Azar v. Employers Cas. Co.

Decision Date03 April 1972
Docket NumberNo. C--49,C--49
Citation178 Colo. 58,495 P.2d 554
PartiesWilliam G. AZAR, Petitioner, v. EMPLOYERS CASUALTY COMPANY, Respondent.
CourtColorado Supreme Court

Duane O. Littell, I. Thomas Bieging, Denver, for petitioner.

Wormwood, Wolvington, Renner & Dosh, Winston W. Wolvington, Edward H. Haffey, Denver, for respondent.

LEE, Justice.

William G. Azar's petition for certiorari to the Court of Appeals was granted by this Court to review whether the decision of the Court of Appeals, found in Employers Casualty v. Azar, 28 Colo.App. 566, 479 P.2d 979, was decided in a way probably not in accord with applicable law. We have concluded the Court of Appeals correctly decided the issue on appeal and therefore affirm the judgment.

For a better understanding of the controversy, we here incorporate the statement of the case as set forth in Employers Casualty v. Azar, Supra:

'William G. Azar wounded his hunting companion, John E. Filer, while the two were hunting rabbits along a public highway. The accident occurred in an automobile operated by Azar. Immediately before the accident, Azar was driving along the highway when two rabbits were seen and Azar stopped the automobile. Azar prepared to fire a shotgun through the car window, but before firing, he noticed a car approaching from the opposite direction. He then brought the shotgun back into the car and it accidentally discharged, injuring Filer.

'At the time of this accident, Azar was insured under an automobile liability policy issued by Employers Casualty Company and under a homeowner's policy issued by Aetna Insurance Company. The question on this appeal is which of the two insurance companies is obligated to indemnify Azar against his liability arising out of this accident.

'After suit was commenced by Filer against Azar, Aetna undertook Azar's defense and on his behalf filed a third party complaint against Employers. Before trial, Aetna, with the consent of Employers, paid $8,000 in compromise of Filer's claim and the complaint was dismissed with prejudice. The companies then stipulated that the remaining issues in the case would be tried as in a declaratory judgment action with both Aetna and Employers as parties. It was further stipulated that Azar was an insured under both policies and that The sole question to be determined by the court was whether the accident and injuries referred to in the complaint arose out of the use of the automobile. It was further stipulated that under no circumstances could there be a finding that both companies were liable or that neither company was liable. Pursuant to stipulation of the parties, the case was submitted on the basis of the policies and depositions of Azar and Filer. On such basis, the court concluded that the accident and injuries resulting therefrom arose out of the use of the automobile and entered judgment against Employers.' (Emphasis added.)

The Court of Appeals determined, contrary to the trial court, that Mason v. Celina Mutual, 161 Colo. 442, 423 P.2d 24, controlled the disposition of this case. We agree. In Mason, the facts were similar in essential detail to those in the instant case. As here, there was an accidental shooting in a stopped automobile of one of the occupants by another occupant. No contention was made that the vehicle in any way contributed to or was connected with the accidental discharge of the firearm. The only relationship of the vehicle to the accident was the presence of the tort-feasor and the injured person in the automobile at the time of the infliction...

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43 cases
  • State Farm Mut. Auto. Ins. Co. v. Partridge
    • United States
    • California Supreme Court
    • September 25, 1973
    ...no causal relationship between the accidental firing of the gun and the use of the automobile. (See, e.g., Azar v. Employers Casualty Co. (Colo.1972) 495 P.2d 554, 555; Brenner v. Aetna Insurance Co. (1968) 8 Ariz.App. 272, 445 P.2d 474, 478; United States Fidelity & G. Co. v. Western Fire ......
  • Garrison v. State Farm Mut. Auto. Ins. Co., 71055
    • United States
    • Kansas Court of Appeals
    • April 21, 1995
    ...Ins., 264 Ark. 743, 744, 574 S.W.2d 265 (1978) (death caused by passenger playing with gun in parked vehicle); Azar v. Employers Casualty, 178 Colo. 58, 59, 495 P.2d 554 (1972) (preparing to shoot shotgun out of car window); State Farm Fire & Cas. Co. v. Strope, 481 N.W.2d 853, 854 (Minn.Ap......
  • Viani v. Aetna Ins. Co.
    • United States
    • Idaho Supreme Court
    • August 3, 1972
    ...of the accidental shooting. We express no opinion on the results of these cases. They include: Azar v. Employers Cas. Co., 495 P.2d 554 (Colo.1972) (Pringle, C. J., and Kelley, J., dissenting); Mason v. Celina Mut. Ins. Co., 161 Colo. 442, 423 P.2d 24 (1967); Nat'l Union Fire Ins. Co. v. Br......
  • Cung La v. State Farm Auto. Ins. Co.
    • United States
    • Colorado Supreme Court
    • May 26, 1992
    ...those cases persuasive in Colorado. Other cases finding no causal connection are factually distinguishable. In Azar v. Employers Casualty Co., 178 Colo. 58, 495 P.2d 554 (1972), this court held that an accidental shooting that occurred inside a vehicle did not "arise out of the use" of the ......
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1 books & journal articles
  • CHAPTER 4
    • United States
    • Full Court Press Zalma on Property and Casualty Insurance
    • Invalid date
    ...no causal relationship between the accidental firing of the gun and the use of the automobile. (See, e.g., Azar v. Employers Cas. Co., 495 P.2d 554, 555 (Colo. 1972); Brenner v. Aetna Ins. Co., 8 Ariz. App. 272 (1968); U.S. Fid. & Guar. Co. v. W. Fire Ins. Co., 450 S.W.2d 491, 492 (Ky. 1970......

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