Kaufman v. Republic Insurance Co.

Decision Date18 December 1974
Citation363 N.Y.S.2d 951,323 N.E.2d 189,35 N.Y.2d 867
Parties, 323 N.E.2d 189 Michael J. KAUFMAN, Appellant, v. REPUBLIC INSURANCE COMPANY, Respondent.
CourtNew York Court of Appeals Court of Appeals

Don B. Panush, New York City, for appellant.

Mark Barret Wiesen, New York City, for respondent.

MEMORANDUM.

The order of the Appellate Division, 42 A.D.2d 995, 348 N.Y.S.2d 374, should be affirmed, without costs. The record establishes unequivocally that communications and letters were exchanged between plaintiff's lawyer and the insurer over an extended period of time, before and after an action at law was barred by the policy provisions. But the record fails to establish in evidentiary form, as distinguished from argumentative conclusions, that the insurer ever receded from its contention that plaintiff had submitted and was persisting in the assertion of a fraudulently exaggerated claim. This is not the stuff of waiver of estoppel which could lull anyone into a belief that the 'negotiations' had passed from contention into settlement. Indeed, plaintiff in trying to bolster the alleged telephone conversations, in order to establish a 'lulling' of plaintiff by the insurer, submits a stream of letters. These letters separately and collectively reveal consistent intransigence by the insurer in refusing to co-operate with plaintiff's lawyer or to make any offer beyond the $2,000 figure. Hence, no waiver or estoppel, crediting plaintiff's evidentiary assertions, as the court must, is shown.

BREITEL, C.J., and JASEN, GABRIELLI, JONES, WACHTLER, SAMUEL RABIN and STEVENS, JJ., concur.

Order affirmed in memorandum.

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