Lewis v. U.S. Bank Nat'l Ass'n, 4D14–815.

Decision Date09 March 2016
Docket NumberNo. 4D14–815.,4D14–815.
Citation188 So.3d 46 (Mem)
Parties Sharlene Hampton LEWIS, Appellant, v. U.S. BANK NATIONAL ASSOCIATION, as Trustee for the Registered Holders of ABFC 2007–WMC 1 Trust, Asset–Backed Certificates, Series 2007–WMC1, Appellee.
CourtFlorida District Court of Appeals

Bruce Jacobs, Court E. Keeley, Amida U. Frey, and Anna C. Morales of Jacobs Keeley, PLLC, Miami, for appellant.

Diana B. Matson of Baker, Donelson, Bearman, Caldwell & Berkowitz, PC, Fort Lauderdale, for appellee.

ON MOTION FOR REHEARING

PER CURIAM.

We grant appellant's motion for rehearing, withdraw our per curiam affirmance, and enter the following opinion.

In 2008, appellee bank filed a foreclosure action and included a count seeking to reestablish a lost note. No copy of the original note was attached to the complaint. The case went to trial in 2014. The endorsements on an allonge to the note were undated and the bank's witness could not testify when the endorsements were placed on the allonge. The bank's reliance on a pooling and servicing agreement was insufficient to establish the bank's standing to bring suit at the time the suit was filed. See Jarvis v. Deutsche Bank Nat.'l Trust Co., 169 So.3d 194, 196 (Fla. 4th DCA 2015)

; Balch v. LaSalle Bank N.A., 171 So.3d 207, 209 (Fla. 4th DCA 2015) ; Perez v. Deutsche Bank Nat.'l Trust Co., 174 So.3d 489, 491 (Fla. 4th DCA 2015).

Reversed and remanded.

GROSS

, GERBER and KLINGENSMITH, JJ., concur.

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3 cases
  • Deutsche Bank Nat'l Trust Co. v. Marciano
    • United States
    • Florida District Court of Appeals
    • April 8, 2016
    ...in Schmidt v. Deutsche Bank, 170 So.3d 938, 940 (Fla. 5th DCA 2015) or the Fourth District's recent decision in Lewis v. U.S. Bank Nat'l Ass'n, 188 So.3d 46 (Fla. 4th DCA 2016). In each case, the court determined that the lender failed to prove standing despite the admission of a PSA. Lewis......
  • Twine v. State, 3D15–2495.
    • United States
    • Florida District Court of Appeals
    • March 9, 2016
  • Bolous v. U.S. Bank Nat'l Ass'n
    • United States
    • Florida District Court of Appeals
    • November 2, 2016
    ...original complaint. We disagree with the borrower's argument and affirm.We write to distinguish this case from Lewis v. U.S. Bank Nat'l Ass'n, 188 So.3d 46 (Fla. 4th DCA 2016), where we held, without a detailed explanation, that a bank's reliance on a pooling and servicing agreement was ins......

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