U.S. Pipe & Foundry Co. v. U.S. Fidelity & Guaranty Co., No. 73-3770

CourtUnited States Courts of Appeals. United States Court of Appeals (5th Circuit)
Writing for the CourtBefore GODBOLD and MORGAN, Circuit Judges, BOOTLE; BOOTLE
Citation505 F.2d 88
PartiesUNITED STATES PIPE AND FOUNDRY COMPANY, Plaintiff-Appellant, v. UNITED STATES FIDELITY AND GUARANTY CO., Defendant-Appellee.
Docket NumberNo. 73-3770
Decision Date13 December 1974

Page 88

505 F.2d 88
UNITED STATES PIPE AND FOUNDRY COMPANY, Plaintiff-Appellant,
v.
UNITED STATES FIDELITY AND GUARANTY CO., Defendant-Appellee.
No. 73-3770.
United States Court of Appeals, Fifth Circuit.
Dec. 13, 1974.

Page 89

Lyman H. Harris, Birmingham, Ala., for plaintiff-appellant.

S. R. Starnes, Ralph B. Tate, Birmingham, Ala., for defendant-appellee.

Before GODBOLD and MORGAN, Circuit Judges, BOOTLE, District Judge.

BOOTLE, District Judge:

United States Pipe and Foundry Company (hereinafter referred to as U.S. Pipe) filed suit seeking a declaration that it possessed certain rights under an insurance policy issued by United States Fidelity and Guaranty Company (hereinafter referred to as USF & G) or under a certificate of insurance issued incident to the policy. The district court, sitting without a jury, found that no rights accrued to U.S. Pipe as a result of either the policy or the certificate. We affirm.

William P. Reed leased certain land from U.S. Pipe. The lease was for a one year term commencing January 1, 1970, and would automatically be renewed from year to year until terminated pursuant to its terms. Under the lease, Reed was to procure liability insurance. USF & G issued a policy to 'William P. Reed DBA Southern Packaging Company' and sent a certificate of insurance to U.S. Pipe. A printed provision on the certificate stated that USF & G 'will make every effort to notify the holder of this Certificate of any material change in or cancellation of these policies, but assumes no responsibility for failure to do so.' A typed provision stated: 'A ten day notice will be given to the holder of this certificate, in event of cancellation.' Approximately six months later, Southern Packaging was incorporated as Southern Packaging Company, Inc. The insurance policy was renewed in December 1970, and another certificate of insurance, identical to the first one, was sent to U.S. Pipe.

On April 26, 1971, USF & G notified Reed that it was cancelling the policy. No notice of cancellation was ever sent to U.S. Pipe. An explosion occurred on the leased property on July 25, 1971; there was extensive damage to surrounding property, and approximately 1100 lawsuits were filed against U.S. Pipe. On the day after the explosion, USF & G mailed a premium refund check to William P. Reed.

U.S. Pipe filed suit for declaratory judgment. The district court entered its findings of fact and conclusions of law, ruling that USF & G was in no way...

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18 practice notes
  • Beverly v. Macy, No. 81-7908
    • United States
    • United States Courts of Appeals. United States Court of Appeals (11th Circuit)
    • April 11, 1983
    ...512 F.2d 784, 787-88 (5th Cir.1975) (applying Alabama law); United States Pipe & Foundry Co. v. United States Fidelity & Guaranty Co., 505 F.2d 88, 90 (5th Cir.1974) (applying Alabama law). According to the Restatement (Second) of A beneficiary of a promise is an intended beneficiary if rec......
  • Blake v. Bank of Am., N.A., Case No. 3:11–cv–242–MEF.
    • United States
    • U.S. District Court — Middle District of Alabama
    • February 27, 2012
    ...Corp. v. Anderson Gin Co., 512 F.2d 784, 787–88 (5th Cir.1975) (same); United States Pipe & Foundry Co. v. United States Fid. & Guar. Co., 505 F.2d 88, 90 (5th Cir.1974) (same). Blake's complaint alleges the defendant's securitized her loan and, once they did, her mortgage “became subject t......
  • Ross v. Imperial Const. Co., Inc., No. 76-3206
    • United States
    • United States Courts of Appeals. United States Court of Appeals (5th Circuit)
    • May 5, 1978
    ...Howard Hall Co., 278 Ala. 491, 179 So.2d 71, 73 (1965); accord, United States Pipe & Foundry Co. v. United States Fidelity & Guaranty Co., 505 F.2d 88, 90 (5th Cir. 1974); Burgreen Contracting Co. v. Goodman, 55 Ala.App. 209, 314 So.2d 284, 287, pet. for cert. stricken, 294 Ala. 199, 314 So......
  • Riegel Fiber Corp. v. Anderson Gin Co., Nos. 74-2120
    • United States
    • United States Courts of Appeals. United States Court of Appeals (5th Circuit)
    • May 9, 1975
    ...merits of Riegel's other theories. (1-3) In United States Pipe v. Foundry Co. v. United States Fidelity and Guaranty Co., 5th Cir. 1974, 505 F.2d 88, 90 we noted Under Alabama law ... for a contract to be considered made for the benefit of a third person "the contract must have been intende......
  • Request a trial to view additional results
18 cases
  • Beverly v. Macy, No. 81-7908
    • United States
    • United States Courts of Appeals. United States Court of Appeals (11th Circuit)
    • April 11, 1983
    ...512 F.2d 784, 787-88 (5th Cir.1975) (applying Alabama law); United States Pipe & Foundry Co. v. United States Fidelity & Guaranty Co., 505 F.2d 88, 90 (5th Cir.1974) (applying Alabama law). According to the Restatement (Second) of A beneficiary of a promise is an intended beneficiary if rec......
  • Blake v. Bank of Am., N.A., Case No. 3:11–cv–242–MEF.
    • United States
    • U.S. District Court — Middle District of Alabama
    • February 27, 2012
    ...Corp. v. Anderson Gin Co., 512 F.2d 784, 787–88 (5th Cir.1975) (same); United States Pipe & Foundry Co. v. United States Fid. & Guar. Co., 505 F.2d 88, 90 (5th Cir.1974) (same). Blake's complaint alleges the defendant's securitized her loan and, once they did, her mortgage “became subject t......
  • Ross v. Imperial Const. Co., Inc., No. 76-3206
    • United States
    • United States Courts of Appeals. United States Court of Appeals (5th Circuit)
    • May 5, 1978
    ...Howard Hall Co., 278 Ala. 491, 179 So.2d 71, 73 (1965); accord, United States Pipe & Foundry Co. v. United States Fidelity & Guaranty Co., 505 F.2d 88, 90 (5th Cir. 1974); Burgreen Contracting Co. v. Goodman, 55 Ala.App. 209, 314 So.2d 284, 287, pet. for cert. stricken, 294 Ala. 199, 314 So......
  • Riegel Fiber Corp. v. Anderson Gin Co., Nos. 74-2120
    • United States
    • United States Courts of Appeals. United States Court of Appeals (5th Circuit)
    • May 9, 1975
    ...merits of Riegel's other theories. (1-3) In United States Pipe v. Foundry Co. v. United States Fidelity and Guaranty Co., 5th Cir. 1974, 505 F.2d 88, 90 we noted Under Alabama law ... for a contract to be considered made for the benefit of a third person "the contract must have been intende......
  • Request a trial to view additional results

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