HSBC Bank USA, Nat'l Ass'n v. Wider

Decision Date05 December 2012
Citation957 N.Y.S.2d 125,2012 N.Y. Slip Op. 08286,101 A.D.3d 683
PartiesHSBC BANK USA, NATIONAL ASSOCIATION, etc., respondent, v. Aaron WIDER, appellant, et al., defendants.
CourtNew York Supreme Court — Appellate Division

101 A.D.3d 683
957 N.Y.S.2d 125
2012 N.Y. Slip Op. 08286

HSBC BANK USA, NATIONAL ASSOCIATION, etc., respondent,
v.
Aaron WIDER, appellant, et al., defendants.

Supreme Court, Appellate Division, Second Department, New York.

Dec. 5, 2012.



Jeffrey L. Solomon, PLLC, Woodbury, N.Y., for appellant.

Kozeny, McCubbin & Katz, LLP, Melville, N.Y. (Lauren Currie and Douglas S. Thaler of counsel), for respondent.

[957 N.Y.S.2d 126]


MARK C. DILLON, J.P., THOMAS A. DICKERSON, LEONARD B. AUSTIN, and ROBERT J. MILLER, JJ.


[101 A.D.3d 684]In an action to foreclose a mortgage, the defendant Aaron Wider appeals, as limited by his brief, from so much of an order of the Supreme Court, Nassau County (Adams, J.), entered April 12, 2011, as denied his motion, in effect, to vacate so much of a prior order of the same court (Mahon, J.), dated September 9, 2008, as granted that branch of the plaintiff's unopposed motion which was for summary judgment dismissing his answer.

ORDERED that the order entered April 12, 2011, is affirmed insofar as appealed from, with costs.

The plaintiff (hereinafter the bank) commenced this action against, among others, the appellant (hereinafter the homeowner) to foreclose a mortgage. The bank moved, inter alia, for summary judgment dismissing the answer. The homeowner failed to oppose the motion, and the Supreme Court granted that branch of the bank's motion upon the homeowner's default.

More than two years later, the homeowner moved, in effect, to vacate so much of the order dated September 9, 2008, as granted that branch of the bank's motion which was for summary judgment dismissing his answer. In the order appealed from, the Supreme Court denied the homeowner's motion.

To vacate his default in opposing that branch of the bank's motion which was for summary judgment, the homeowner was required to demonstrate a reasonable excuse for failing to oppose the motion and a potentially meritorious opposition to that branch of the bank's motion which was for summary judgment ( see Strunk v. Revenge Cab Corp., 98 A.D.3d 1029, 1030, 950 N.Y.S.2d 595;Tsikotis v. Pioneer Bldg. Corp., 96 A.D.3d 936, 936, 946 N.Y.S.2d 491). Since the homeowner failed to demonstrate a potentially meritorious opposition to that branch of the bank's motion which was for summary judgment ( see e.g. Capital One, N.A. v. Knollwood Props. II, LLC, 98 A.D.3d 707, 707–708, 950 N.Y.S.2d 482;U.S. Bank, N.A. v. Sharif, 89 A.D.3d 723, 724, 933 N.Y.S.2d 293), the Supreme Court properly...

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  • Deutsche Bank Nat'l Trust Co. v. Saketos
    • United States
    • New York Supreme Court — Appellate Division
    • February 7, 2018
    ...their failure to answer the complaint (see One W. Bank, FSB v. Valdez , 128 A.D.3d 655, 655, 8 N.Y.S.3d 419 ; HSBC Bank USA N.A. v. Wider , 101 A.D.3d 683, 683, 957 N.Y.S.2d 125 ; Wells Fargo Bank, N.A. v. Cervini , 84 A.D.3d 789, 789, 921 N.Y.S.2d 643 ; Desiderio v. Devani , 24 A.D.3d 495,......
  • One W. Bank, FSB v. Valdez
    • United States
    • New York Supreme Court — Appellate Division
    • May 6, 2015
    ...(see Wood v. Tuttle, 106 A.D.3d 1393, 1394, 968 N.Y.S.2d 613 ; HSBC Bank USA N.A. v. Wider, 101 A.D.3d 683, 683, 955 N.Y.S.2d 202, 957 N.Y.S.2d 125; Wells Fargo Bank, N.A. v. Cervini, 84 A.D.3d 789, 789, 921 N.Y.S.2d 643 ; Desiderio v. Devani, 24 A.D.3d 495, 496, 806 N.Y.S.2d 240 ). Since V......
  • Harmon v. Major Chrysler Jeep Dodge, Inc.
    • United States
    • New York Supreme Court — Appellate Division
    • December 5, 2012
    ... ... Marine Midland Bank, 85 N.Y.2d 20, 24, 623 N.Y.S.2d 529, 647 N.E.2d ... Club Mgrs. Assn. of Am., Inc., 84 A.D.3d 928, 929, 923 N.Y.S.2d ... ...
  • Wood v. Tuttle
    • United States
    • New York Supreme Court — Appellate Division
    • May 30, 2013
    ...v. Young, 149 A.D.2d at 770, 539 N.Y.S.2d 561;see also HSBC Bank USA N.A. v. Wider, 101 A.D.3d 683, 683, 955 N.Y.S.2d 202, 957 N.Y.S.2d 125 [2012]; Galaxy Gen. Contr. Corp. v. 2201 7th Ave. Realty LLC, 95 A.D.3d 789, 790, 945 N.Y.S.2d 298 [2012] ). The absence of a reasonable excuse negates......
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