Jpmorgan Chase Bank, Nat'l Ass'n v. Grinkorn

CourtNew York Supreme Court Appellate Division
Citation172 A.D.3d 1183,102 N.Y.S.3d 210
Docket Number2016-05828,Index No. 19674/09,2016-08493,2017-00143
Parties JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, etc., Respondent, v. Joseph GRINKORN, Appellant, et al., Defendants.
Decision Date22 May 2019

172 A.D.3d 1183
102 N.Y.S.3d 210

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, etc., Respondent,
v.
Joseph GRINKORN, Appellant, et al., Defendants.

2016-05828
2016-08493
2017-00143
Index No. 19674/09

Supreme Court, Appellate Division, Second Department, New York.

Argued—January 8, 2019
May 22, 2019


Zisholtz & Zisholtz, LLP, Mineola, N.Y. (Meng Cheng of counsel), for appellant.

Parker Ibrahim & Berg LLC, New York, N.Y. (Scott W. Parker of counsel), for respondent.

MARK C. DILLON, J.P., CHERYL E. CHAMBERS, ROBERT J. MILLER, COLLEEN D. DUFFY, JJ.

102 N.Y.S.3d 212

DECISION & ORDER

ORDERED that the orders are affirmed insofar as appealed from, with one bill of costs.

The defendant Joseph Grinkorn (hereafter the appellant) executed, in favor of the plaintiff's predecessor in interest, a series of promissory notes, secured by mortgages on certain residential property, as well as consolidation, extension, and modification agreements (hereinafter CEMAs), consolidating the notes and mortgages. Upon the appellant's alleged default in making payment on the debt, the plaintiff commenced this action to foreclose the consolidated mortgage and to reform the mortgage documents to correct certain errors. Service was allegedly made upon the appellant pursuant to CPLR 308(2) by, on September 5, 2009, serving a copy of the summons and complaint on a person of suitable age and discretion at the appellant's dwelling place, followed by a mailing. Upon discovering that the index number listed on the copies of the summons and complaint served on the appellant contained a typographical error, the plaintiff re-served the appellant by, on April 28, 2010, affixing copies of the summons and complaint containing the correct index number to the door of the appellant's residence, followed by a mailing. The appellant failed to appear or answer the complaint. In July 2010, within one year of the appellant's default, the plaintiff moved for an order of reference, but thereafter withdrew the motion.

In May 2014, the plaintiff moved, inter alia, to restore the action to the active calendar, for leave to enter a default judgment against the appellant, to appoint a referee to compute the amount due to the plaintiff, to deem the summons and complaint timely served nunc pro tunc, and to reform the mortgages and CEMAs and for leave to amend the complaint and other litigation documents in the action nunc pro tunc to correct certain errors. The appellant cross-moved to dismiss the complaint insofar as asserted against him for lack of personal jurisdiction or, alternatively, to vacate his default in appearing or answering the complaint and for leave to serve a late answer. In two orders dated March 29, 2016, the Supreme Court, among other things, granted those branches of the plaintiff's motion and denied, without a hearing, the appellant's cross motion. The appellant thereafter moved, inter alia, for leave to renew his cross motion and his opposition to the plaintiff's motion. In an order dated November 30, 2016, the court, among other things, denied that branch of

102 N.Y.S.3d 213

the appellant's motion which was for leave to renew. The appellant appeals from the two orders dated March 29, 2016, and the order dated November 30, 2016.

As a threshold matter, the plaintiff demonstrated its entitlement to a default judgment against the appellant and an order of reference by submitting proof of service of a copy of the summons and complaint, proof of the facts constituting the causes of action, including that the appellant defaulted on his payment obligations, and proof that the appellant failed to appear or answer within the time allowed (see RPAPL 1321[1] ; CPLR 3215[f] ; Aurora Loan Servs., LLC v. Movtady, 165 A.D.3d 1025, 1026, 87 N.Y.S.3d 114 ; 21st Mtge. Corp. v. Palazzotto, 164 A.D.3d 1293, 1294, 81 N.Y.S.3d 752 ). Among other things, the plaintiff's submissions established its entitlement to reform the...

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  • Rattner v. Fessler
    • United States
    • New York Supreme Court Appellate Division
    • February 16, 2022
    ...a reasonable excuse for the delay and a potentially meritorious defense to the action’ " ( JPMorgan Chase Bank, N.A. v. Grinkorn, 172 A.D.3d 1183, 1185, 102 N.Y.S.3d 210, quoting Aurora Loan Servs., LLC v. Movtady, 165 A.D.3d 1025, 1026–1027, 87 N.Y.S.3d 114 ). However, where, as here, a de......
  • CCAP Auto Lease Ltd. v. Savannah Car Care, Inc.
    • United States
    • New York Supreme Court Appellate Division
    • December 8, 2022
    ...before turning to any contentions aimed at the alleged excusable nature of their defaults (see JPMorgan Chase Bank, N.A. v. Grinkorn, 172 A.D.3d 1183, 1185, 102 N.Y.S.3d 210 [2d Dept. 2019] ). Pursuant to CPLR 5015(a)(4), a court may vacate a judgment upon a showing from the defaulting part......
  • Rattner v. Fessler
    • United States
    • United States State Supreme Court (New York)
    • February 16, 2022
    ...a reasonable excuse for the delay and a potentially meritorious defense to the action'" (JPMorgan Chase Bank, N.A. v Grinkorn, 172 A.D.3d 1183, 1185, quoting Aurora Loan Servs., LLC v Movtady, 165 A.D.3d 1025, 1026-1027). However, where, as here, a defendant seeking to vacate a default rais......
  • Rattner v. Fessler
    • United States
    • United States State Supreme Court (New York)
    • February 16, 2022
    ...a reasonable excuse for the delay and a potentially meritorious defense to the action'" (JPMorgan Chase Bank, N.A. v Grinkorn, 172 A.D.3d 1183, 1185, quoting Aurora Loan Servs., LLC v Movtady, 165 A.D.3d 1025, 1026-1027). However, where, as here, a defendant seeking to vacate a default rais......
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