously refused to allow a mortgage foreclosure under similar circumstances. In Mason v. Rubin, 727 So.2d 283 (Fla. 4th DCA 1999), the appellant brought a foreclosure action on a second mortgage, the trial court denied the foreclosure, and this court affir......
  • Get Started for Free
1 books & journal articles
  • Business & commercial cases
    • United States
    • James Publishing Practical Law Books Florida Causes of Action
    • April 1, 2022
    ...the original must be produced, or the lost document must be reestablished under §673.3091, Florida Statutes (2002). See Mason v. Rubin , 727 So.2d 283 (Fla. 4th DCA 1999). See also Downing v. First Nat’l Bank of Lake City , 81 So.2d 486 (Fla. 1955); Thompson v. First Union Nat’l Bank , 643 ......