Miller v. Uhrick, 2

Decision Date02 May 1985
Docket NumberCA-CIV,No. 2,2
Citation146 Ariz. 413,706 P.2d 739
PartiesClayton K. MILLER, III, an unmarried man for himself and as guardian for Michelle Katherine Miller, Plaintiff/Appellant/Cross-Appellee, v. Susan UHRICK, an unmarried woman and Title Insurance Company of Minnesota, doing business in Arizona as a corporation, Defendants/Appellees/Cross- Appellants. 5231.
CourtArizona Court of Appeals
OPINION

LIVERMORE, Judge.

Plaintiff, Clayton Miller, purchased real property from defendant Susan Uhrick for $46,000. $33,500 was paid in cash; the remainder, secured by a deed of trust, to be paid in monthly installments on the first of each month beginning January 1, 1981. The deed of trust provided that time was of the essence, that acceptance of late payments was not a waiver of that provision, and that in the event of any default the beneficiary, by written notice, could "declare all sums secured ... immediately due and payable" and could elect to sell the property. Payments that were two weeks late were accepted in January and February 1981; a late payment in March was returned and a notice of sale was sent to Miller. Prior to this Miller had not been informed of Uhrick's dissatisfaction with his payments. He offered to pay a month in advance to avoid any further late payments. This was declined unless he paid the costs incurred ($121.00) in the notice of sale. He refused and this suit to enjoin the sale followed.

The trial judge initially ruled that by accepting late payments, Uhrick had waived her right to invoke the remedies contained in the deed of trust without notifying Miller of her insistence on timely payment. On reconsideration, after the supervening decision in Sanson v. Gonzales, 142 Ariz. 30, 688 P.2d 676 (App.1984), the court entered judgment for Uhrick. Miller appeals this judgment; Uhrick has cross-appealed from the denial of an award of attorney's fees. We have jurisdiction under A.R.S. § 12-2101.

Because Sanson v. Gonzales, supra, was vacated by the Supreme Court at 141 Ariz. 633, 688 P.2d 641 (1984), we could remand this matter to the trial court for reconsideration. We decline to do so. The trial court's judgment, in the absence of that case, is a matter of record. The expenditure of additional judicial time when the facts are clear is not warranted.

Miller points to authority that acceptance of late payments is a waiver and that forfeiture cannot occur without actual notice to him of an intention to insist on strict performance. See, e.g., Arizona Title Guarantee and Trust Co. v. Modern Homes, Inc., 84 Ariz. 399, 330 P.2d 113 (1958). Uhrick contends that authority does not apply to remedies other than forfeiture and that in any event acceptance of two late payments is not a waiver. We believe these arguments to be too aridly formalistic on the facts of this case.

It is undisputed that Uhrick did not complain to Miller about the late payments though she easily could have done so. It is also clear, given Miller's behavior in paying two weeks in advance after notice of the proposed sale, that such a complaint would have been...

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5 cases
  • Dorn v. Robinson
    • United States
    • Arizona Court of Appeals
    • 29 Marzo 1988
    ...(App.1982). Id. at 634, 688 P.2d at 642. The most recent Arizona decision on this topic is Division Two's opinion in Miller v. Uhrick, 146 Ariz. 413, 706 P.2d 739 (App.1985), approved, 146 Ariz. 511, 707 P.2d 309 (1985). In that case, Miller bought real property from Uhrick for $46,000, pay......
  • Phipps v. First Federal Sav. & Loan Ass'n of Beresford
    • United States
    • South Dakota Supreme Court
    • 11 Octubre 1988
    ...clause is not necessary where there is a history of late payment and letters of objection from the mortgagee. Miller v. Uhrick, 146 Ariz. 413, 415, 706 P.2d 739, 741 (App.1985), affirmed, 146 Ariz. 511, 707 P.2d 309 (1985). Here, we note that First Federal did not passively sit by; it sent ......
  • Engram v. Bank, 1 CA-CV 08-0635
    • United States
    • Arizona Court of Appeals
    • 31 Agosto 2010
    ...accepting that payment Chase waived any right it might have had to repossess the car based on that breach. See Miller v. Uhrick, 146 Ariz. 413, 414, 706 P.2d 739, 740 (App. 1985) (acceptance of late payments waived creditor's right to invoke remedies in deed of trust unless creditor gave no......
  • Stevenson v. Prop. Masters Real Estate Trust LLC
    • United States
    • Arizona Court of Appeals
    • 26 Mayo 2011
    ...or fails to reject late payments, tardy payments will not justify acceleration of the debt or foreclosure. Miller v. Uhrick, 146 Ariz. 413, 414, 706 P.2d 739, 740 (App. 1985). Our Supreme Court has noted that foreclosure is an equity action and, therefore, a seller "must do more than merely......
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