State Farm Fla. Ins. Co. v. Desai

Decision Date19 February 2013
Docket NumberNo. 3D12–2586.,3D12–2586.
Citation106 So.3d 5
PartiesSTATE FARM FLORIDA INSURANCE COMPANY, Petitioner, v. Roshani DESAI, Respondent.
CourtFlorida District Court of Appeals

OPINION TEXT STARTS HERE

A Writ of Certiorari to the Circuit Court for Miami–Dade County, David C. Miller, Judge.

Russo Appellate Firm, P.A., and Elizabeth K. Russo; Chimpoulis Hunter & Lynn, P.A., and Brian C. Hunter, for petitioner.

Arnold R. Ginsberg, for respondent.

Before SHEPHERD and ROTHENBERG, JJ., and SCHWARTZ, Senior Judge.

ROTHENBERG, J.

Roshani Desai filed a declaratory action to determine whether an alleged “plumbing loss” was covered by her homeowners' insurance policy issued by State Farm Florida Insurance Company (State Farm). Prior to a determination as to coverage, the trial court entered a discoveryorder requiring State Farm to (1) produce claim manuals and/or guidelines relating to certain policy language and (2) provide a representative to testify as to the claims manual, guidelines, and insurance policy.

In seeking certiorari review of the discovery order, State Farm contends Florida law “prohibits insureds from obtaining discovery into an insurer's claims files and claims handling materials until contract/coverage litigation has been concluded.” As State Farm's argument is well taken, we grant the petition for writ of certiorari and quash the discovery order under review. Gen. Star Indem. Co. v. Atl. Hospitality of Fla., LLC, 93 So.3d 501, 503 (Fla. 3d DCA 2012) (granting certiorari and quashing a discovery order because the order prematurely “compels the production of materials concerning the insurer's business policies and practices before there has been a determination of coverage and the extent of loss”) (emphasis added); see also State Farm Fla. Ins. Co. v. Ramirez, 86 So.3d 1198 (Fla. 3d DCA 2012); Gov't Emps. Ins. Co. v. Rodriguez, 960 So.2d 794 (Fla. 3d DCA 2007); Liberty Mut. Ins. Co. v. Farm, Inc., 754 So.2d 865 (Fla. 3d DCA 2000).

Petition granted; order quashed.

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7 cases
  • Homeowners Choice Prop. & Cas. Ins. Co. v. Avila, 3D17–465
    • United States
    • Florida District Court of Appeals
    • 25 Abril 2018
    ...photographs, witness statements and repair estimates were protected by the work product privilege"). See also State Farm Fla. Ins. Co. v. Desai, 106 So.3d 5, 6 (Fla. 3d DCA 2013) (in a declaratory action to determine coverage, the trial court entered a discovery order requiring State Farm t......
  • Avatar Prop. & Cas. Ins. Co. v. Jones
    • United States
    • Florida District Court of Appeals
    • 13 Marzo 2020
    ...which is improper in a breach of contract action based on a first-party property insurance claim. See, e.g., State Farm Florida Ins. Co. v. Desai, 106 So. 3d 5 (Fla. 3d DCA 2013) ; Gen. Star Indem. Co. v. Atlantic Hospitality of Florida, LLC, 93 So. 3d 501 (Fla. 3d DCA 2012) ; State Farm Fl......
  • State Farm Mut. Auto. Ins. Co. v. Premier Diagnostic Ctrs., LLC
    • United States
    • Florida District Court of Appeals
    • 27 Enero 2016
    ...when the issue of coverage is still in dispute, the order departs from the essential requirements of law."); State Farm Fla. Ins. Co. v. Desai, 106 So.3d 5, 6 (Fla. 3d DCA 2013) (cautioning that a trial court departs from the essential requirements of law in permitting discovery of claim fi......
  • Owners Ins. Co. v. Armour
    • United States
    • Florida District Court of Appeals
    • 9 Septiembre 2020
    ...671 (Fla. 2d DCA 2008). A discovery order improperly compelling production is reviewable by certiorari. See State Farm Fla. Ins. Co. v. Desai, 106 So. 3d 5, 6 (Fla. 3d DCA 2013). As both the magistrate and circuit court acknowledged, Second District case law is replete with opinions holding......
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