Dorty v. Soles

• Decision Date: 16 May 1946
• Docket Number: 4 Div. 378.
• Parties: DORTY v. SOLES et al.
• Court: Alabama Supreme Court

26 So.2d 261

248 Ala. 45

DORTY v. SOLES et al.

4 Div. 378.

Supreme Court of Alabama

May 16, 1946

Rehearing Denied June 13, 1946.

C. B. Fuller, of Andalusia, for appellant.

Murphy & Cook and E. O. Baldwin, all of Andalusia, for appellees.

LIVINGSTON Justice.

The appeal is from a decree of the Circuit Court, in Equity, of Covington County, Alabama, denying the relief prayed for in appellant's bill of complaint, and dismissing the bill.

The following facts seem to be uncontroverted: Mrs. Johnnie Dorty, the complainant in the court below, appellant here was, on and prior to February 23, 1935, the owner of the real estate involved in this suit. On February 23, 1945, Mrs Dorty and her husband, Frank Dorty, signed a mortgage conveying the real estate involved to respondent Elza Walker to secure an indebtedness of $250. On July 31, 1937, Mrs Dorty and her husband, Frank Dorty, signed a mortgage conveying the real estate involved to respondent O. H. Allen to secure the payment of an indebtedness of $400. On August 4, 1937, O. H. Allen transferred and assigned the $400 mortgage to Elza Walker. On December 23, 1938, both the above mentioned mortgages being past due, Elza Walker undertook, under the powers in said mortgages, to foreclose the same and purchase the real estate described therein at foreclosure sale. Both mortgages being advertised for foreclosure in one and the same notice and foreclosed at one and the same time.

The bill of complaint now considered was filed on December 20, 1940. Analysis of the bill of complaint shows that it has three aspects or phases. (1) The bill is filed by one out of possession of the lands for the purpose of cancelling the mortgages and the foreclosure deed on the theory that both mortgages were given to secure the debt of the husband of the mortgagor; that said mortgages had been paid; and, further, that the $250 mortgage is void because executed and delivered without the assent and concurrence of the mortgagor's husband, as required by section 73, Title 34, Code of 1940. (The demurrers filed do not question the propriety of the bill on the ground that complainant is out of possession.) (2) To exercise the equity of redemption, and (3) to exercise the statutory right of redemption.

Neither the allegations of the bill nor the evidence offered in support of it are sufficient to sustain a bill filed under and by virtue of section 727 et seq., Title 7, Code of 1940, to redeem real estate. 'The right of one, after foreclosure, to redeem the property is a right conferred exclusively by statute, and the condition upon which this right may be exercised is, that the person undertaking to redeem, shall comply fully, not partially, with the terms of the statute conferring the right, or must show some valid reason for his failure in any particular.' Wilkes v. Hood, 237 Ala. 72, 185 So. 748, 751; Francis et al. v. White, 142 Ala. 590, 39 So. 174.

Appellant did not allege and prove a tender, nor did she allege and prove the making of a written demand for a statement in writing of the debt and all lawful charges of the purchaser or vendee, and a failure or refusal for ten days to furnish such a statement; or the furnishing of such a statement as to excuse tender. Slaughter v. Webb, 205 Ala. 334, 87 So. 854; Wilkes v. Hood, supra; Lavretta v. L. Hammel Dry Goods Co., 243 Ala. 34, 8 So.2d 264. No showing is made in either allegation or proof that appellant did not know and could not ascertain the amount necessary to redeem under the statute. Section 727 et seq., Title 7, Code of 1940.

That phase or aspect of ...