PennyMac Corp. v. Chavez
Decision Date | 23 November 2016 |
Citation | 42 N.Y.S.3d 239,144 A.D.3d 1006,2016 N.Y. Slip Op. 07938 |
Parties | PENNYMAC CORP., respondent, v. Jorge CHAVEZ, also known as Jorge F. Chavez, et al., appellants, et al., defendants. |
Court | New York Supreme Court — Appellate Division |
Rubin & Licatesi, P.C., Garden City, N.Y. (Richard H. Rubin and Amy J. Zamir of counsel), for appellants.
Frenkel Lambert Weiss Weisman & Gordon, LLP, Bay Shore, N.Y. (Joseph F. Battista and Christopher Kohn of counsel), for respondent.
L. PRISCILLA HALL, J.P., SANDRA L. SGROI, BETSY BARROS, and FRANCESCA E. CONNOLLY, JJ.
In an action to foreclose a mortgage, the defendants Jorge Chavez, also known as Jorge F. Chavez, and Margarita Chavez appeal, as limited by their brief, from (1) so much of an order of the Supreme Court, Nassau County (Adams, J.), entered July 13, 2015, as granted the plaintiff's motion for summary judgment on the complaint insofar as asserted against them and denied that branch of their cross motion which was for summary judgment dismissing the complaint insofar as asserted against them, and (2) so much of an order of the same court entered July 17, 2015, as granted the plaintiff's motion for summary judgment on the complaint insofar as asserted against them.
ORDERED that one bill of costs is awarded to the plaintiff.
In July 2013, the plaintiff commenced this action to foreclose a second consolidated mortgage executed by the defendants Jorge Chavez, also known as Jorge F. Chavez, and Margarita Chavez (hereinafter together the defendants). The defendants answered the complaint, raising the defense that the plaintiff lacked standing to commence the action. The plaintiff moved for summary judgment on the complaint insofar as asserted against the defendants and the defendants cross-moved, inter alia, for summary judgment dismissing the complaint insofar as asserted against them on the ground that the plaintiff lacked standing. The Supreme Court granted the plaintiff's motion and denied that branch of the defendants' cross motion.
“ ‘Generally, in moving for summary judgment in an action to foreclose a mortgage, a plaintiff establishes its prima facie case through the production of the mortgage, the unpaid note, and evidence of default’ ” (Deutsche Bank Natl. Trust Co. v. Brewton,
142 A.D.3d 683, 684, 37 N.Y.S.3d 25, quoting Plaza Equities, LLC v. Lamberti, 118 A.D.3d 688, 689, 986 N.Y.S.2d 843 ). Further, where the defendants place standing in issue, the plaintiff must prove its standing in order to be entitled to relief (see
Deutsche Bank Natl. Trust Co. v. Brewton, 142 A.D.3d at 684, 37 N.Y.S.3d 25; Aurora Loan Servs., LLC v. Taylor, 114 A.D.3d 627, 628, 980 N.Y.S.2d 475affd. 25 N.Y.3d 355, 12 N.Y.S.3d 612, 34 N.E.3d 363 ; Wells Fargo Bank Minn., N.A. v. Mastropaolo, 42 A.D.3d 239, 242, 837 N.Y.S.2d 247 ). A plaintiff has standing in a mortgage foreclosure action where it is the holder or assignee of the underlying note at the time the action is commenced (see Aurora Loan Servs., LLC v. Taylor, 25 N.Y.3d 355, 361, 12 N.Y.S.3d 612, 34 N.E.3d 363 ; Deutsche Bank Natl. Trust Co. v. Brewton, 142 A.D.3d at 684, 37 N.Y.S.3d 25).
Here, the plaintiff produced the mortgage, the unpaid note, and evidence of default. In addition, it established its standing by demonstrating, through the affidavit of Kyra Schwartz, an employee of the attorneys for the plaintiff who stated that she received the note from the plaintiff in November 2011, and a stamped copy of the summons and complaint, that, at the time of the...
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