Wells Fargo Bank, N.A. v. Erobobo

Decision Date29 April 2015
Docket Number2013-06986, Index No. 31648/09.
Citation127 A.D.3d 1176,9 N.Y.S.3d 312,2015 N.Y. Slip Op. 03522
PartiesWELLS FARGO BANK, N.A., etc., appellant, v. Rotimi EROBOBO, respondent, et al., defendants.
CourtNew York Supreme Court — Appellate Division

127 A.D.3d 1176
9 N.Y.S.3d 312
2015 N.Y. Slip Op. 03522

WELLS FARGO BANK, N.A., etc., appellant
v.
Rotimi EROBOBO, respondent, et al., defendants.

2013-06986, Index No. 31648/09.

Supreme Court, Appellate Division, Second Department, New York.

April 29, 2015.


9 N.Y.S.3d 313

Hinshaw & Culbertson, LLP, New York, N.Y. (Schuyler Kraus and Annemarie D'Amour of counsel), for appellant.

Kenneth S. Pelsinger, Levittown, N.Y., for respondents.

RUTH C. BALKIN, J.P., L. PRISCILLA HALL, SHERI S. ROMAN, and JEFFREY A. COHEN, JJ.

Opinion

In an action to foreclose a mortgage, the plaintiff appeals, as limited by its brief, from so much of an order of the Supreme Court, Kings County (Saitta, J.), dated April 29, 2013, as denied that branch of its motion which was for summary judgment on the complaint insofar as asserted against the defendant Rotimi Erobobo.

ORDERED that the order is reversed insofar as appealed from, on the law, with costs, and that branch of the plaintiff's motion which was for summary judgment on the complaint insofar as asserted against the defendant Rotimi Erobobo is granted.

On July 17, 2006, Rotimi Erobobo executed a note to secure a loan from Alliance Mortgage Banking Corporation (hereinafter Alliance), to purchase real property located in Brooklyn. Erobobo gave a mortgage to Alliance to secure that debt, thus encumbering the subject premises. Wells Fargo Bank, N.A. (hereinafter the plaintiff), as trustee for ABFC 2006–OPT3,

127 A.D.3d 1177

ABFC Asset–Backed Certificates, Series 2006–OPT3 (hereinafter the trust), alleges that it was assigned the note and mortgage on July 18, 2008. Erobobo allegedly defaulted on the mortgage in September 2009, and, in December 2009, the plaintiff commenced this action against Erobobo, among others, to foreclose the mortgage. Erobobo's pro se answer contained a general denial of all allegations, and set forth no affirmative defenses. The plaintiff thereafter moved for summary judgment on the complaint, submitting the mortgage, the unpaid note, and evidence of Erobobo's default. In opposition, Erobobo, now represented by counsel, contended that the plaintiff lacked...

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