Bank of New York v. Espejo

• Decision Date: 14 February 2012
• Citation: 2012 N.Y. Slip Op. 01200,92 A.D.3d 707,939 N.Y.S.2d 105
• Parties: BANK OF NEW YORK, etc., respondent, v. Jose Luis ESPEJO, et al., appellants, et al., defendants.
• Court: New York Supreme Court — Appellate Division

2012 N.Y. Slip Op. 01200

92 A.D.3d 707

939 N.Y.S.2d 105

BANK OF NEW YORK, etc., respondent,

v.Jose Luis ESPEJO, et al., appellants, et al., defendants.

Supreme Court, Appellate Division, Second Department, New York.

Feb. 14, 2012.

Stephen A. Katz, P.C., New York, N.Y., for appellants.

Frenkel, Lambert, Weiss, Weisman & Gordon, LLP, New York, N.Y. (Barry M. Weiss of counsel), for respondent.

MARK C. DILLON, J.P., JOHN M. LEVENTHAL, ARIEL E. BELEN, and PLUMMER E. LOTT, JJ.

In an action to foreclose a mortgage, the defendants Jose Luis Espejo and Daisy Espejo appeal from an order of the Supreme Court, Queens County (Markey, J.), entered September 24, 2010, which denied their motion, inter alia, to vacate the judgment of foreclosure and sale of the same court entered September 11, 2009, upon their default in appearing or answering the complaint.

ORDERED that the order is affirmed, with costs.

This action was commenced in early April 2007. According to the affidavits of service, the defendants Jose Luis Espejo and Daisy Espejo (hereinafter together the defendants), were served with copies of the summons and complaint at their home, the mortgaged premises (hereinafter the subject property), on April 9, 2007, by delivery of a copy of the summons and complaint to Michael Guzman, referred to as a cotenant, and by the subsequent mailing of two additional copies of the summons and complaint to the same address, all pursuant to CPLR 308(2). The defendants neither answered the complaint nor otherwise appeared in the action. On September 11, 2009, a default judgment of foreclosure and sale (hereinafter the judgment) was entered against them. In May 2010 the defendants moved, inter alia, pursuant to CPLR 5015(a)(4) to vacate the judgment entered upon their default. In support, the defendant Jose Luis Espejo submitted an affidavit stating that he was not served with a copy of the summons and complaint because, at the time of service, he resided and worked in Florida. The defendant Daisy Espejo submitted an affidavit stating that she was not served with a copy of the summons and complaint because Michael Guzman, who received service, did not reside at the subject property. The Supreme Court denied the defendants' motion. The defendants appeal, and we affirm.

The Supreme Court properly denied that branch of the defendants' motion which was pursuant to CPLR 5015(a)(4) to vacate the judgment. The affidavit of the process server constituted prima facie evidence of proper service pursuant to CPLR 308(2) ( see U.S. Natl. Bank Assn. v. Melton, 90 A.D.3d 742, 934 N.Y.S.2d 352; Wells Fargo Bank, N.A. v. Christie, 83 A.D.3d 824, 825, 921 N.Y.S.2d 127; Deutsche Bank Natl. Trust Co. v. Hussain, 78 A.D.3d 989, 912 N.Y.S.2d 595), and the defendants' unsubstantiated denial of receipt was insufficient to rebut the presumption of proper service at the address where all notices under the mortgage were to be sent. The conclusory affidavit of the defendant Daisy Espejo that Michael Guzman did not reside at the subject property did not rebut the presumption of proper service. Valid service pursuant to CPLR 308(2) may be made by delivery of the summons and complaint to a person of suitable age and discretion...