Blatt v. Metropolitan Life Ins. Co.

Decision Date21 March 1967
Docket NumberNo. 32567,32567
Citation413 S.W.2d 533
CourtMissouri Court of Appeals
PartiesRobert BLATT, Employee, Plaintiff-Respondent, v. METROPOLITAN LIFE INSURANCE COMPANY, Employer, and Travelers Insurance Company, Insurer, Defendants-Appellants.

Sidney J. Murphy and Edward W. Warner, Evans & Dixon, St. Louis, for appellants.

Joseph J. Dolgin, O'Connor & Dolgin, Clayton, for respondent.

CLEMENS, Commissioner.

Claimant Robert Blatt was granted $892.51 in workmen's compensation benefits for an injury received in repairing his car while in the course of his employment for defendant Metropolitan Life Insurance Company. The defendant employer and insurer appeal, contending claimant's injury did not arise out of his employment.

The issue here is a narrow one. Defendants admitted claimant's injury was accidental and did not question the amount of the award. And the defendants now concede claimant was injured while in the course of his employment. These concessions sharpen the issue to this: Where the claimant's private car broke down while he was on company business, and preparatory to resuming his work he was injured because of the repairs he was making on the did the injury arise out of his employment?

Claimant was the only witness. He testified: For several years he had worked for Metropolitan as a 'debit man,' selling insurance, making collections and servicing accounts in St. Louis. With the company's approval he drove his own car in going about his work. The company paid him $10 a week for expenses incurred in his employment. On the afternoon of October 24, 1964, he left the company office, driving his car and accompanied by the local sales manager. They had two calls to make, one on a sales prospect and the other on a customer, Mr. Billups, with whom claimant had an appointment to deliver a company check and to discuss other company business. After calling on the sales prospect, claimant and the sales manager headed for Mr. Billups' home.

Enroute to Mr. Billups', claimant's car stalled; he inspected it and found a defective coil. Claimant decided to buy a new coil at a store reveral blocks away, and the sales manager left claimant to keep other evening appointments of his own. Claimant returned to his car with the new coil. In the meantime, he had phoned a fellow salesman, Ernest Sciaroni, and asked him to drive to the place where the car had stalled. This, to assure claimant transportation in case he could not fix his car. Claimant found he could connect the coil with the ignition wires and start the motor, but could not connect the coil to the bracket that held it in place. He thought this temporary repair would not keep his car running and decided to replace the coil in its bracket. By then it was dark. Claimant did not feel safe in that neighborhood and the street light was too dim for him to fix the bracket. So, followed by Mr. Sciaroni, claimant drove his car back to the company's well lighted parking lot. He intended to deliver the company check to Mr. Billups as soon as he fixed his car. He was in the process of connecting the coil to its bracket when his screwdriver slipped and pierced his hand. Claimant then went home for first-aid treatment. There he phoned Mr. Billups, explained his delay, and arranged to deliver the check the next morning.

As said, defendants concede claimant's injury arose in the course of his employment. Their sole contention is that it did not arise out of his employment.

Both parties concede there is no pat formula for applying the phrase 'arising out of his employment,' because of the complexity of activities covered by the Workmen's Compensation Act. Scherr v. Siding & Roofing Sales Co., Mo.App., 305 S.W.2d 62(4). The parties agree each case must be decided on its own particular facts.

Despite these generalities, a thread of consistent principle runs through the fabric of decisions applying the term 'arising out of his employment.' (See numerous cases collected in 29A Mo. Digest, Workmen's Compensation, §§ 608--611.) An accidental injury 'arises out of' employment only when there is a causal connection between the employee's injury and his employment. A claimant meets this requirement only when the injury is the rational consequence of an act incidental to his employment.

Other cases are helpful only so far as they are based on analogous facts. Claimant cites two such cases: Goetz v. J. D. Carson Co., 357 Mo. 125, 206 S.W.2d 530, and Leilich v. Chevrolet Motor Co., 328 Mo. 112, 40 S.W.2d 601.

In the Goetz case the claimant was a collection man for a furniture company. While making his rounds afoot on a summer day he stopped at a confectionery for a soft drink, and coming out he twisted his ankle. The court held that such an employee could be expected to pause for refreshment in the course of his day's work, and added: 'A pause by an employee within reasonable limits of time and place to satisfy the needs of the body for food or drink, or even for refreshment, may well be considered as reasonably incidental to his work.' The court held claimant's injury had arisen both out of and in the course of his employment. To us, there is a significant relationship between the court's finding that the claimant's activity at the time of injury was 'reasonably incidental' to his work, and its decision that his accidental injury 'arose out of' his employment.

In the Leilich case a traveling salesman was preparing to go on a business trip when he was asphyxiated in his home garage in fixing a flat tire on a company car. The only issue was whether the accident arose out of his employment. In affirming an award, the court said:

'Leilich was not employed to change tires but to sell...

To continue reading

Request your trial
4 cases
  • North River Ins. Co. v. Poos
    • United States
    • Missouri Court of Appeals
    • June 21, 1977
    ...79 (11) (Mo., E.D. 1972); Home Insurance Company v. Aurigemma, 45 Misc.2d 875, 257 N.Y.S.2d 980 (7) (1965). Blatt v. Metropolitan Life Ins. Co., 413 S.W.2d 533 (1) (Mo.App. 1967), decided the issue of when an accidental injury "arises out of" employment. In that case an insurance salesman, ......
  • American Family Mut. Ins. Co. v. Nickerson
    • United States
    • U.S. District Court — Eastern District of Missouri
    • June 25, 1986
    ...then the "business pursuits" language excludes coverage by the homeowner's policy. Id. at 501-02, citing Blatt v. Metropolitan Life Ins. Co., 413 S.W.2d 533 (Mo.App.1967). 4. Here, the Landfrieds' claimed personal injuries are a "rational consequence" of a gun fired at Kevin Landfried. The ......
  • Egypt Farms, Inc. v. Lepley
    • United States
    • Court of Special Appeals of Maryland
    • June 8, 1981
    ...608, 31 N.W.2d 498 (1948); MacKay v. Department of Labor and Industries, 181 Wash. 702, 44 P.2d 793 (1935); Blatt v. Metropolitan Life Insurance Co., 413 S.W.2d 533 (Mo.App.1967); Shell Oil Co. v. Industrial Accident Commission, 199 Cal.App.2d 426, 18 Cal.Rptr. 540 (1962); Fels v. Industria......
  • Yaffe v. St. Louis Children's Hosp.
    • United States
    • Missouri Court of Appeals
    • December 7, 1982
    ...168 (Okl.1944). Every workers' compensation case must be determined on its own particular set of facts. Blatt v. Metropolitan Life Insurance Co., 413 S.W.2d 533, 535 (Mo.App.1967). In this case we conclude that appellant's injury arose out of and in the course of her employment and therefor......
1 books & journal articles
  • Resurrection of a dead remedy: bringing common law negligence back into employment law.
    • United States
    • Missouri Law Review Vol. 75 No. 3, June 2010
    • June 22, 2010
    ...basis. See Fingers v. Mount Tabor United Church of Christ, 439 S.W.2d 241, 243 (Mo. Ct. App. 1969); Blatt v. Metro. Life Ins. Co., 413 S.W.2d 533, 535 (Mo. Ct. App. (94.) McCutcheon v. Tri-County Group XV, Inc., 920 S.W.2d 627, 631 (Mo. App. S.D. 1996). (95.) See, e.g., Cook v. St. Mary's H......

VLEX uses login cookies to provide you with a better browsing experience. If you click on 'Accept' or continue browsing this site we consider that you accept our cookie policy. ACCEPT