Mead v. Spalding

Decision Date16 January 1888
Citation6 S.W. 384,94 Mo. 43
PartiesMead, Plaintiff in Error, v. Spalding
CourtMissouri Supreme Court

Error to St. Louis City Circuit Court. -- Hon. A. M. Thayer, Judge.

Affirmed.

G. M Stewart for plaintiff in error.

(1) The title to the note described in the petition was vested in plaintiff by virtue of Revised Statutes, 1879, section 3296 and this title was never surrendered to or vested in her husband. (2) There is no evidence that plaintiff, directly or by implication, ever authorized her husband to hypothecate exchange, or sell the note. Mead's statements to that effect were incompetent. Golson v. Ebert, 52 Mo. 260; Wharton on Agents and Agency (Ed. 1876), sec. 163. Any agency that can be inferred from the evidence did not warrant the sale, exchange, or hypothecation of the note, and the plaintiff is not bound by the acts of the assumed agent. Brady v. Todd, 9 C. B. (N. S.) 592; Story on Agency (8 Ed.) sec. 126, et seq.; Tate v. Evans, 7 Mo. 419; Goodman v. Simons, 19 Mo. 117; State v. Bank, 45 Mo. 538; Graham v. Insurance Company, 46 Mo. 186; Adams Express Company v. Reno, 48 Mo. 264; Chouteau v. Filley, 50 Mo. 174; Greenwood v. Burns, 50 Mo. 52; Buckwalter v. Craig, 55 Mo. 71; Wheeler v. Given, 65 Mo. 89, 94; Sims, Ex'r, v. U. S. Trust Co., 9 N.E. 605; King v. Spears, 1 So. 266. The plaintiff was a married woman, and much more cogent evidence of authority is required to establish agency. Eystra v. Capelle, 61 Mo. 578; Rowell v. Klein, 44 Ind. 290, 293; McLaren v. Hall, 26 Iowa 297, 305; 2 Bishop's Law of Married Women (1 Ed.), secs. 396, 397; 2 Cond. Legal and Eq. Rights of Married Women (2 Ed.) sec. 1307, et seq.; Carver v. Carver, 53 Ind. 244; Atwater v. Underhill, 22 N.J.Eq. 599; Dean v. Bailey, 50 Ill. 483. (3) Whether defendant did or did not know of the marriage of plaintiff with A. W. Mead, when he took this note, is not put in issue by the pleadings. It is admitted by the defendant that she was married, and that he knew it when he took the note. Marriage is a public fact. Antrim v. Buckingham, Cases in Chan. 17; Montague v. Carneal, 1 Marshall, 353; Parson's Part. (3 Ed.) p. 26. (4) The note was overdue when Mr. Mead took it from the bank and when he hypothecated it with defendant, and was merely a chattel to which defendant could acquire no title other than that possessed by Mr. Mead, even had he not known (as he states in his answer that he did) the true owner when he took it. Marcal v. Millich, 18 La. An. 223; Ashurst v. Bank, Ames' Cases on Bills and Notes, 773; Brown v. Davis, Ib. 745-747; Kellog v. Schnake, 56 Mo. 136.

Hermann & Reyburn for defendant in error.

(1) A husband can act as agent for his wife, and though it may require more cogent proof to establish such agency, still, when once proven, all the rules governing agency control the agency of the husband. Eystra v. Capelle, 61 Mo. 580; Rodgers v. Bank, 69 Mo. 562; Morrison v. Thistle, 67 Mo. 596; Kelley, Contracts of Married Women, chap. 6, pp. 179, 180; Baum v. Mullen, 47 N.Y. 577; Truman v. Allen, 15 Hun (22 N. Y.) 4. (2) In regard to her separate estate, the married woman enjoys the same rights and is subject to the same liabilities as a femme sole. Frank v. Lillenthal, 33 Grat. 377; Larassar v. Washburn, 50 Wis. 202; Walter v. Limogy, 26 La. An. 324; Adams v. Mills, 38 N.Y.S. (6 Jones & Spencer), 25.

Black, J. Sherwood, J., was not present at the reading of this opinion.

OPINION

Black, J.

On the twenty-first of May, 1874, the plaintiff, then Caroline S. Cranston, a widow lady, through A. W. Mead, loaned to Stubblefield, three thousand dollars, for which she received the note of the latter for that amount, payable in two years to the order of Million, and by him endorsed in blank, the note being secured by a deed of trust on real estate. Mead had been her agent in loaning money before, and continued to act in that capacity after the date of this loan. The note before mentioned was renewed twice, first on the twenty-fourth of May, 1876, for two years, and again on the twenty-first of May, 1878, for three years. Both renewals were endorsed upon the note, the first being signed by Mead as agent for plaintiff, and the second by "A. W. Mead." The note was deposited with the Third National Bank on the twenty-third of November, 1878, where the plaintiff kept an account. She married Mead in April, 1879; and in the following July, the bank turned the note over to A. W. Mead, on her written order, signed "Mrs. C. S. Cranston." In November, 1879, the defendant loaned Mead one thousand dollars, and received from him the three thousand dollar note as security. In January, 1880, the defendant made the further loan of five hundred dollars; and in March, 1880, he made a further advance to Mead on the same security, which, with those before made, amounted to the face of the note. These advances not having been paid, defendant collected the amount due on the three thousand dollar note. Mead died in August, 1882, and thereafter the plaintiff brought this suit to recover the amount collected by the defendant, alleging that the note was her property, and that the defendant wrongfully, tortiously, and without her consent obtained possession of the same. The court, the cause having been tried without a jury, found the issues for the defendant, and the case is here on a writ of error sued out by the plaintiff.

The answer is, first, a general denial, and then it sets up in substance that Mead had full power to collect the interest and to discount, or hypothecate, the note. There is a further allegation that defendant purchased the note in good faith, and without any notice that Mead did not have any authority to deal with the note from the owner; that the note bore the plaintiff's written endorsement; and that she thereby put it in the power of Mead to commit a fraud on defendant, and that she should bear the loss, even if Mead did not have her consent to the disposition of the note.

The case, as made by the pleadings, is one at law, and no instructions having been asked or given there is but a single question before us for consideration, and that is, whether there is any evidence to support the general finding for the defendant. In these actions at law, tried by the court without a jury, it is just as essential that instructions should be given or refused, in order to enable us to review the action of the court, as it is in like cases tried with the aid of a jury. In either case, we must look to the instructions given, and the verdict or finding of the court, to see how the disputed questions of fact were resolved, and to the instructions, given and refused, to see upon what theory of law the cause was tried. We have no more right to determine disputed questions of fact in these suits when tried by the court, than we have when tried with the aid of a jury. In either case, the finding as to the facts on conflicting evidence is binding upon this court. Altum v. Arnold, 27 Mo. 264; Easley v. Elliott, 43 Mo. 289; Harbison v. School District, 89 Mo. 184, 1 S.W. 30.

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