Cochran Investment Company, Inc. v. Jackson, 2006-04903

Decision Date20 March 2007
Docket Number2006-04903
Citation38 A.D.3d 704,2007 NY Slip Op 02501,834 N.Y.S.2d 198
PartiesCOCHRAN INVESTMENT COMPANY, INC., Respondent, v. ROBERT S. JACKSON et al., Defendants, and THERESA JACKSON, Appellant.
CourtNew York Supreme Court — Appellate Division

Ordered that on the Court's own motion, the notice of appeal from the order dated April 20, 2006 is deemed a premature notice of appeal from so much of the judgment dated September 6, 2006, as, upon the order, is in favor of the plaintiff and against the appellant (see CPLR 5520 [c]); and it is further,

Ordered that the judgment dated September 6, 2006 is affirmed insofar as appealed from, with costs.

The plaintiff mortgagee Cochran Investment Company, Inc., established its prima facie entitlement to judgment against the defendant mortgagor Theresa Jackson (hereinafter the appellant) by submission of the mortgage and unpaid note with the appellant's signature on them, and evidence of default, thereby shifting the burden to the appellant to raise a triable issue of fact (see Household Fin. Realty Corp. of N.Y. v Winn, 19 AD3d 545 [2005]; Fleet Natl. Bank v Olasov, 16 AD3d 374 [2005]; Coppa v Fabozzi, 5 AD3d 718 [2004]; Republic Natl. Bank of N.Y. v O'Kane, 308 AD2d 482 [2003]; EMC Mtge. Corp. v Riverdale Assoc., 291 AD2d 370 [2002]). It was incumbent on the appellant "to demonstrate the existence of a triable issue of fact as to a bona fide defense to the action, such as waiver, estoppel, bad faith, fraud, or oppressive or unconscionable conduct on the part of the plaintiff" (Mahopac Natl. Bank v Baisley, 244 AD2d 466, 467 [1997]; see State Bank of Albany v Fioravanti, 51 NY2d 638, 647 [1980]). Even when viewed in the light most favorable to the appellant, her submissions were insufficient to raise a triable issue of fact (see Fleet Mtge. Corp. v Rebich, 227 AD2d 518 [1996]). Accordingly, the Supreme Court properly granted those branches of the plaintiff's motion which were for summary judgment and to strike the...

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18 cases
  • Wells Fargo Bank N.A. v. Arthur
    • United States
    • New York Supreme Court
    • 1 Febrero 2016
    ...2013] ; U.S. Bank N.A. v. Slavinski, 78 AD3d 1167, 912 N.Y.S.2d 285 [2d Dept 2010] ; Cochran Inv. Co., Inc. v. Jackson, 38 AD3d 704, 834 N.Y.S.2d 198 [2d Dept 2007] ). The plaintiff, therefore, is awarded summary judgment in its favor against Mrs. Arthur (see, Federal Home Loan Mtge. Corp. ......
  • Valley Nat'l Bank v. 58 Vlimp, LLC
    • United States
    • New York Supreme Court
    • 29 Abril 2013
    ...demonstrate any bona fide defense to the plaintiff's claim for a judgment of foreclosure and sale ( see Cochran Inv. Co., Inc. v. Jackson, 38 AD3d 704, 834 N.Y.S.2d 198 [2d Dept 2007] ). It is well established that a waiver of defenses may be set forth in commercial loan documents such as w......
  • People's United Bank v. Whitford Dev., Inc.
    • United States
    • New York Supreme Court
    • 13 Mayo 2013
    ...bona fide defense to the plaintiff's claim for a judgment of foreclosure and sale ( see Cochran Inv. Co., Inc. v. Jackson, 38 AD3d 704, 834 N.Y.S.2d 198 [2d Dept 2007] ). The defendants' claims that the complaint fails to state legally claims against the guarantor defendant are without meri......
  • Suntrust Mortg., Inc. v. Andriopoulos
    • United States
    • New York Supreme Court
    • 29 Marzo 2013
    ...bona fide defense to the plaintiff's claim for a judgment of foreclosure and sale ( see Cochran Inv. Co., Inc. v. Jackson, 38 AD3d 704, 834 N.Y.S.2d 198 [2d Dept 2007] ). The only pleaded defense raised by the answering defendants on these motions was the lack of standing defense which was ......
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