Cesarini v. American Druggist Ins. Co., 84-452
Decision Date | 06 February 1985 |
Docket Number | No. 84-452,84-452 |
Parties | 23 Ed. Law Rep. 439, 10 Fla. L. Weekly 360 Richard D. CESARINI, and School Board of Pinellas County, Appellants, v. AMERICAN DRUGGIST INSURANCE COMPANY, Appellee. |
Court | Florida District Court of Appeals |
J. Richard Rahter of Kieffer, Georges & Rahter, St. Petersburg, for appellant Cesarini.
Dennis M. Janssen of C. Wade Yeakle, III, P.A., St. Petersburg, for appellant School Bd. of Pinellas County.
Mark E. Hungate and Jeffrey P. Winkler, Fowler, White, Gillen, Boggs, Villareal & Banker, P.A., St. Petersburg, for appellee.
We affirm the final summary judgment which determined that there was no general liability insurance coverage for a personal injury from an accident caused by a school bus which struck plaintiff while driven by a school board mechanic en route to the maintenance garage. The parties agree that the policy excluded from coverage "bodily injury ... arising out of the ... maintenance, operation, [or] use" of the bus.
Appellant, plaintiff below, argues that there was a showing that the Board negligently hired and supervised the driver who was unfit to drive and that the Board's negligence in that respect was the independent, originating act in a chain of events culminating in the driver's negligence in striking plaintiff. Appellant argues that the exclusion is ambiguous because it does not address this type of circumstance in which joint acts of negligence (those of the Board and the driver) combined to cause injury. We disagree. The terms of the exclusion, in our view and that of the trial court, clearly applied to injury arising from the use or maintenance of the vehicle. The use to which the vehicle was being put at the time of the injury governs the applicability of the exclusion. See Gargano v. Liberty Mutual Insurance Co., 384 So.2d 220 (Fla. 3d DCA 1980); Atkins v. Bellefonte Insurance Co., 342 So.2d 837 (Fla. 3d DCA 1977).
Affirmed.
To continue reading
Request your trial-
Westmoreland v. Lumbermens Mut. Cas. Co.
...498 So.2d 646 (Fla. 4th DCA 1986), does not even mention such a rule. Our opinion merely explained: "In Cesarini v. American Druggist Ins. Co., 463 So.2d 451 (Fla. 2d DCA 1985), the court upheld summary judgment in favor of an insurance company on a cause of action for negligent hiring and ......
-
Marquis v. State Farm Fire and Cas. Co.
...1360 (Alaska 1997); National American Ins. Co. v. Coburn, 209 Cal.App.3d 914, 257 Cal.Rptr. 591 (1989); Cesarini v. American Druggist Ins. Co., 463 So.2d 451 (Fla.Dist.App.1985); Allstate Ins. Co. v. Pruitt, 177 Ill.App.3d 407, 126 Ill.Dec. 716, 532 N.E.2d 401 (1988); Mahlum v. Baker, 639 S......
-
Taylor v. American Fire and Cas. Co.
...555 So.2d 77 (Ala.1989); National Am. Ins. Co. v. Coburn, 209 Cal.App.3d 914, 257 Cal.Rptr. 591 (1989); Cesarini v. American Druggist Ins. Co., 463 So.2d 451 (Fla.Dist.Ct.App.1985); Allstate Ins. Co. v. Pruitt, 177 Ill.App.3d 407, 126 Ill.Dec. 716, 532 N.E.2d 401 (1988); Mahlum v. Baker, 63......
-
Meyers v. Mississippi Ins. Guar. Ass'n
...937 P.2d 1360 (Alaska 1997); Nat'l Am. Ins. Co. v. Coburn, 209 Cal.App.3d 914, 257 Cal.Rptr. 591 (1989); Cesarini v. Am. Druggist Ins. Co., 463 So.2d 451 (Fla.Dist.Ct.App.1985); Allstate Ins. Co. v. Pruitt, 177 Ill.App.3d 407, 126 Ill.Dec. 716, 532 N.E.2d 401 (1988); Mahlum v. Baker, 639 So......