United States Fidelity Guarananty Company v. Charles Riefler

Decision Date01 November 1915
Docket NumberNo. 11,11
Citation36 S.Ct. 12,60 L.Ed. 121,239 U.S. 17
PartiesUNITED STATES FIDELITY & GUARANANTY COMPANY v. CHARLES J. RIEFLER and James A. Hall
CourtU.S. Supreme Court

Messrs. A. F. Reichmann, Arthur M. Cox, Henry M. Wolf, Monroe L. Willard, and Noble B. Judah for the United States Fidelity & Guaranty Company.

[Argument of Counsel from pages 17-21 intentionally omitted] Messrs. Walter M. Allen and Albert Salzenstein for Charles J. Riefler et al.

[Argument of Counsel from pages 21-23 intentionally omitted] Mr. Justice Holmes delivered the opinion of the court:

The facts certified are simple. One Dooling, being required to give an official bond, applied in Springfield, Illinois, to an agent of the plaintiff in error, a bonding company having its home office in Baltimore, Maryland, was informed that the company would become his surety only on condition that he furnish indemnity, and was handed a printed form of indemnity bond. The defendants in error, at Dooling's request, signed and sealed this bond for the purposes therein expressed, and authorized Dooling to deliver it to the company through its Springfield agent, which Dooling did. The agent, who is not shown to have had authority to execute bonds, forwarded it for acceptance. The company, relying upon it, became surety for Dooling. One of the recitals of the bond was that the company 'has become or is about to become surety, at the request of the said Frank E. Dooling, on a certain bond in the sum of Five Thousand Two Hundred Dollars, wherein Frank E. Dooling is principal, as Recorder of Springfield District Court No. 25, Court of Honor, located at Springfield, Illinois, a copy of which bond is hereto attached No. 52012-5, which bond is made a part hereof.' The condition was that Dooling should keep the company indemnified for all loss by reason of its suretyship. A copy of the company's bond was not attached and at the date of the indemnity bond had not been executed. Dooling was not a party to the indemnity bond. The defendants in error received no pecuniary consideration for their act and were not notified of the acceptance of their bond or of the execution of the other by the company. The questions propounded are '(1) Was the instrument which was signed by Riefler and Hall, and relied on by the company, a completed contract of indemnity or guaranty? (2) Or was it merely an offer to become indemnitors or guarantors, requiring notice of acceptance by the company, in accordance with Davis v. Wells, F. & Co. 104 U. S. 159, 26 L. ed. 686, and Davis Sewing Mach. Co. v. Richards, 115 U. S. 524, 29 L. ed. 480, 6 Sup. Ct. Rep. 173? (3) And, if in substance the instrument was merely an offer, does the fact that it was in the form of a bond under seal take it out of the rule of those authorities?'

If the bond in suit had been delivered directly to the...

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21 cases
  • Addison v. Commercial Nat. Bank in Shreveport
    • United States
    • U.S. District Court — Western District of Louisiana
    • March 31, 1947
    ...1078, 83 Am.St. Rep. 279; Blackstone v. Miller, 188 U.S. 189, 206, 23 S.Ct. 277, 47 L.Ed. 439; United States Fidelity & Guaranty Co. v. Riefler, 239 U.S. 17, 25, 36 S.Ct. 12, 60 L.Ed. 121. Bills of exchange, negotiable notes and most commercial paper are also usually treated as `specialties......
  • Citizens' Nat. Bank of Pocomoke City v. Parsons, to Use of Worth
    • United States
    • Maryland Court of Appeals
    • December 14, 1934
    ... ... Sheldon, 43 Vt. 512; ... U.S. Fidelity & Guaranty Co. v. Riefler, 239 U.S ... 17, 36 ... ...
  • Midland Nat. Bank v. Security Elevator Co., 24036.
    • United States
    • Minnesota Supreme Court
    • November 21, 1924
    ...a guaranty of future advances is necessary to complete the contract seems to have lost ground. In United States Fidelity & Guaranty Co. v. Riefler, 239 U. S. 17, 36 S. Ct. 12, 60 L. Ed. 121, it was denied effect on a guaranty under seal. "If Riefler and Hall," the opinion states, "had made ......
  • State ex rel. Harding
    • United States
    • North Dakota Supreme Court
    • April 25, 1931
    ... ... official bond." U.S. F. & G. Co. v. Riefler", ... 239 U.S. 17, 60 L. ed. 121 ...      \xC2" ... of the court in holding that the complaint states facts ... sufficient to constitute a cause of ... 710] is well set forth in The United States Fidelity & G ... Co. v. Riefler, 239 ... ...
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