Pomerenke v. National Life & Acc. Ins. Co.

Decision Date07 November 1968
Docket NumberNo. 2,No. 1267A105,1267A105,2
Citation143 Ind.App. 472,241 N.E.2d 390
PartiesFred W. POMERENKE, Appellant, v. The NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY, Appellee
CourtIndiana Appellate Court

Jeanne S. Miller, New Haven, for appellant.

Hunt, Suedhoff & Wilks, Fort Wayne, for appellee.

PFAFF, Judge.

Appellant brought this action against appellee insurance company to recover the proceeds of a life insurance contract on the life of Ruth A. Pomerenke, which contract is designated as a 'Non-Participating Industrial Policy' and in which appellant is named as beneficiary. Appellee filed an answer in admission and denied pursuant to Rule 1-3, Rules of the Supreme Court, and later filed a second paragraph of answer, to which appellant filed a reply, thereby closing the issues. Each party then filed a motion for summary judgment. Appellant's motion was overruled and appellee's motion was sustained. Judgment was entered that appellant take nothing by his cause of action.

Appellant's motion for a new trial was overruled and this ruling is assigned as error. This assignment is the only one of the assigned errors argued. While a motion for a new trial is not appropriate for raising error claimed by reason of the entry of a summary judgment, such motions are to be considered, in accordance with the provisions of Rule 2-6, Rules of the Supreme Court, as amended April 22, 1968, in all cases prior to the effective date of the amendment.

There was allegedly attached to appellee's motion as an exhibit thereto what purports to be an application for insurance, and which was neither sworn to nor certified. No supporting affidavits were filed with the motion.

Acts 1965, ch. 90, § 1, p. 126, § 2-2524(c), Burns' 1968 Repl., provides in part:

'* * * The judgment sought shall be rendered forthwith if the pleadings * * * show that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law. * * *'

Appellee contends, without citation of authority, that a motion for a summary judgment is a 'pleading' and that anything attached as an exhibit to the motion is a part of the pleading and is to be considered by the trial court, even though there is no attempt to comply with § 2-2524(e), Burns' 1968 Repl. We do not believe that the summary judgment statute uses the word 'pleadings' in such a broad sense. Rather, we believe that the word refers to the statutory definition of 'pleadings' as contained in the Civil Code, that is, 'The pleadings are formal allegations by the parties of their respective claims and defenses, for the judgment of the court.' Acts 1881 (Spec.Sess.), ch. 38, § 81, p. 240, § 2-1001, Burns' 1967 Repl. It is further provided by Acts 1881 (Spec.Sess.), ch. 38, § 83, p. 240, § 2-1003, Burns' 1967 Repl., that:

'The only pleadings allowed are:

'First. The complaint by the plaintiff.

'Second. The demurrer and answer by the defendant.

'Third. The demurrer and reply by the plaintiff.'

We note some decisions under Rule 56, Federal Rules of Civil Procedure, 28 U.S.C.A., which is similar to our summary judgment statute, to the effect that in the absence of a motion to strike, or other objection, formal defects in an affidavit accompanying the motion may be waived. 3 Barron and Holtzoff, Federal Practice and Procedure, § 1237. In the present case there is more than a technical failure to comply with the statute. In United States v. Tuteur, 215 F.2d 415, 417 (7th Cir. 1954), the Federal court stated:

'There was attached to the motion as an exhibit what purports to be a transcript of testimony * * *.

'This document is not sworn to in any way. It is not an affidavit. Respondent contends that it is not proper to consider it in support of the motion for summary judgment. We agree.'

Similarly, we agree with appellant that it was not proper to consider the unverified exhibit filed with the motion in this case.

Appellee criticizes appellant's brief because it does not contain the entire policy upon which the complaint was based, but only parts of it. Relevant parts only of an insurance policy were set out in appellant's brief in Motorists Mutual Insurance Co. v. Johnson, Adm'x (1964), 245 Ind. 315, 198 N.E.2d 606. Our Supreme Court said:

'Certainly, Rule 2-17 does not contemplate the cluttering of a brief with the many sections of a contract such as this which have no relevancy or bearing on the issues involved.'

