Ohio United Autoworkers of Ohio v. Insurance Rating Board
| Decision Date | 16 October 1972 |
| Docket Number | AFL-CI,No. 71-1386,T,71-1386 |
| Citation | 34 L.Ed.2d 180,93 S.Ct. 215,409 U.S. 917 |
| Parties | OHIOhe UNITED AUTOWORKERS OF OHIO, et al. v. The INSURANCE RATING BOARD et al |
| Court | U.S. Supreme Court |
On petition for writ of certiorari to the United States Court of Appeals for the sixth circuit.
The petition for a writ of certiorari is denied.
I would grant certiorari in this case.
The District Court dismissed petitioners' complaint, which alleged that respondents had engaged in an illegal combination and conspiracy in the fixing of automobile insurance premiums in violation of the Sherman Anti-Trust Act, for lack of subject matter jurisdiction due to the exemption of the insurance industry from anti-trust laws by the McCarran-Ferguson Act, 15 U.S.C. § 1012.
This McCarran-Ferguson Act provides, in part, that the Sherman Anti-Trust Act 'shall be applicable to the business of insurance to the extent that such business is not regulated by State law.' In Federal Trade Commission v. National Casualty Co., 357 U.S. 560, 563, 78 S.Ct. 1260, 2 L.Ed.2d 1540, after examining the statute and its legislative history, we held that federal regulation as to advertising practices was prohibited in those States which were regulating such practices under their own laws. We indicated, however, that the grant of exclusive regulatory power to the State would be ineffective if the state statutory provisions which purported to regulate were a 'mere pretense' of regulation.
In the instant case the petitioners allege that the state statutory scheme is such a 'mere pretense' of regulation. This allegation is based on the following factors: Although rating organizations are required to be examined at least once every five years under the statutory scheme, the state Department of Insurance has examined only two rate bureaus in the last five years, and only six examinations have been conducted in the last 20 years. The Insurance Rating Board which is composed of 129 insurance companies who write approximately 17% of the automobile liability insurance and approximately 22% of the physical damage insurance in the State, is permitted under the statutory scheme to determine the amount of any rate increase and institute that increase at a date picked by it. Review of that determination may occur only upon the challenge of the state Department of Insurance, which has never challenged an increase, and which in fact does not even employ an actuary so...
To continue reading
Request your trial
-
In Re Title Insurance Antitrust Cases.
...560, 78 S.Ct. 1260, 2 L.Ed.2d 1540 (1958); Ohio AFL-CIO v. Ins. Rating Bd., 451 F.2d 1178 (6th Cir.1971), cert. denied, 409 U.S. 917, 93 S.Ct. 215, 34 L.Ed.2d 180 (1972). Owensboro Nat'l Bank v. Stephens, 44 F.3d 388, 397 (6th Cir.1994). Based upon Ohio's statutory insurance scheme, which e......
-
Legal Principles Defining the Scope of the Federal Antitrust Exemption for Insurance
...and its members without state approval or regulation, Ohio AFL-CIO v. Ins. Rating Bd. , 451 F.2d 1178 (6th Cir. 1971), cert. denied , 409 U.S. 917 (1972). recently, the fixing of rates for workers' compensation insurance was found to be the business of insurance. In In re Workers' Compensat......
-
Hass v. Oregon State Bar
...83 (10th Cir.1973); Ohio v. AFL-CIO v. The Insurance Rating Board, 451 F.2d 1178, 1182-83 (6th Cir.1971), cert. denied, 409 U.S. 917, 93 S.Ct. 215, 34 L.Ed.2d 180 (1972); Crawford v. American Title Insurance Co., 518 F.2d at 219. Thus, there is no case authority to support the Bar's content......
-
Proctor v. State Farm Mut. Auto. Ins. Co.
...of insurance companies. E.g., Ohio AFL-CIO v. Insurance Rating Bd., 451 F.2d 1178 (6th Cir. 1971), cert. denied, 409 U.S. 917, 93 S.Ct. 215, 34 L.Ed.2d 180 (1972); see Sullivan & Wiley, Recent Antitrust Developments: Defining the Scope of Exemptions, Expanding Coverage, and Refining the Rul......