Shoemaker v. National Ben Franklin of Michigan, Docket No. 30549

Decision Date07 September 1977
Docket NumberDocket No. 30549
Citation259 N.W.2d 414,78 Mich.App. 175
PartiesRussell R. SHOEMAKER and Viola A. Shoemaker, next friend of Dean Russell Shoemaker, Plaintiffs-Appellants, v. NATIONAL BEN FRANKLIN OF MICHIGAN, a Domestic Insurance Corporation, Defendant-Appellee. 78 Mich.App. 175, 259 N.W.2d 414
CourtCourt of Appeal of Michigan — District of US

[78 MICHAPP 176] Kelly & Oole by Michael F. Kelly, Grand Rapids, for plaintiffs-appellants.

Wade C. Stevens, Muskegon, for defendant-appellee.

Before KELLY, P. J., and CAVANAGH and ROOD, * JJ.

ROOD, Judge.

The issue raised by this appeal is whether a motorcyclist can recover from his father's no-fault insurer for damages sustained in a collision with a farm tractor pulling a manure spreader on a public highway? We hold that the no-fault insurer is not liable under the no-fault statutory scheme, and the insurer's sole liability [78 MICHAPP 177] must arise under an uninsured motorist clause or other contractual provision, and remand for a hearing in this regard.

On April 1, 1975, plaintiff motorcyclist was injured when a farm tractor pulling a manure spreader made a left-hand turn onto a roadway and was struck by the motorcycle driven by Dean Russell Shoemaker. Plaintiffs commenced an action against the owner and driver of the tractor and manure spreader. Defendants in that case filed a motion for partial summary judgment seeking a determination that the no-fault act was applicable and plaintiffs' claim was only for the excess damages above no-fault coverage. Plaintiffs then filed the present action against their own insurer. Defendant insurer moved for and was granted summary judgment on September 27, 1976, the trial court ruling that plaintiffs could not recover under their no-fault policy. Plaintiffs claim an appeal as of right to this Court.

We affirm the trial court's ruling that the no-fault act is inapplicable. Neither the motorcycle nor the tractor is a "motor vehicle" to which the no-fault act applies. The motorcycle is not a "motor vehicle", as used in the act, since it does not have more than two wheels. M.C.L.A. § 500.3101(2); M.S.A. § 24.13101(2). For the no-fault act to be applicable, not only must there be a "motor vehicle", but M.C.L.A. § 500.3101(1); M.S.A. § 24.13101(1) specifies a "motor vehicle required to be registered in this state". We regard the tractor and manure spreader as "implements of husbandry", excepted from registration by M.C.L.A. § 257.216(c); M.S.A. § 9.1916(3) and M.C.L.A. § 257.21; M.S.A. § 9.1821.

Plaintiffs ask us to read the provisions of Chapter 31 of the Insurance Code to find their no-fault insurer liable for the injuries. Plaintiffs' argument [78 MICHAPP 178] is that since the tractor has more than two wheels it is thus a motor vehicle as defined in § 3101(2) even though the tractor is not required to have no-fault insurance under § 3101(1). Then upon finding that the injuries were caused by the use of a motor vehicle, the tractor, plaintiffs would have us impose liability under § 3105(1), M.C.L.A. § 500.3105(1); M.S.A. § 24.13105(1), and allow recovery against their insurer under § 3114(1), M.C.L.A. § 500.3114(1); M.S.A. § 24.13114(1), and § 3115(1), M.C.L.A. § 500.3115(1). We decline to apply this analysis.

In resolving this issue, several general rules of statutory construction must be applied. Where statutory language is ambiguous, it is open to judicial construction. Royal Oak School Dist. v. Schulman, 68 Mich.App. 589, 592-593, 243 N.W.2d 673 (1976). It is this Court's duty to determine the legislative intent, looking at the language used in the statute, its subject matter, scope and purpose, and the act should be construed to render it internally consistent and to avoid absurd results. Stutelberg v. Practical Management Co., 70 Mich.App. 325, 337-338, 245 N.W.2d 737 (1976); Schoolcraft County Board of Commissioners v. Schoolcraft Memorial Hospital Board of Trustees, 68 Mich.App. 654, 656-657, 243 N.W.2d 708 (1976); Williams v. Secretary of State, 338 Mich. 202, 207, 208, 60 N.W.2d 910 (1953). It is our belief that it would work an absurdity to hold that plaintiffs can recover for injuries from a motorcycle accident, because of the fortuitous purchase of an automobile no-fault policy, after the legislature went to great lengths to exclude tractors and motorcycles from coverage under the act. 1 Having limited an insurer's[78 MICHAPP 179] risk to not include motorcycles, we find no legislative intent nor judicial prerogative to impose an even greater risk by imposing liability on an insurer that has issued a policy on an automobile and has issued no policy on a motorcycle. 2 Cf. Nunley v. Turner, 57 Mich.App. 473, 483-484, 226 N.W.2d 528 (1975), lv. den., 394 Mich. 816 (1975); Cora v. Patterson, 55 Mich.App. 298, 303-304, 222 N.W.2d 221 (1974).

For an insurer to incur liability under M.C.L.A. § 500.3105; M.S.A. § 24.13105, there must at a minimum be an accident involving a vehicle intended to be covered by M.C.L.A. § 500.3101(1); M.S.A. § 24.13101(1). While holding that...

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