While Rule 2-17 has been amended since that decision, there is nothing in the amended rule which would require such a cluttering of an appellant's brief.

Appellee argues that the trial court made a determination upon the facts before it that there was no waiver or estoppel and that this court is bound by such determination. However, the facts in this case are undisputed and appear from the admissions in the pleadings. This court is in as good a position as the trial court to determine the force and effect of these undisputed facts, and it is our responsibility to determine whether or not the facts support the finding and judgment of the trial court. Indiana Bank & Trust Co. v. Lincoln Nat. Bank & Tr. Co. (1965), Ind.App., 206 N.E.2d 879 (Transfer denied); Gorby et al. v. McEndarfer (1963), 135 Ind.App. 74, 191 N.E.2d 786; Cotner v. State (1909), 173 Ind. 168, 89 N.E. 847; General Asb. & Sup. Co. v. Aetna C. & S. Co. (1935) 101 Ind.App. 207, 198 N.E. 813.

It appears from the admissions in the pleadings that on January 29, 1965, appellee 'through its agent, Carl F. Heyneman, represented to Plaintiff and Ruth A. Pomerenke that said policy when issued would be in full force and effect, even though Ruth A. Pomerenke was not then in sound health.' Appellee issued its policy on February 8, 1965. It is further alleged in the complaint and admitted by answer: 'That on the 8th day of February, 1965, and prior to the issuance of said policy, Defendant, through its agent, Carl F. Heyneman, had knowledge that Ruth A. Pomerenke was not then in sound health, and that she was then suffering from an illness and that she was then hospitalized for this illness at the St. Joseph Hospital, Fort Wayne, Indiana.' It is further admitted that appellant and Ruth A. Pomerenke relied upon said representation and were induced by said representation to purchase said policy and pay the premiums therefor. Appellee in one paragraph of its answer refers to a 'material misrepresentation' on the part of the insured, but that is no allegation of any misrepresentation or fraud on either the part of the insured, appellant, or the agent. On August 2, 1965, Ruth A....

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  • Jackson Nat. Life Ins. Co. v. Receconi
    • United States
    • New Mexico Supreme Court
    • 24 de fevereiro de 1992
    ...that policy will not take effect until payment of first premium while insured is in good health); Pomerenke v. National Life & Accident Ins. Co., 241 N.E.2d 390, 393 (Ind.Ct.App.1968) (provision that life policy will not take effect unless insured is in good health on date of issue is made ......
  • Huff v. Travelers Indem. Co.
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    • Indiana Supreme Court
    • 22 de junho de 1977
    ...by accepting premiums with the knowledge that the insured was not in good health at the time of issuance. Pomerenke v. Nat. Life & Acc. Co. (1968), 143 Ind.App. 472, 241 N.E.2d 390. An insurance policy is a contract prepared by the insurers with its provisions standardized and formulated fo......
  • Smith v. City of South Bend
    • United States
    • Indiana Appellate Court
    • 4 de fevereiro de 1980
    ...responses to motions are not pleadings and cannot be considered as admissions in a pleading. See, Pomerenke v. Nat. Life and Acc. Ins. Co. (1968), 143 Ind.App. 472, 241 N.E.2d 390 where it was held that a motion for summary judgment is not a Retirees also assert that the responses should ha......
  • Wallace v. Indiana Ins. Co.
    • United States
    • Indiana Appellate Court
    • 15 de dezembro de 1981
    ...411 N.E.2d 648. An unsworn statement or unverified exhibit does not qualify as proper evidence. Pomerenke v. National Life and Accident Insurance Co., (1968) 143 Ind.App. 472, 241 N.E.2d 390. On two separate occasions Wallace submitted memoranda with unverified attachments unsupported by af......
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