State Farm Mut. Auto. Ins. Co. v. Snyder

• Decision Date: 24 January 1972
• Docket Number: No. 2,No. 46854,46854,2
• Parties: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY v. Inez SNYDER et al
• Court: Georgia Court of Appeals

Page 878

187 S.E.2d 878

125 Ga.App. 352

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY v. Inez SNYDER et al.

No. 46854.

Court of Appeals of Georgia, Division No. 2.

Jan. 24, 1972.

Greer & Murray, Malcolm S. Murray, Kenneth C. Pollock, Atlanta, for appellant.

Richard T. Bridges, Edgar A. Fry, Harry A. Crawley, Thomaston, for appellees.

Syllabus Opinion by the Court

DEEN, Judge.

The direction of a verdict is proper only where there is no conflict in the evidence as to any material issue and the evidence introduced, with all reasoanble deductions therefrom, shall demand a particular verdict. Code Ann. 81A-150(a). A verdict may only be directed in situations where, if there were a determination the other way, it would have to be set aside by the court. Standard Acc. Ins. Co. v. Winget, 197 F.2d 97, 34 A.L.R.2d 250. It is only where reasonable men may not differ as to the inferences to be drawn from the evidence that it is proper for the judge to remove the case from jury consideration. Canal Ins. Co. v. Tate, 111 Ga.App. 377, 141 S.E.2d 851.

The facts of this case are set out in State Farm Mut. Auto. Ins. Co. v. Snyder, 122 Ga.App. 584, 178 S.E.2d 215 where the denial of the plaintiff's motion for summary judgment was affirmed by this court. The issue was whether the injured plaintiff, Mrs. Snyder, was a 'member of the family of the insured residing in the same household as the insured' so as to exclude coverage for bodily injury as to her daughter, the spouse of the named insured in an automobile liability policy. After setting out all the evidence offered on the motion favorable to Mrs. Snyder's position that she was not a member of the same household within the coverage detailed (and no more favorable evidence was offered on the trial) this court said: 'We cannot say as a matter of law that Mrs. Snyder was living in the Harned household. There is evidence which, if believed, would authorize a jury to conclude that she maintained her own domestic establishment, although under the same roof, and therefore another 'household' within the meaning of the policy.' While it is true that we did not pass at that time upon the question of whether a verdict was demanded for the plaintiff (the holding being only that a verdict was not demanded against the plaintiff as a matter of law) nevertheless, the converse of the statement above quoted is also true. The jury must determine as a matter of fact whether one or two households existed, in view of the...