Warren v. Pilot Life Ins. Co

Decision Date03 November 1937
Docket NumberNo. 316.,316.
Citation212 N.C. 354,193 S.E. 293
CourtNorth Carolina Supreme Court
PartiesWARREN. v. PILOT LIFE INS. CO

Appeal from Superior Court, Pitt County; F. A. Daniels, Emergency Judge.

Action by Rena Warren against the Pilot Life Insurance Company. From a judgment on a verdict for plaintiff, defendant appeals.

New trial.

Action to recover on policy of insurance.

On July 1, 1935, defendant issued and delivered to Alexander Warren a policy of life insurance for $2,500, in which the plaintiff was named as beneficiary. The policy provided, among other things, that: "Upon receipt of satisfactory proof that * * * the insured * * * has sustained bodily injury resulting in death * * * through external, violent and accidental means * * * the Company will pay in addition to the face amount of this policy the sum of $2,500.00. The agreement as to benefits under this provision shall be null and void if death shall have resulted from bodily injuries inflicted intentionally by another person. * * *''

Warren, the insured, was shot to death on the night of February 28, 1936.

Plaintiff contends that the death was "through external, violent and accidental means, " and within the meaning of the said provision of the policy. Defendant pleads as defense and bar to the right of plaintiff to recover that the death "resulted from bodily injuries inflicted intentionally by another person."

The evidence tended to show that: Warren, accompanied by the young lady to whom he was engaged, had parked his automobile on a road near the Fair Ground at Greenville. As he was in the act of dialing the radio in his car, the right-hand door of the automobile was suddenly opened by a man who grabbed the young lady around the neck with his left arm. The man had a pistol in his right hand pointed in the car, and almost instantly the pistol fired; the bullet struck Warren in the right breast, and he died instantly. The man dragged the young lady out into a field, threatened her, went back and looked in the car, then returned to where she was, dragged her further into the field, partially disrobed her, and ran away when the lights of an approaching automobile shone on the spot. It was contended that the man was bent upon criminally assaulting the lady. Later, the man was arrested, identified as Willie Tate, and indicted for murder. In the trial, the young lady was a witness for the state. On the trial of the instant case, she testified as to what occurred at the time Warren was shot. She was examined as to the report of her testimony given in the murder trial. She admitted the correctness of the report.

The court...

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13 cases
  • Bone v. Charlotte Liberty Mut. Ins. Co., 7118DC21
    • United States
    • North Carolina Court of Appeals
    • 22 Febrero 1971
    ...death resulting from firearms. Insured heard a noise at the barn, walked out to investigate and was shot. In Warren v. Pilot Life Insurance Co., 212 N.C. 354, 193 S.E. 293 (1937), also reported on subsequent appeals at 215 N.C. 402, 2 S.E.2d 17 (1939), 217 N.C. 705, 9 S.E.2d 479 (1940), and......
  • Moore v. Union Fidelity Life Ins. Co.
    • United States
    • North Carolina Supreme Court
    • 12 Junio 1979
    ...may be found at 219 N.C. 368, 13 S.E.2d 609 (1941); 217 N.C. 705, 9 S.E.2d 479 (1940); 215 N.C. 402, 2 S.E.2d 17 (1939); and 212 N.C. 354, 193 S.E. 293 (1937).4 Although the language Justice Devin used is susceptible to both interpretations, we read it to impose the burden of going forward ......
  • Mills v. State Life & Health Ins. Co.
    • United States
    • North Carolina Supreme Court
    • 8 Abril 1964
    ...means': Clay v. State Insurance Co., supra; Powers v. Travelers' Insurance Co., 186 N.C. 336, 119 S.E. 481; Warren v. Pilot Life Insurance Co., 212 N.C. 354, 193 S.E. 293; s. c., 215 N.C. 402, 2 S.E.2d 17; s. c., 217 N.C. 705, 9 S.E.2d 479; s. c., 219 N.C. 368, 13 S. E.2d 609; Whitaker v. J......
  • Hampton v. West
    • United States
    • North Carolina Supreme Court
    • 3 Noviembre 1937
    ... ... to the first taker an estate for life only, by certain and ... express terms, and annexes it to the power of ... ...
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