Brigham v. Home Life Insurance Company

Decision Date30 June 1881
CourtUnited States State Supreme Judicial Court of Massachusetts Supreme Court
PartiesHenry R. Brigham, assignee, v. Home Life Insurance Company & others

Suffolk. Bill in equity, filed March 20, 1880, bye the assignee in bankruptcy of William Scollan, to recover possession of a policy of life insurance issued by the defendant company to Scollan on July 9, 1878. Hearing before Colt, J., who reported the case for the consideration of the full court. The facts appear in the opinion.

Decree affirmed.

A. A Ranney, for the defendant corporation.

T. P Proctor, for the plaintiff, was not called upon.

Morton J. Colt, Lord & Devens, JJ., absent.

OPINION

Morton, J.

The policy issued by the defendant company insures the life of William Scollan "in the amount of thirty-six hundred dollars, for the term of six years with endowment without participation in profits." By it the insurer "promises and agrees to and with William Scollan to pay the sum assured at its office in this city to him on the thirteenth day of October 1884, or to his children," [naming them,] "share and share alike, or to the survivors or survivor of them within sixty days after due notice and proof of loss and interest, satisfactory to the company, in accordance with the terms of this contract." The first clause is an absolute promise to pay the sum assured to Scollan on October 13, 1884, if he complies with the terms of the contract. If he lives to that time, he, or his assignee, will have the exclusive right to collect the amount. The promise in the last clause, to pay to his children, was clearly intended to be an alternative promise, and to apply only in case he should die before the day when payment was to be made to him. The promise is to pay to the children "within sixty days after due notice and proof of loss," that is, after proof of the death of the insured. Construed in its connection with the absolute promise to pay Scollan at the termination of the policy, it admits of no sensible interpretation except that it is an alternative promise to pay to the children in case Scollan shall die before October 13, 1884.

This being the true construction of the contract, it is clear that Scollan had a valuable interest in this contract of insurance, which passed to his assignee in bankruptcy. The assignment in bankruptcy conveyed to the assignee "all the estate, real and personal, of the bankrupt, with all his deeds, books and papers relating thereto," with certain exceptions not material to this case....

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10 cases
  • In re Slingluff
    • United States
    • U.S. Court of Appeals — Fourth Circuit
    • 21 Diciembre 1900
    ...paid to him in the event of his surviving until a certain date is property. Bassett v. Parsons, 140 Mass. 169, 3 N.E. 547; Brigham v. Insurance Co. 131 Mass. 319; Insurance Co. v. Armstrong, 117 U.S. 591-597, Sup.Ct. 877, 29 L.Ed. 997; Insurance Co. v. Flack, 3 Md. 341. A possibility couple......
  • Heard v. Sturgis
    • United States
    • United States State Supreme Judicial Court of Massachusetts Supreme Court
    • 25 Abril 1888
    ...by the assignees, and that the case is governed by Leonard v. Nye, 125 Mass. 455, (cited in Jones v. Dexter, Id. 469, and in Brigham v. Insurance Co., 131 Mass. 319,) and by the following cases: Bachman v. Lawson, 109 U.S. 659, 3 S.Ct. 479; Comegys v. Vasse, 1 Pet. 193; Erwin v. U.S., 97 U.......
  • Pingrey v. National Life Ins. Co.
    • United States
    • United States State Supreme Judicial Court of Massachusetts Supreme Court
    • 6 Mayo 1887
    ...States Life Ins. Co., 11 Daly, 282. See following cases, although not directly in point: Wason v. Colburn, 99 Mass. 342; Brigham v. Life Ins. Co., 131 Mass. 319; Burroughs v. Life Assur. Co., 97 Mass. 359; Ins. (3d Ed.) § 390, and cases. See Palmer v. Merrill, 6 Cush. 282. Nor is this case ......
  • Herman v. Connecticut Mut. Life Ins. Co.
    • United States
    • United States State Supreme Judicial Court of Massachusetts Supreme Court
    • 23 Mayo 1914
    ...1. The defendant Stanley's demurrer to the bill was overruled rightly. The bill states a proper case for equitable relief. Brigham v. Home Life Ins. Co., 131 Mass. 319; French v. Peters, 177 Mass. 568, 573, 574, 59 449. A somewhat similar bill was maintained in Blinn v. Dame, 207 Mass. 159,......
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