Prudential Trust Co. v. Hayes

• Decision Date: 03 January 1924
• Citation: Prudential Trust Co. v. Hayes, 247 Mass. 311, 142 N.E. 73 (Mass. 1924)
• Parties: PRUDENTIAL TRUST CO. v. HAYES.
• Court: Supreme Judicial Court of Massachusetts

247 Mass. 311

142 N.E. 73

PRUDENTIAL TRUST CO.

v.HAYES.

Supreme Judicial Court of Massachusetts, Worcester.

Jan. 3, 1924.

Exceptions from Superior Court, Worcester County.

Action of contract by the Prudential Trust Company against John F. Hayes to recover on a renewal note from the indorser. Verdict for plaintiff, and defendant brings exceptions. Exceptions overruled.

C. B. Rugg and A. W. Blackmer, both of Worcester, for plaintiff.

J. F. McGrath and J. Joseph MacCarthy, both of Worcester, for defendant.

DE COURCY, J.

The note in suit was for $2,500, dated August 26, 1918, payable to the Lenox Motor Car Company, and discounted for said company by the plaintiff. At that time the name of the defendant appeared on the note as an endorser. There was evidence from which the jury could find that the words ‘Waiving demand notice and protest’ were then above his endorsement; although in his written statement he denied it. The note was not protested for nonpayment. A verdict was returned for the plaintiff.

The only exceptions taken by the defendant were to the admission in evidence of four letters with reference to the unpaid note, purporting to be written by the plaintiff's former treasurer, William P. Bailey, to the defendant. In substance Bailey testified (as to each letter) that he dictated it; that he signed it in accordance with his invariable practice; and that while he did not know if it was actually mailed he gave it to a clerk to mail-she being the ‘mailing clerk,’ as we interpret his testimony. So far as disclosed by the evidence for the plaintiff these were the only letters sent. At the trial the defendant was duly notified to produce all correspondence in relation to the note. In his written statement he admitted the receipt of two letters from the plaintiff; but said they were merely requests to call at the bank. Hayes was a director of the trust company, and also of the Lenox Motor Car Company.

[1] Apparently it was not questioned at the trial that the letters were properly addressed, as indicated on the alleged copies. Indeed that might well be inferred from other facts, such as that the trust company was writing to one of its directors, and that he admittedly received some letters sent by it. The doubtful issue is whether a sufficient mailing was shown to constitute prima facie evidence that the letters were received by the addressee in the ordinary course of the mails. Briggs v. Hervey, 130 Mass. 186;Eveland v. Lawson, 240 Mass. 99, 132 N. E. 719. A presumption of the receipt of a letter arises when it is deposited in the mails. The deposit need not be at the post office. The same legal effect would follow if the letter were placed in a post-office box on the street, Johnson v. Brown, 154 Mass. 105, 27 N. E. 994; or in the mail chute in an office building. Tobin v. Taintor, 229 Mass. 174, 118 N. E. 247. In the present case the fact of mailing was sought to be proved by inference from certain other facts; especially that the mailing clerk was told to mail it. If there had been the further testimony by that clerk that it was her duty and custom to mail all such letters, even though she had no recollection of this particular one, undoubtedly an inference could be drawn by the jury that the letter had been mailed. In Dana v. Kemble, 19 Pick. 112, the letter was left at the bar of the Tremont House. The bar keeper testified that it was the invariable usage of the house to deposit all letters so left in an urn kept for that purpose; whence they were distributed to the rooms of the guests to whom they were directed, almost every fifteen minutes during the day. He further testified that he had never known any failure of such a letter to reach the addressee. The court said there was sufficient evidence of the delivery of the original letter to admit a copy. In McKay v. Myers, 168 Mass. 312, 47 N. E. 98, a press-copy of a letter, which the plaintiff testified he wrote to the defendant, was admitted (the defendant having failed to produce the original upon notice) because he testified to a general course of business which tended to show that he deposited the letters in the Post Office; although he could not say, as a matter of memory, that he deposited this particular letter. See cases collected 19 Ann. Cas. 651, note; 49 L. R. A. (N. S.) 458, note.

[2] In order to warrant the presumption, of mailing it is not enough,...