Ward v. Bulloch County

Decision Date16 March 1988
Docket NumberNo. 45155,45155
Citation258 Ga. 92,365 S.E.2d 440
PartiesWARD v. BULLOCH COUNTY et al.
CourtGeorgia Supreme Court

Robert C. Semler, D. Gary Lovell, Jr., Webb, Carlock, Copeland, Semler & Stair, Gerald M. Edenfield, Atlanta, for Wayne Ward.

James B. Franklin, Becky J. Sasher, Franklin & Taulbee, P.C., Statesboro, for Bulloch County et al.

CLARKE, Presiding Justice.

At issue on appeal is the interpretation of Article I, Section II, Paragraph 9 of the Constitution of the State of Georgia which waives sovereign immunity "... as to those actions for the recovery of damages for any claim against the state or any of its departments and agencies for which liability insurance for such claims has been provided but only to the extent of any liability insurance provided." (emphasis added)

Plaintiff Wayne Ward suffered an injury during his incarceration in Bulloch County Correctional Institute. Ward sued the county and the correctional institute alleging his injury resulted from the negligence of a correctional institute employee. Bulloch County had purchased a general liability insurance policy covering negligent acts of its employees. However, a declaratory judgment action filed by the insurer determined the insurer had no obligation to defend this action, or pay the claim, because the county had not complied with the notice terms of the policy. The county waited seventeen months to present Ward's claim to the insurer. No evidence of bad faith was offered. In granting defendants' motion for summary judgment the trial court held that sovereign immunity had been reinstated, since the insurer had no obligation to defend against or pay Ward's claim. Ward appeals the grant of summary judgment.

The county is not required to purchase liability insurance and is entitled to sovereign immunity in the absence of insurance; however, the mere purchase of liability insurance does not automatically waive sovereign immunity. Rather, sovereign immunity is waived only when the insurer of a state entity satisfies a claim under the coverage provided. If payment is not required under the contract, and bad faith has not been shown, there is no waiver of immunity. Martin v. Georgia Department of Public Safety, 257 Ga. 300, 303, 357 S.E.2d 569 (1987).

Judgment affirmed.

All Justices concur, except SMITH and WELTNER, JJ., who dissent.

SMITH, Justice, dissenting.

I disagree with the majority's opinion that, "the mere purchase of liability insurance does not automatically waive sovereign immunity." " 'When a public body has purchased liability insurance, there is no necessity for the protection which sovereign immunity provides to the public.' [ Toombs County, Georgia v. O'Neal, 254 Ga. 390, 393 (330 SE2d 95) (1985) ]." Martin v....

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12 cases
  • Hill v. Dekalb Regional Youth Detention Center
    • United States
    • U.S. Court of Appeals — Eleventh Circuit
    • December 27, 1994
    ...and agencies, including municipalities, to the extent of the coverage of any liability insurance."); Ward v. Bulloch County, 258 Ga. 92, 93, 365 S.E.2d 440, 441 (1988) ("The county is not required to purchase liability insurance and is entitled to sovereign immunity in the absence of insura......
  • Florida Intern. Indem. Co. v. City of Metter, Ga., 90-8302
    • United States
    • U.S. Court of Appeals — Eleventh Circuit
    • February 6, 1992
    ...for such claims has been provided but only to the extent of any liability insurance provided."); see also Ward v. Bulloch County, 258 Ga. 92, 365 S.E.2d 440, 441 (1988) ("The county is not required to purchase liability insurance and is entitled to sovereign immunity in the absence of insur......
  • Crider v. Zurich Ins. Co.
    • United States
    • Georgia Court of Appeals
    • June 27, 1996
    ...be purchased under OCGA § 33-24-51. There is no waiver of immunity if payment is not required under the contract. Ward v. Bulloch County, 258 Ga. 92, 93, 365 S.E.2d 440 (1988). "Where the plain terms of the policy provide that there is no coverage for a claim, or where the insurer has estab......
  • Rogers v. Rockdale County
    • United States
    • Georgia Court of Appeals
    • June 8, 1988
    ...to waive their sovereign immunity to the extent of such coverage is adversely controlled by the recent decisions in Ward v. Bulloch County, 258 Ga. 92, 365 S.E.2d 440 (1988); Dugger v. Sprouse, 257 Ga. 778, 364 S.E.2d 275 (1988); Bowen v. Columbus, Ga., 256 Ga. 462, 349 S.E.2d 740 (1986). T......
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