Capitol Fin. Grp., LLC v. Bray
Decision Date | 09 June 2020 |
Docket Number | No. ED 108066,ED 108066 |
Citation | 603 S.W.3d 700 |
Parties | CAPITOL FINANCIAL GROUP, LLC, Assignee of Bank of America, N.A., Appellant, v. David C. BRAY, Respondent. |
Court | Missouri Court of Appeals |
Richard A. Mixson, 11970 Borman Drive, Ronald C. Miller, Suite 250, Saint Louis, MO 63146, for appellant.
Vincent Johnson, 220 Salt Lick Rd, Ryan M. Campbell, Saint Peters, MO 63376, for respondent.
Capitol Financial Group, LLC ("Capitol Financial") appeals from the circuit court's judgment denying Capitol Financial's motion to revive a default judgment entered in its favor and against David C. Bray ("Bray"). Capitol Financial contends the circuit court erred in refusing to revive the judgment based on its finding that Capitol Financial had failed to rebut the presumption of payment and satisfaction under Section 516.350.1, RSMo. (cum. supp. 2017).1 We reverse and remand for revival of the default judgment entered in favor of Capitol Financial.
In October of 2007, Capitol Financial filed a petition for breach of contract against Bray to recover the outstanding principal balance on Bray's credit card, which totaled $6,034.06. On December 5, 2007, the circuit court of Lincoln County entered a default judgment against Bray for $9,489.02, which included the credit card balance, interest, attorney's fees, and court costs. On November 30, 2017, Capitol Financial filed a motion to revive this judgment in the circuit court of Lincoln County pursuant to Rule 74.09.2 Beginning on November 30, 2017, the circuit court issued multiple orders to Bray to show cause why the judgment should not be revived. Bray was personally served with a show cause order on July 2, 2018. At the show-cause hearing on June 12, 2019, Bray argued that no competent evidence existed to show the judgment was unsatisfied because Capitol Financial's motion, which stated the judgment remained unsatisfied, was not verified or supported by affidavit. On June 17, 2019, the circuit court denied Capitol Financial's motion to revive the judgment after finding no "substantial or credible evidence before the court sufficient to rebut the presumption of payment and satisfaction" set forth in Section 516.350.1. This appeal follows.3
In its sole point on appeal, Capitol Financial argues the circuit court misapplied the law when it denied Capitol Financial's Rule 74.09 motion to revive the judgment obtained against Bray, because Bray failed to show cause why the judgment should not be revived. We agree.
The only issue presented in this appeal is whether the circuit court properly applied the law governing motions to revive judgments pursuant to Rule 74.09. Our review of this point is de novo because it presents purely a question of law. Unifund CCR Partners v. Abright , 566 S.W.3d 594, 595 (Mo. banc 2019) ; Abbott v. Abbott , 415 S.W.3d 770, 771 (Mo. App. W.D. 2013).
The revival of judgments is governed by Rule 74.09, which provides:
Elliott v. Cockrell , 943 S.W.2d 328, 330 (Mo. App. E.D. 1997).
Here, the circuit court erred in refusing to revive the default judgment because Capitol Financial timely filed its motion to revive and Bray failed to show cause why the judgment should not be revived. As outlined in Rule 74.09(a), Capitol Financial timely filed its motion to revive on November 30, 2017, which was within ten years of entry of the original default judgment from December 5, 2007. See Mo. R. Civ. P. 74.09(a). Following Rule 74.09(b), the circuit court then entered an order to show cause as to why the judgment should not be revived, of which Bray was personally served. See Mo. R. Civ. P. 74.09(b). Bray subsequently failed to show cause at the hearing why the judgment against him should not be revived. Therefore, under the mandates of Rule 74.09(c), the default judgment must be revived. See Mo. R. Civ. P. 74.09(c).
Bray failed to show cause why the judgment should not be revived because he failed to assert one of the limited defenses available to judgment debtors. Elliott , 943 S.W.2d at 329. The only available defenses to revival of a judgment are those concerning "whether the judgment creditor initiated the proceeding within the prescribed time of ten years; whether service, either personal or by publication, was obtained on the judgment debtor; whether the judgment existed; and whether the judgment was satisfied." Id. at 330. At the show-cause hearing, Bray advanced one argument against revival: that Capitol Financial had not met its burden to prove the judgment was unsatisfied because it failed to produce competent evidence thereof, in that the motion for revival was unverified and not supported by affidavit or sworn testimony. Although a judgment debtor may show cause why a judgment should not be revived by establishing the judgment has been satisfied, Elliott , 943 S.W.2d at 329–30, Bray instead argued that the judgment creditor bore the burden of establishing the judgment remained unsatisfied. Bray's argument was not a permissible objection to Capitol Financial's motion to revive the judgment. See id.
The circuit court thus erred in finding merit in Bray's argument. The circuit court improperly concluded that Section 516.350.1's presumption of payment and satisfaction applied to the default judgment here and that it was, therefore, Capitol Financial's burden to prove the judgment was not satisfied.4 Section 516.350.1 provides that "[e]very judgment, order or decree ... shall be presumed to be paid and satisfied after the expiration of ten years from the date of the original rendition thereof...." The circuit court's finding implied that Section 516.350.1 imposed an additional requirement on a party seeking to revive a judgment—namely, to prove the judgment was not satisfied. However, Missouri courts have consistently rejected that a party seeking revival under Rule 74.09 bears any burden apart from timely filing a motion to revive the judgment. See, e.g. , Abbott , 415 S.W.3d at 772–74 ( ); Young Elec. Sign Co. , 9 S.W.3d at 687 ; Hanks v. Rees , 943 S.W.2d 1, 5 (Mo. App. S.D. 1997) ; White Indus., Inc. v. New England Propeller Serv., Inc. , 881 S.W.2d 243, 246 (Mo. App. W.D. 1994).
Bray also argues on appeal that he objected to revival at the show-cause hearing by questioning the existence of the judgment. However, upon review of the record, this Court finds that such argument was not presented to the circuit court.5...
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