West v. Carolina Housing & Mortg. Corp.

Decision Date12 September 1955
Docket NumberNo. 19010,19010
PartiesLewis WEST, Jr., et al. v. CAROLINA HOUSING & MORTGAGE CORPORATION et al.
CourtGeorgia Supreme Court

William A. Zorn, Jessup, for plaintiffs in error.

Marvin C. Pritchard, Waycross, for defendants in error.

Syllabus Opinion by the Court.

DUCKWORTH, Chief Justice.

1. 'One having the capacity and opportunity to read a written contract, and who signs it, not under any emergency, and whose signature is not obtained by any trick or artifice of the other party, can not afterwards set up fraud in the procurement of his signature to the instrument.' Truitt-Silvey Hat Co. v. Callaway, 130 Ga. 637, 61 S.E. 481; Lewis v. Foy, 189 Ga. 596, 6 S.E.2d 788.

2. The petitioners' allegations, as finally amended, being that they were ignorant colored people, practically illiterate and totally incapable of reading and understanding the nature of the papers presented to them for their signature, that it was late at night, and there was no one to turn to for advice and guidance at that time; and that they were, therefore, required to rely upon the representations of the agents of one of the defendants, which were false, are totally insufficient to relieve them of due diligence or to show any emergency making it necessary for them to sign without delay; and there being no fiduciary relationship between the parties, the petition fails to allege a cause of action, and the court did not err in sustaining the demurrer and in dismissing the petition.

Judgment affirmed.

All the Justices concur.

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13 cases
  • Prudential Ins. Co. of America v. Perry
    • United States
    • Georgia Court of Appeals
    • March 19, 1970
    ...149, 67 S.E. 662; Lewis v. Foy, 189 Ga. 596, 6 S.E.2d 788; Thomas v. Eason, 208 Ga. 822(3), 69 S.E.2d 729; West v. Carolina Housing & Mortgage Corp., 211 Ga. 789, 89 S.E.2d 1288, and others of like tenor. Cf. Cotton States Mut. Ins. Co. v. Booth, 116 Ga.App. 410, 412, 157 S.E.2d 877. The re......
  • Carr v. Jacuzzi Bros., Inc.
    • United States
    • Georgia Court of Appeals
    • September 9, 1974
    ...Beckwith v. Peterson, 227 Ga. 403, 404(1), 181 S.E.2d 51; Livingston v. Barnett, 193 Ga. 640(4), 19 S.E.2d 385; West v. Carolina Housing etc. Corp., 211 Ga. 789, 89 S.E.2d 188; Budget Charge Accounts v. Peters, 213 Ga. 17(3), 96 S.E.2d 887; Martin v. Alford, 214 Ga. 4, 7, 102 S.E.2d In any ......
  • Reserve Life Ins. Co. v. Meeks
    • United States
    • Georgia Court of Appeals
    • March 20, 1970
    ...of authority nothing else appearing; this presumption does not obtain where he is blind, illiterate, etc. West v. Carolina Housing & Mortgage Corp., 211 Ga. 789, 89 S.E.2d 188 (requiring that an illiterate person obtain somebody else to read the document being executed) was overruled in Pir......
  • Cole v. Cates, 41795
    • United States
    • Georgia Court of Appeals
    • April 15, 1966
    ...when in fact it was a contract of sale, would not be such trick or artifice as would amount to fraud. In West v. Carolina Housing & Mortgage Corp., 211 Ga. 789, 89 S.E.2d 188, the 'often announced rule' first stated above was stated in the first division of the opinion and applied in the se......
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1 books & journal articles
  • RACE IN CONTRACT LAW.
    • United States
    • University of Pennsylvania Law Review Vol. 170 No. 5, May 2022
    • May 1, 2022
    ...labor market, and the rise of the New Deal-era administrative state."). (362) See, e.g., West v. Carolina Hous. & Mortg. Corp., 89 S.E.2d 188, 188 (Ga. 1955) (holding that allegation that signers "were ignorant colored people, practically illiterate and totally incapable of reading and ......

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