McLennan v. McLennan

Decision Date06 November 1925
Docket NumberCivil 2341
PartiesMARY McLENNAN, Appellant, v. ELSIE PEARL McLENNAN, Appellee
CourtArizona Supreme Court

APPEAL from a judgment of the Superior Court of the County of Navajo. J. E. Crosby, Judge. Affirmed.

Messrs Ferguson & Axline, for Appellant.

Mr. C B Wilson, for Appellee.

OPINION

LOCKWOOD, J.

On the nineteenth day of December, 1910, the Brotherhood of Railroad Trainmen, a fraternal benefit association organized under the laws of Ohio, issued a benefit certificate to Robert A McLennan, hereinafter called the insured. Mary McLennan, the mother of the insured, hereinafter called appellant, was named as beneficairy under the certificate. Under its terms the constitution, rules and regulations of the Brotherhood became a part thereof. Section 62 of the constitution reads as follows:

"Transfer of Beneficiary Certificates.

"Sec 62. Any member desiring to transfer his beneficiary certificate shall fill out the printed transfer on the certificate and sign his name thereto, and send same to the general secretary and treasurer, through the secretary of a lodge of the Brotherhood. All transfers of beneficiary certificates shall be made upon the books of the Grand Lodge under the direction of the general secretary and treasurer, and any and all transfers made in any other manner shall be null and void. It shall be the duty of the general secretary and treasurer, immediately upon its receipt, to certify to such transfer in the form provided therefor in the certificate."

On June 1st, insured revoked his directions as to the beneficiary and directed the payment to be made to his wife, Elsie Pearl McLennan, hereinafter called appellee, and on July 2, 1920, the change of beneficiaries was duly noted on the records of the society. The request for change and its record were made in strict accordance with section 62, supra, and no attempt at further change was made until May 1st, 1921. On this latter date the insured either shot himself or was shot by some other person, the true facts apparently never being established. After the shooting he was taken to the Santa Fe Hospital in Albuquerque, New Mexico, and while on the train on his way there he executed the following document:

"Dated May 1st, 1921.

"I, Robert McLennan, being of sound mind and without duress, do hereby transfer insurance policy in the Brotherhood of Railway Trainmen in the sum of sixteen hundred ($1,600.00) dollars, payable to my wife, Elsie McLennan, to my mother, Mrs. K. J. McLennan, of 415 Second Northeast, Calgary, Alberta, Canada. Said insurance policy is now in the hands of E. D. Kitzmiller, of Winslow, Arizona.

"Dated at Winslow, Arizona, this 1st day of May,

[Signed] R. A. McLENNAN.

"State of Arizona, County of Navajo--ss.:

"Subscribed and sworn to before me this 1st day of May, A. D. 1921.

"[Seal] G. C. BAZELL,

"Notary Public.

"Commission expires March 27, 1924."

The insured, after reaching Albuquerque, was transferred to the Santa Fe Hospital in Los Angeles, California, reaching there the 4th of May. Appellee accompanied him at his request on both of these trips.

On receipt of the document, above quoted, the secretary of Winslow Lodge, No. 477, of the Brotherhood of Railroad Trainmen, of which local insured was a member, forwarded it to the home office of the Brotherhood in Ohio. It was returned to the forwarder in due course by the secretary of the Grand Lodge, with a letter stating that the transfer was not lawful, and that the Grand Lodge would not accept it, and requesting the local secretary to get the original certificate and fill out the blank thereon in proper shape, and send it to the Grand Lodge, so that the transfer could be made in the proper manner. At the time of the alleged transfer on May 1st, the certificate was not in the possession of the insured, but was forwarded to him some time prior to June 5th and from that time until his death was in his possession.

On receipt of the letter from the Grand Lodge, the secretary of the local lodge wrote several letters to the insured, instructing him to send in the certificate with the transfer properly indorsed thereon, because the Grand Lodge would not accept the assignment or transfer of May 1st. Finally, about the 1st of June, the insured wrote the local secretary, asking for a blank on which he could make a request that the amount of the certificate be paid to him; it providing in the terms the insured himself might become the beneficiary on the ground of disability. He also wrote to a friend, stating that he was making these arrangements, so that he could use the money to go into business. This disability claim, however, was never completed, as insured died June 15th, 1921. Proof of death was made by both appellant and appellee, and the Brotherhood refused to pay either party, but filed its bill of interpleader and deposited the amount due under the certificate with the clerk of court.

The case was heard before the court without a jury, and judgment was entered, directing payment of the money to appellee,...

To continue reading

Request your trial
6 cases
  • Franklin Life Insurance Company v. Mast
    • United States
    • U.S. Court of Appeals — Ninth Circuit
    • December 10, 1970
    ...face of a policy provision which specifically set out another procedure which should be followed. An earlier case, McLennan v. McLennan, 29 Ariz. 191, 240 P. 339 (1925)6 had held that the method of changing beneficiaries set out in the policy contract was exclusive and must be followed stri......
  • Kane v. Union Mut. Life Ins. Co.
    • United States
    • New York Supreme Court — Appellate Division
    • December 31, 1981
    ...change of beneficiaries and the rule to be applied where the insurer has waived such compliance, stating: "In McLennan v. McLennan, 29 Ariz. 191, 240 P. 339 (1925) this court stated that if an insurance policy contract provides the method of changing the name of the beneficiary from one per......
  • Doss v. Kalas
    • United States
    • Arizona Supreme Court
    • June 26, 1963
    ...agreement whether such a requirement must always be followed to effect a change of beneficiaries. 25 A.L.R.2d 999. In McLennan v. McLennan, 29 Ariz. 191, 240 P. 339 (1925) this court stated that if an insurance policy contract provides the method of changing the name of the beneficiary from......
  • Mackenzie v. Badillo (In re Meza)
    • United States
    • U.S. Bankruptcy Court — District of Arizona
    • February 9, 2012
    ...The insured may change his designation of beneficiary at will up until the time of his death. As stated by the Arizona Supreme Court in McLennan, “Under insurance certificates of this nature, the beneficiary has no vested interest in the certificate until the death of the insured member. Up......
  • Request a trial to view additional results

VLEX uses login cookies to provide you with a better browsing experience. If you click on 'Accept' or continue browsing this site we consider that you accept our cookie policy. ACCEPT