Thompson v. Prop. & Cas. Ins. Co. of Hartford
Decision Date | 16 December 2015 |
Docket Number | No. CV-13-02437-PHX-JAT,CV-13-02437-PHX-JAT |
Parties | William U. Thompson, Plaintiff, v. Property & Casualty Insurance Company of Hartford, Defendant. |
Court | U.S. District Court — District of Arizona |
Pending before the Court is Property & Casualty Insurance Company of Hartford ("Hartford")'s Motion for Summary Judgment. (Doc. 53). The motion is in response to William U. Thompson ("Plaintiff")'s suit for breach of contract after Hartford refused to honor a homeowner's insurance policy (the "Policy") claim following an alleged burglary of Plaintiff's Scottsdale, Arizona residence. The Court now rules on the motion.
Prior to addressing Hartford's motion, a recitation of the facts underlying the matter is necessary. In the interest of clarity and consistency, the Court will reproduce in full the factual discussion from its March 30, 2015, Order (Doc. 55):
(Doc. 55 at 1-3). On August 8, 2014, Hartford filed a motion for summary judgment on Plaintiff's claim of bad faith. (Doc. 24). On March 30, 2015, this Court granted Hartford's motion, concluding that the claim was time-barred, as Plaintiff failed to filesuit within the two-year statute of limitations. (Doc. 55 at 5-6). On May 15, 2015, Hartford filed the pending motion, which seeks summary judgment on Plaintiff's remaining claims for breach of contract and unjust enrichment, as well as on Hartford's counterclaim against Plaintiff for fraud. (Doc. 53). Having set forth the pertinent factual and procedural background, the Court turns to Hartford's motion.
Summary judgment is appropriate when "the movant shows that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law." Fed. R. Civ. P. 56(a). "A party asserting that a fact cannot be or is genuinely disputed must support that assertion by . . . citing to particular parts of materials in the record, including depositions, documents, electronically stored information, affidavits, or declarations, stipulations . . . admissions, interrogatory answers, or other materials," or by "showing that the materials cited do not establish the absence or presence of a genuine dispute, or that an adverse party cannot produce admissible evidence to support the fact." Rule 56(c)(1)(A), (B). Thus, summary judgment is mandated "against a party who fails to make a showing sufficient to establish the existence of an element essential to that party's case, and on which that party will bear the burden of proof at trial." Celotex Corp. v. Catrett, 477 U.S. 317, 322 (1986).
Initially, the movant bears the burden of pointing out to the Court the basis for the motion and the elements of the causes of action upon which the non-movant will be unable to establish a genuine issue of material fact. Celotex Corp., 477 U.S. at 323. The burden then shifts to the non-movant to establish the existence of material fact. Id. The non-movant "must do more than simply show that there is some metaphysical doubt as to the material facts" by "com[ing] forward with 'specific facts showing that there is a genuine issue for trial.'" Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 586-87 (1986) (emphasis in original) (quoting Fed. R. Civ. P. 56(e) (1963) (amended 2010)). A dispute about a fact is "genuine" if the evidence is such that areasonable jury could return a verdict for the non-moving party. Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 248 (1986). The non-movant's bare assertions, standing alone, are insufficient to create a material issue of fact and defeat a motion for summary judgment. Id. at 247-48. But in the summary judgment context, the Court construes all disputed facts in the light most favorable to the non-moving party. Ellison v. Robertson, 357 F.3d 1072, 1075 (9th Cir. 2004).
Summary judgment is generally disfavored when the motion presents issues of a party's "motives and intent." Continental Maritime of San Francisco, Inc. v. Pacific Coast Metal Trades Dist. Council, etc., 817 F.2d 1391, 1393 (9th Cir. 1987) (citing Poller v. Columbia Broadcasting System, 368 U.S. 464, 473 (1963)). Nonetheless, it "may be granted where 'the non-moving party does not show any genuine issue of material fact and does not present an adequate record to support a finding in his favor.'" Id. (quoting Dimidowich v. Bell & Howell, 803 F.2d 1473, 1477 (9th Cir. 1986)).
Prior to addressing the merits of Hartford's motion, the Court must resolve two evidentiary disputes that bear on the Court's analysis: (1) Hartford's introduction of statements from an unavailable witness; and (2) Plaintiff's affidavit.
On October 4, 2010, during Hartford's investigation of Plaintiff's insurance claim, Hartford sent "Detective" James L. Peters—described as an "investigator"—to interview Les Elek, the owner of Rose Jewelers. (Doc. 54-3 at 54). Hartford sought to ask Mr. Elek about a transaction he conducted with Plaintiff some fifteen years ago, where Mr. Elek allegedly sold Plaintiff two crystal chandeliers worth approximately $30,000 each. In the transcribed interview between Mr. Elek and Detective Peters, Mr. Elek explicitly stated that he sold Plaintiff "[j]ust" a single chandelier and that Plaintiff "only bought one." (Id. at 56). Mr. Elek elaborated that at the time, he only had two chandeliers in his store, andafter he sold Plaintiff a single Waterford chandelier, the second chandelier was then "stored for a number of years" because Mr. Elek "couldn't sell it." (Id. at 55). He went on to state that the second chandelier was currently in storage at his ex-wife's residence. (Id. at 56-57). In addition to the number of chandeliers he sold to Plaintiff,...
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