Dillard v. Allstate Ins. Co., 55733

Decision Date25 April 1978
Docket NumberNo. 2,No. 55733,55733,2
Citation145 Ga.App. 755,245 S.E.2d 30
PartiesCharlie DILLARD v. ALLSTATE INSURANCE COMPANY
CourtGeorgia Court of Appeals

Fred A. Gilbert, Atlanta, for appellant.

Dennis, Corry, Webb, Carlock & Williams, Thomas S. Carlock, Wade K. Copeland, Atlanta, for appellee.

WEBB, Judge.

Dillard filed suit against Allstate on April 1, 1977, contending that he was entitled to insurance coverage in the amount of $4,000 "as the result of an automobile collision." The complaint did not specify when the alleged collision took place nor give any other details. Allstate answered and served interrogatories to obtain information concerning the collision, a description of Dillard's injuries and a statement of his medical expenses. Shortly thereafter it filed a motion for summary judgment and an affidavit showing that it had received no notice of the incident which allegedly occurred on March 16, 1972 until December 22, 1972; that no details other than the date and a location somewhere on North Avenue in Atlanta were given; that no written proof of claim was received until September, 1975; and that Allstate upon receipt of the notice immediately disclaimed liability and reserved its rights to investigate the claim without waiving any policy defenses.

The conditions of the insurance policy that are pertinent in this appeal are: "Condition 2. Notice . . . In the event of accident, occurrence or loss, written notice containing all particulars shall be given by or for the insured to Allstate as soon as practicable. . . ." (Emphasis supplied).

"7. Proof of Claim and Medical Reports. Under Sections II and III, as soon as practicable, the injured person, or someone on his behalf, shall give to Allstate written proof of claim, and shall after each request from Allstate execute authorizations to obtain medical reports and copies of records. . . ." (Emphasis supplied).

Dillard did not file timely answers to interrogatories and a motion to dismiss was filed. On October 28, 1977, both the motion for summary judgment and motion to dismiss were heard, Dillard was ordered to answer the interrogatories by the end of business on that date, and to pay attorney fees of $150. The trial court reserved ruling in order to allow Dillard to complete the record by adding the record from a prior case filed on April 18, 1974, which involved the same parties and the same issues.

The record here, as thus completed, reveals that the "collision" alleged in the complaint involved an incident when Dillard ran off the road to avoid another vehicle, the names of two witnesses (whose addresses were no longer available), that Allstate tried for over a year in the prior case to receive answers to interrogatories, and that an order compelling...

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9 cases
  • Clarke v. Unum Life Ins. Co. of America
    • United States
    • U.S. District Court — Southern District of Georgia
    • March 3, 1998
    ...required notice within a reasonable time after the impossibility ceased, then sufficient notice is given. Dillard v. Allstate Ins. Co., 145 Ga.App. 755, 756, 245 S.E.2d 30, 31 (1978); Erber v. Insurance Co. of N. Am., 134 Ga.App. 632, 633, 215 S.E.2d 528, 530 (1975); Sorrough, 122 Ga.App. a......
  • Miller v. Dilts
    • United States
    • Indiana Supreme Court
    • May 18, 1984
    ...Liberty Ins. Co., (Ala.1978) 356 So.2d 1195; Greenway v. Selected Risks Ins. Co., (D.C.1973) 307 A.2d 753; Dillard v. Allstate Ins. Co., (1978) 145 Ga.App. 755, 245 S.E.2d 30; Melton v. Republic Vanguard Ins. Co., (Tenn.App.1976) 548 S.W.2d 313; Allen v. Western Alliance Ins. Co., (1961) 16......
  • Onebeacon America Ins. Co. v. Catholic Diocese of Savannah
    • United States
    • U.S. District Court — Southern District of Georgia
    • September 2, 2011
    ...Cotton States Mut . Ins. Co. v. Int'l Surplus Lines Ins. Co., 652 F. Supp. 851, 856 (N.D. Ga. 1986) (citing Dillard v. Allstate Ins. Co., 145 Ga. App. 755, 245 S.E.2d 30 (1978); Stonewall Ins. Co. v. Farone, 129 Ga. App. 471, 199 S.E.2d 852 (1973)); see also Walker, 254 Ga. App. at 316, 562......
  • COTTON STATES MUT. INS. v. INT. SURPLUS LINES INS.
    • United States
    • U.S. District Court — Northern District of Georgia
    • November 12, 1986
    ...to give written notice for periods in the range of four to eight months is unreasonable as a matter of law. Dillard v. Allstate Ins. Co., 145 Ga.App. 755, 245 S.E.2d 30 (1978); Stonewall Insurance Company v. Farone, 129 Ga.App. 471, 199 S.E.2d 852 (1973); Bituminous Casualty, supra. Further......
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