U.S. Bank Nat. Ass'n v. Slavinski
| Court | New York Supreme Court Appellate Division |
| Citation | 912 N.Y.S.2d 285,78 A.D.3d 1167 |
| Parties | U.S. BANK NATIONAL ASSOCIATION, etc., respondent, v. Barbara Ann SLAVINSKI, appellant, et al., defendant. |
| Decision Date | 30 November 2010 |
78 A.D.3d 1167
U.S. BANK NATIONAL ASSOCIATION, etc., respondent,
v.
Barbara Ann SLAVINSKI, appellant, et al., defendant.
Supreme Court, Appellate Division, Second Department, New York.
Nov. 30, 2010.
Scott A. Rosenberg, P.C., Westbury, N.Y. (Kenneth J. Pagliughi of counsel), for appellant.
Hogan & Hartson LLP, New York, N.Y. (David Dunn, Allison J. Schoenthal, and Jessica L. Ellsworth of counsel), for respondent.
JOSEPH COVELLO, J.P., ANITA R. FLORIO, RANDALL T. ENG, and CHERYL E. CHAMBERS, JJ.
In an action to foreclose a mortgage, the defendant Barbara Ann Slavinski appeals from an order of the Supreme Court, Nassau County (McCabe, J.), entered March 31, 2009, which denied her motion to vacate a judgment of foreclosure and sale of the same court dated June 12, 2007, entered upon her default in appearing or answering the complaint, and to set aside the foreclosure sale.
ORDERED that the order is affirmed, with costs.
Contrary to the appellant's contention, her communications with the plaintiff's attorneys did not constitute an informal appearance in this action. The record indicates that the appellant contacted the plaintiff's attorneys to request information pertaining to the sums necessary to pay off or reinstate her mortgage loan, and to seek a loan modification based on financial hardship. These contacts did not constitute a "pro se attempt to participate" ( Meyer v. A & B Am., 160 A.D.2d 688, 688, 553 N.Y.S.2d 462; see General Elec. Credit Corp. v. Zemrus, 115 A.D.2d 953, 953, 497 N.Y.S.2d 530) in the foreclosure action ( cf. Thomas v. Callahan, 222 A.D.2d 1070, 635 N.Y.S.2d 883; Cohen v. Ryan, 34 A.D.2d 789, 311 N.Y.S.2d 644). In any event, even if the appellant's communications with the plaintiff's attorneys could be deemed an appearance, she nevertheless defaulted in this action by failing to serve an answer.
Furthermore, the Supreme Court properly denied the appellant's motion to vacate her default pursuant to CPLR 5015(a)(1). A defendant seeking to
vacate a default judgment pursuant to CPLR 5015(a)(1) must show both a reasonable excuse for the default and the existence of a potentially meritorious defense ( see Taddeo-Amendola v. 970 Assets, LLC, 72 A.D.3d 677, 897 N.Y.S.2d 642; Perfect Care, Inc. v. Ultracare Supplies, Inc., 71 A.D.3d 752, 753, 895 N.Y.S.2d 748; Zarzuela v. Castanos, 71 A.D.3d 880, 895 N.Y.S.2d 857; Bank of N.Y. v. Segui, 42 A.D.3d 555, 840 N.Y.S.2d 408; Dave...To continue reading
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