Bank of N.Y. Mellon v. Vytalingam

• Decision Date: 30 November 2016
• Parties: BANK OF NEW YORK MELLON, etc., appellant, v. Sakadawen VYTALINGAM, et al., defendants.
• Court: New York Supreme Court — Appellate Division

144 A.D.3d 1070

42 N.Y.S.3d 274

2016 N.Y. Slip Op. 08035

BANK OF NEW YORK MELLON, etc., appellant,

v.Sakadawen VYTALINGAM, et al., defendants.

Supreme Court, Appellate Division, Second Department, New York.

Nov. 30, 2016.

Hinshaw & Culbertson LLP, New York, NY (Jason J. Oliveri and Schuyler B. Kraus of counsel), for appellant.

CHERYL E. CHAMBERS, J.P., LEONARD B. AUSTIN, SANDRA L. SGROI, and JEFFREY A. COHEN, JJ.

In an action to foreclose a mortgage, the plaintiff appeals from an order of the Supreme Court, Queens County (Grays, J.), entered May 15, 2014, which denied its unopposed motion for summary judgment dismissing the affirmative defenses and counterclaim of the defendants Sakadawen Vytalingam and Jaishree Monedatt.

ORDERED that the order is reversed, on the law, without costs or disbursements, and the plaintiff's motion for summary judgment dismissing the affirmative defenses and counterclaim of the defendants Sakadawen Vytalingam and Jaishree Monedatt is granted.

In this action to foreclosure a mortgage, the plaintiff moved for summary judgment dismissing the affirmative defenses and counterclaim of the defendants Sakadawen Vytalingam and Jaishree Monedatt (hereinafter together the defendants). The plaintiff demonstrated its prima facie entitlement to judgment as a matter of law dismissing the defendants' affirmative defenses, which alleged, inter alia, failure to comply with the notice requirements of RPAPL 1303 and 1304, lack of personal jurisdiction for failure to properly serve the summons and complaint, and lack of standing, as well as their counterclaim for rescission (see Generation Mtge. Co. v. Medina, 138 A.D.3d 688, 27 N.Y.S.3d 881 ; TD Bank, N.A. v. Mandia, 133 A.D.3d 590, 20 N.Y.S.3d 83 ).

The Supreme Court should have considered the affidavit of the plaintiff's loan servicer notwithstanding that it was subscribed and sworn to out of state and not accompanied by a certificate of conformity as required by CPLR 2309(c), as such a defect is not fatal, and no substantial right of the defendants was prejudiced by disregarding the defect (see CPLR 2001 ; Deutsche Bank Natl. Trust Co. v. Naughton, 137 A.D.3d 1199, 1200, 28 N.Y.S.3d 444 ; Seiden v. Sonstein, 127 A.D.3d 1158, 1161–1162, 7 N.Y.S.3d 565 ; Todd v. Green, 122 A.D.3d 831, 832, 997 N.Y.S.2d 155 ; Midfirst Bank v. Agho, 121 A.D.3d 343, 351, 991 N.Y.S.2d 623 ; U.S. Bank N.A. v. Dellarmo, 94 A.D.3d 746, 748, 942 N.Y.S.2d 122 ). As the defendants failed to oppose the plaintiff's motion or raise the issue, it was inappropriate for ...