Morgan v. Lowry, (No. 6782.)

Decision Date11 April 1929
Docket Number(No. 6782.)
Citation149 S.E. 37,168 Ga. 723
PartiesMORGAN. v. LOWRY, Sheriff.
CourtGeorgia Supreme Court

Rehearing Denied May 18, 1929.

(Syllabus by Editorial Staff.)

Error from Superior Court, Fulton County; Edgar E. Pomeroy, Judge.

Application for writ of habeas corpus by James L. Morgan against J. I. Lowry, Sheriff. Application was denied, and applicant brings error. Affirmed.

R. R. Jackson and C. E. Moore, both of Atlanta, for plaintiff in error.

John A. Boykin, Sol. Gen., Carlton W. Binns, Sol., Howell, Heyman & Bolding, and J. W. Le Craw, all of Atlanta, for defendant in error.

Syllabus Opinion by the Court.

BECK, P. J. James L. Morgan was remanded to custody upon the hearing of an application made by him for a writ of habeas corpus, and to that order he excepted. The application for discharge from custody was based upon the ground that the indictment upon which the bench warrant under which applicant was held was void; he contending that the indictment was based upon an act of the Legislature which is unconstitutional. In the first count of the indictment it is charged that the defendant did engage in the business of making loans of credit, in amounts and to the value of $300 and less, and that he did charge, contract for, and receive a greater rate of interest than 8 per cent, per annum on loans, "for the use of said credit, and as interest on said loans of credit, without having a license from the State Banking Department." In the second count it is charged that defendant "did engage in the business of selling his credit, in amounts and to the value of $300 and less, and did charge, contract for, and receive a greater rate of consideration than eight per cent, per annum on said sales of credit, without a license from the State Banking Department." And in the third count it is charged that the defendant "did engage in the business of loaning credit in amounts and to the value of $300 and less, and did charge, contract for, and receive a greater rate of interest on said loans than three and one half per cent, per month, for the use of and as interest on said loans of credit."

1. Sections 1, 17, and 18 of the act to license and regulate the business of making loans in the sum of $300 or less, approved August 17, 1920 (Ga. Laws 1920, pp. 215, 220, 221), are not unconstitutional, in so far as they prohibit the making of loans except in accordance with the provisions of the three sections of the act referred to, on the ground that they violate article 3, § 7, par. 8, of the Constitution of the state of Georgia, which provides that no law or ordinance shall pass which refers to more than one subject-matter: the caption of the act of 1920 being as follows: "An act to license and regulate the business of making loans in sums of $300, or less, secured or unsecured, at a greater rate of interest than eight (8) per centum per annum, prescribing the rate of interest and charge therefor, and penalties for the violation thereof; regulating the assignment of wages or salaries, earned or to be earned, when taken as security for any such loan, and for other purposes."

2. Nor do the said provisions of the statute referred to violate article 1, § 1, par. 2, of the Constitution of this state, which declares that protection of person and property shall be impartial and complete.

3. Nor do they violate the due process of law clause of the state and federal Constitutions (Const. Ga. art. 1, § 1, par. 3; Const. U. S. Amend. 14, § 1).

4. The portions of the statute referredto are not so vague, uncertain, and indefinite as to render them void.

5. Nor are the portions of the statute referred to in violation of the provisions of article 1, § 1, par. 23, of the state Constitution, which provides that the legislative, judicial, and executive powers shall remain separate and distinct, etc.

0. Clearly none of the sections of the act of...

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6 cases
  • Ravitz v. Steurele
    • United States
    • Kentucky Court of Appeals
    • December 21, 1934
    ... ... no ... person, except as authorized by the act and without first ... 459; ... Beasley v. Cahoon, 109 Fla. 106, 147 So. 288; ... Morgan v. Lowry, Sheriff, 168 Ga. 723, 149 S.E. 37 ... (1929), affirmed in ... ...
  • Kelleher v. Minshull
    • United States
    • Washington Supreme Court
    • November 27, 1941
    ... ... MINSHULL, Supervisor of Banking, et al. No. 28546. Supreme Court of Washington November 27, 1941 ... State, 1922, 154 Ga. 443, 114 S.E ... 635; Morgan v. Lowry, 1929, 168 Ga. 723, 149 S.E ... 37, appeal dismissed ... ...
  • Shanks v. St. Joseph Finance & Loan Co.
    • United States
    • Kansas Court of Appeals
    • April 5, 1943
    ...St. 129, 104 A. 505; Wheeler v. Remedial Loan Co., 261 Pa. St. 139, 104 A. 508; Badger v. State, 154 Ga. 443, 114 S.E. 635; Morgan v. Lowry, 168 Ga. 723, 149 S.E. 37, dismissed, Morgan v. Georgia, 281 U.S. 691, 50 S.Ct. 238, 74 L.Ed. 1120; Family Finance Co. v. Allman, 174 Ga. 467, 163 S.E.......
  • Family Finance Co v. Allman
    • United States
    • Georgia Supreme Court
    • February 19, 1932
    ...no special law shall be enacted in any case where provision has been made by an existing general law. And it was held in Morgan v. Lowry, 168 Ga. 723, 724, 149 S. E. 37, that this small-loan act does not violate the due process clause of the state and federal Constitutions. The latter case ......
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