Topel v. Reliastar Life Insurance Company of New York
Decision Date | 19 April 2004 |
Docket Number | 2003-01722. |
Citation | 774 N.Y.S.2d 790,6 A.D.3d 608,2004 NY Slip Op 02942 |
Parties | HARRIS TOPEL, Respondent, v. RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK, Appellant. |
Court | New York Supreme Court — Appellate Division |
Ordered that one bill of costs is awarded to the defendant.
Pursuant to CPLR 3211 (a) (1), dismissal of a complaint is warranted where the documentary evidence resolves all factual issues as a matter of law and definitively disposes of the asserted claims (see Randazzo v Gerber Life Ins. Co., 3 AD3d 485 [2004]; Bank v Lake, 284 AD2d 355 [2001]; European Am. Bank v Miller, 265 AD2d 374 [1999]). In the instant case, the plaintiff alleged that he paid a premium for term life insurance for a period in which no coverage was provided. Contrary to the plaintiff's assertions, the policy clearly stated when coverage began and when premiums were due, and there is no merit to his contention that his premium payment covered a period prior to the commencement of coverage or that he was entitled to 365 days of coverage for the initial premium payment (see Randazzo v Gerber Life Ins. Co., supra; Dougherty v William Penn Life Ins. Co. of N.Y., 3 AD3d 469 [2004]). Accordingly, the defendant's motion to dismiss the complaint should have been granted.
The plaintiff's remaining contentions are without merit.
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