Nationstar Mortg., LLC v. Rodriguez
Decision Date | 28 July 2016 |
Docket Number | No. 66761.,66761. |
Citation | 375 P.3d 1027,132 Nev. Adv. Op. 55 |
Parties | NATIONSTAR MORTGAGE, LLC; and the Bank of New York Mellon, f/k/a the Bank of New York as Trustee for the Holders of the Certificates, First Horizon Mortgage Pass–Through Certificates Series PHAMS 2005–AA5, by First Horizon Home Loans, a Division of First Tennessee Bank National Master Servicer, In its Capacity as Agent for the Trustee Under the Pooling and Servicing Agreement, Appellants, v. Catherine RODRIGUEZ, Respondent. |
Court | Nevada Supreme Court |
Kravitz, Schnitzer & Johnson, Chtd., and Gary E. Schnitzer and Tyler J. Watson, Las Vegas; Akerman, LLP, and Melanie D. Morgan, Las Vegas, for Appellants.
Connaghan Newberry Law Firm and Tara D. Newberry, Las Vegas; Legal Aid Center of Southern Nevada, Inc., and Venicia G. Considine, Las Vegas, for Respondent.
Before the Court En Banc.
Nevada's Foreclosure Mediation Rules (FMRs) provide that a party may file a petition for judicial review following mediation, provided that the petition is filed within 30 days of receiving the mediator's statement. In this appeal, we must determine whether the filing of such a petition can be permitted beyond the 30–day time period when a party discovers fraud months after the mediation. We conclude that it cannot. Accordingly, we determine that the district court lacked jurisdiction to consider the petition for judicial review and reverse the district court's order.
Respondent Catherine Rodriguez received a loan from First Horizon to purchase a home secured by a deed of trust. Mortgage Electronic Registration Systems, Inc., a nominee beneficiary, later recorded a notice of default, and the Bank of New York Mellon (BONY) was assigned the deed of trust. Rodriguez elected for foreclosure mediation, the first of which took place in July 2010. MetLife Home Loans (MetLife) attended the mediation as an agent of BONY. MetLife made an offer at the mediation, which Rodriguez did not accept. A second, unsuccessful mediation took place in December 2010.
Appellant Nationstar Mortgage, LLC, began servicing Rodriguez's account in August 2011, meaning that it did not own the loan but could foreclose on it, if necessary. A third, unsuccessful mediation occurred on October 6, 2011, between Nationstar, as the agent of BONY, and Rodriguez. Unknown to Rodriguez, Nationstar presented an uncertified, inaccurate copy of the note at the mediation. The note mistakenly contained a stamp endorsing the note to Nationstar.
Thereafter, Rodriguez received a foreclosure notice, and BONY filed a complaint for judicial foreclosure. During a hearing held on a motion for summary judgment on June 18, 2013, BONY presented the original copy of the note containing an endorsement in blank—as opposed to the endorsement to Nationstar. Upon learning that the note presented at the October 6, 2011, mediation was inaccurate, Rodriguez filed a petition for judicial review of the October 6, 2011, mediation on July 22, 2013, against Nationstar and BONY (collectively, Nationstar). The district court excused the untimeliness of the petition based on good cause, and after an evidentiary hearing, found that the note's certification was false and that Nationstar knew of the falsity. As a result, the district court sanctioned Nationstar $100,000. This appeal followed.
Nationstar argues that Rodriguez did not file her petition for judicial review in a timely manner as required by FMR 21(2),1 so the district court lacked jurisdiction. We review court rules de novo. Pasillas v. HSBC Bank USA, 127 Nev. 462, 467, 255 P.3d 1281, 1285 (2011).
FMR 21(2) provides that petitions for judicial review “shall be filed within 30 days of the date that the party to mediation received the Mediator's Statement.” We have previously determined that the “[u]se of the word ‘shall’ in ... the FMRs indicates a duty ... and ... ‘shall’ is mandatory unless the statute demands a different construction to carry out the clear intent of the [L]egislature.” Pasillas, 127 Nev. at 467, 255 P.3d at 1285 (internal quotation marks omitted). We have also previously determined that “the FMRs necessitate strict compliance.” Leyva v. Nat'l Default Servicing Corp., 127 Nev. 470, 476, 255 P.3d 1275, 1279 (2011) ; see Markowitz v. Saxon Special Servicing, 129 Nev. ––––, 310 P.3d 569, 572 (2013) ( ).
“When the language in a provision is clear and unambiguous, this court gives ‘effect to that meaning and will not consider outside sources beyond that statute.’ ” City of Reno v. Citizens for Cold Springs, 126 Nev. 263, 272, 236 P.3d 10, 16 (2010) (quoting Nev. Attorney for Injured Workers v. Nev. Self–Insurers Ass'n, 126 Nev. 74, 84, 225 P.3d 1265, 1271 (2010) ). Because FMR 21(2) is not susceptible to more than one understanding, we conclude that FMR 21(2) is unambiguous and the 30–day period is unyielding.
Rodriguez argues that this court should read a discovery component into FMR 21(2).2 We disagree. This court has never applied a discovery rule to any type of petition for judicial review. See Washoe Cty. v. Otto, 128 Nev. 424, 431, 282 P.3d 719, 725 (2012) ; Mikohn Gaming v. Espinosa, 122 Nev. 593, 598, 137 P.3d 1150, 1154 (2006) (); Kame v. Emp't Sec. Dep't, 105 Nev. 22, 24, 769 P.2d 66, 68 (1989) ( ). This pronouncement appears to be generally accepted. See, e.g., Brazoria Cty., Tex. v. Equal Emp't Opportunity Comm'n, 391 F.3d 685, 688 (5th Cir.2004) ; Burlington N., Inc. v. Nw. Steel & Wire Co., 794 F.2d 1242, 1247 (7th Cir.1986) ( ); Horne v. Idaho State Univ., 138 Idaho 700, 69 P.3d 120, 123 (2003) (); Nudell v. Forest Pres. Dist. of Cook Cty., 207 Ill.2d 409, 278 Ill.Dec. 542, 799 N.E.2d 260, 267–68 (2003) (); 2 Am. Jur. 2d Administrative Law § 507 (2014) ; 3 Charles H. Koch, Jr., Administrative Law and Practice § 8:24 (3d ed. 2010) () .
Further, we note that even if FMR 21(2) contained a discovery component, Rodriguez still missed the 30–day deadline. Rodriguez discovered the note's fraudulence on June 18, 2013, but she did not file her petition for judicial review until July 22, 2013, 34 days later.
Accordingly, for the reasons set forth above, we conclude that the district court lacked jurisdiction to consider Rodriguez's petition for judicial review, which was filed more than 20 months after the mediator's statement was mailed to the parties,3 and we reverse the district court's order.4
1 The FMRs have been revised several times. In this opinion, we use the FMRs as amended on February 16, 2011, because this version applied at the time of the pertinent mediation—the subject of the petition for judicial review. See In re Adoption of Rules for Foreclosure Mediation, ADKT No. 435 (Order Amending Foreclosure Mediation Rules, February 16, 2011); see also Leyva v. Nat'l...
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