In re Curry

Decision Date11 December 2007
Docket NumberNo. 06-4217.,06-4217.
Citation509 F.3d 735
PartiesIn re Laquita D. CURRY, Debtor. Tidewater Finance Company, Appellant, v. Laquita D. Curry, Appellee.
CourtU.S. Court of Appeals — Sixth Circuit

On Appeal from the Sixth Circuit Bankruptcy Appellate Panel. No. 05-36056Lawrence S. Walter, Bankruptcy Judge.

ARGUED: James R. Sheeran, Tidewater Finance Company, Chesapeake, Virginia, for Appellant. Jeffrey R. McQuiston, Skelton, McQuiston, Gournaris & Henry, Dayton, Ohio, for Appellee. ON BRIEF: James R. Sheeran, Tidewater Finance Company, Chesapeake, Virginia, for Appellant. Jeffrey R. McQuiston, Skelton, McQuiston, Gournaris & Henry, Dayton, Ohio, for Appellee.

Before: GUY, MOORE, and GILMAN, Circuit Judges.

OPINION

RALPH B. GUY, JR., Circuit Judge.

Tidewater Finance Company (Tidewater) appeals from the judgment of the Sixth Circuit Bankruptcy Appellate Panel affirming the bankruptcy court's order denying Tidewater's motion for relief from the automatic stay to allow for the sale of the debtor's repossessed automobile and overruling Tidewater's objection to confirmation of the debtor's Chapter 13 plan based on its "cram down" treatment of the claim secured by that automobile. Whether a bankruptcy appeal comes before this court by way of the Bankruptcy Appellate Panel (BAP) or the district court, our review is of the bankruptcy court's decision. Koenig Sporting Goods, Inc. v. Morse Rd. Co. (In re Koenig Sporting Goods, Inc.), 203 F.3d 986, 988 (6th Cir.2000). Because the bankruptcy court's decision was made on stipulated facts, this appeal presents only legal issues that we review de novo. Id.

Tidewater argues that its prepetition repossession of the automobile, a 2000 Saturn SL, limited the debtor's rights to those available under Ohio law and precluded the debtor from modifying Tidewater's claim under 11 U.S.C. § 1322(b)(2). Tidewater relies on the same authority and reiterates the same legal arguments as it did both before the bankruptcy court and on appeal to the BAP. After careful review of the record, the applicable law, and the arguments presented on appeal, we find that the bankruptcy court did not err in confirming the plan and denying relief from the automatic stay. Further, because the reasons supporting this conclusion are so ably articulated by the BAP, we find that issuance of a full written opinion by this court would be duplicative and would serve no useful purpose. Accordingly, we AFFIRM...

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  • Lyda v. City of Detroit (In re City of Detroit)
    • United States
    • U.S. Court of Appeals — Sixth Circuit
    • November 14, 2016
    ...Appellate Panel (BAP) or the district court, our review is of the bankruptcy court's decision.” Tidewater Fin. Co. v. Curry (In re Curry) , 509 F.3d 735, 735 (6th Cir. 2007). We review the bankruptcy court's dismissal of the complaint for failure to state a claim and its interpretation of 1......
  • In re Thomas
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    ...13 plan is a final, appealable order. Tidewater Fin. Co. v. Curry (In re Curry), 347 B.R. 596, 598 (6th Cir. BAP 2006), aff'd, 509 F.3d 735 (6th Cir.2007). The appeal of the orders confirming the chapter 13 plans presents a question of law which is reviewed de novo. First Union Mortgage Cor......
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    ...vehicle until such time as it was sold. Id. at 681; see also In re Curry, 347 B.R. 596, 602 (6th Cir. BAP 2006), aff'd, 509 F.3d 735 (6th Cir.2007) (because ownership of an automobile does not transfer under Ohio law until the vehicle is sold, a repossessed vehicle remains property of the e......
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