McCasland v. The Aetna Life Insurance Co.

Decision Date29 October 1886
Docket Number12,784
PartiesMcCasland v. The AEtna Life Insurance Company
CourtIndiana Supreme Court

From the Sullivan Circuit Court.

Judgment affirmed.

J. C Briggs and W. C. Hultz, for appellant.

J. T Hays, H. J. Hays, J. T. Beasley and A. B. Williams, for appellee.

OPINION

Elliott, J.

The complaint of the appellee seeks to reform a deed and to quiet title to the land which the grantor intended to convey.

It is contended by the appellant that the complaint is bad because it shows a mistake of law and not of fact. The mistake is shown to have been in the description of the land intended to be conveyed, and such a mistake, while in some cases one of law, is generally one of fact. The office of a description in a deed is not to identify the land, but to supply the means of identification. Rucker v. Steelman, 73 Ind. 396. Where, therefore, a mistake is made in describing land, it is a mistake as to the identity of the land, and the question of identity is one of fact and not of law. But we need not further discuss this question, for, in the careful opinion of Zollars, J., in Baker v. Pyatt ante, p. 61, it is fully discussed and set at rest. The rule is, of course, the same whether the instrument is an absolute deed or a mortgage.

Where a mistake in the description of mortgaged lands is carried into the decree of foreclosure, it may be corrected by reforming and reforeclosing the mortgage. This was expressly decided in Conyers v. Mericles, 75 Ind. 443, where the subject received full and careful consideration. That case has been often approved.

Where facts are pleaded which show an acceptance of a proposition, it is not necessary to allege in express terms that the proposition was accepted. The complaint before us shows that the proposition made by the appellant was accepted, because it pleads the facts showing an acceptance.

Where a party points out a specific parcel of land to another, and represents that it is described in a particular way, the party to whom the statement is made has a right to rely upon it. As we have said, the question of identity is generally one of fact, and it certainly is so where the party points out the land and represents that it is covered by a particular description.

The appellee had, as we have seen, a right to reform and reforeclose the mortgage, and a promise made upon an agreement not to sue for a reformation and foreclosure is...

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