Arbisser v. Gelbelman

Decision Date17 September 2001
Citation730 N.Y.S.2d 157,286 A.D.2d 693
PartiesJOEL ARBISSER, Respondent,<BR>v.<BR>ESTHER GELBELMAN, Also Known as ESTHER FUCHS, Also Known as ESTHER BAZION, Appellant, et al., Defendants. (Action No. 1.)<BR>ESTHER GELBELMAN, Appellant,<BR>v.<BR>JOEL ARBISSER, Respondent, et al., Defendant. (Action No. 2.)
CourtNew York Supreme Court — Appellate Division

Goldstein, J. P., McGinity, Schmidt and Smith, JJ., concur.

Ordered that the order is modified, on the law, by deleting the provision thereof denying that branch of the appellant's cross motion which was for summary judgment dismissing the complaint insofar as asserted against her in Action No. 1 and granting that branch of the respondent's motion which was for summary judgment on the complaint insofar as asserted against the appellant in Action No. 1, and substituting therefor a provision granting that branch of the appellant's cross motion which was for summary judgment dismissing the complaint insofar as asserted against her in Action No. 1 and denying that branch of the respondent's motion which was for summary judgment on the complaint insofar as asserted against the appellant in Action No. 1; as so modified, the order is affirmed insofar as appealed from, without costs or disbursements.

Contrary to the respondent's contention, for the purposes of Action No. 1, the Statute of Limitations began to run when his predecessor in interest, Jeannette Schachter, elected to accelerate the subject mortgage in December 1988. Here, Schachter commenced an action to foreclose the subject mortgage, which was unquestionably notice of the intent to accelerate (see, Ward v Walkley, 143 AD2d 415, 417). Although that action to foreclose was withdrawn, the withdrawal occurred only after a certificate of estoppel was executed. The certificate of estoppel also stated that the mortgage payments were in default, and that the outstanding debt was immediately due and payable. Once the mortgage debt was accelerated, all sums became immediately due and payable, and the Statute of Limitations began to run (see, EMC Mtge. Corp. v Patella, 279 AD2d 604; Federal Natl. Mtge. Assn. v Mebane, 208 AD2d 892).

Accordingly, the six-year Statute of Limitations had already expired when Action No. 1 was commenced in July 1997, and the complaint in Action No. 1 is dismissed insofar as asserted against the appellant (see, CPLR 213 [4]).

The Supreme Court properly granted that branch of the respondent's motion which was for summary judgment dismissing the seventh cause of the action insofar as...

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  • Christiana Trust v. Barua
    • United States
    • New York Supreme Court — Appellate Division
    • June 3, 2020
    ...election must be "clear and unequivocal" ( Sarva v. Chakravorty, 34 A.D.3d 438, 439, 826 N.Y.S.2d 74 ; see Arbisser v. Gelbelman, 286 A.D.2d 693, 694, 730 N.Y.S.2d 157 ; Colonie Block & Supply Co. v. Overmyer Co., 35 A.D.2d 897, 897, 315 N.Y.S.2d 713 ).In commencing an action to enforce the......
  • HSBC Bank v. Margineanu
    • United States
    • New York Supreme Court
    • October 9, 2018
    ...action (compare Deutsche Bank Natl. Trust Co. v. Adrian , 157 A.D.3d 934, 69 N.Y.S.3d 706 [2d Dept. 2018] ; Arbisser v. Gelbelman , 286 A.D.2d 693, 730 N.Y.S.2d 157 [2d Dept. 2001] ).Under the Terms of the Mortgage, the Acceleration of the Loan does not occur until after the Judgment is ent......
  • U.S. Bank Nat'l Ass'n v. Gordon
    • United States
    • New York Supreme Court — Appellate Division
    • February 28, 2018
    ...v. Smith, 18 A.D.3d 602, 603, 796 N.Y.S.2d 364 ; Clayton Natl. v. Guldi, 307 A.D.2d 982, 982, 763 N.Y.S.2d 493 ; Arbisser v. Gelbelman, 286 A.D.2d 693, 694, 730 N.Y.S.2d 157 ). Here, however, it had already been determined that the prior plaintiff in the 2007 action did not have standing to......
  • Wells Fargo Bank, N.A. v. Burke
    • United States
    • New York Supreme Court — Appellate Division
    • April 17, 2012
    ...Smith, 18 A.D.3d 602, 603, 796 N.Y.S.2d 364; EMC Mtge. Corp. v. Patella, 279 A.D.2d at 605–606, 720 N.Y.S.2d 161; Arbisser v. Gelbelman, 286 A.D.2d 693, 694, 730 N.Y.S.2d 157), and such notice must be “clear and unequivocal” ( Sarva v. Chakravorty, 34 A.D.3d 438, 439, 826 N.Y.S.2d 74; see A......
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